<body><div>Attention New Jersey residents!There's <a href="https://www.consumerfinancialserviceslawmonitor.com/2023/08/new-jersey-enacts-law-capping-surcharges-for-credit-card-transactions/">a sneaky charge some restaurants have been adding to your bill</a> lately, and it might be illegal.Have you ever noticed a charge being listed as a “processing fee” at some places?<figure><img src="https://img.particlenews.com/image.php?type=thumbnail_580x000&amp;url=3XAPTI_0vjjV4fc00" alt="https://img.particlenews.com/image.php?url=3XAPTI_0vjjV4fc00" width="1600" height="1067" ><figcaption>pashyksv</figcaption></figure>It usually <a href="https://www.consumerfinancialserviceslawmonitor.com/2023/08/new-jersey-enacts-law-capping-surcharges-for-credit-card-transactions/">shows up near the subtotal</a> and total on your bill.It’s not a set amount across all restaurants.It seems like each place decides on its' own fee.<figure><img src="https://img.particlenews.com/image.php?type=thumbnail_580x000&amp;url=49TUs8_0vjjV4fc00" alt="https://img.particlenews.com/image.php?url=49TUs8_0vjjV4fc00" width="1600" height="1067" ><figcaption>vichie81</figcaption></figure>So, what exactly is this charge?It’s an <a href="https://www.consumerfinancialserviceslawmonitor.com/2023/08/new-jersey-enacts-law-capping-surcharges-for-credit-card-transactions/">extra fee for using a credit card</a> to pay.If you pay with cash, you won’t see it on your bill.<figure><img src="https://img.particlenews.com/image.php?type=thumbnail_580x000&amp;url=3q297Q_0vjjV4fc00" alt="https://img.particlenews.com/image.php?url=3q297Q_0vjjV4fc00" width="1600" height="1067" ><figcaption>Photobuff</figcaption></figure>This charge helps restaurants avoid paying service fees to the credit card companies, passing the cost onto you, the customer.While it’s legal for restaurants to do this, it <a href="https://www.consumerfinancialserviceslawmonitor.com/2023/08/new-jersey-enacts-law-capping-surcharges-for-credit-card-transactions/">becomes illegal if they charge you more than what they actually have to pay</a> in credit card fees.For example, if the restaurant’s fee is $1.50 per transaction, charging you a $1.50 “processing fee” is allowed.<figure><img src="https://img.particlenews.com/image.php?type=thumbnail_580x000&amp;url=1tzjTk_0vjjV4fc00" alt="https://img.particlenews.com/image.php?url=1tzjTk_0vjjV4fc00" width="1600" height="1067" ><figcaption>jacoblund</figcaption></figure>But if they charge you more than that, they’re breaking the law.To protect customers from being overcharged, Governor Phil Murphy signed a law in August 2023.This new rule makes sure that restaurants are being transparent and fair.<figure><img src="https://img.particlenews.com/image.php?type=thumbnail_580x000&amp;url=2C9Mrn_0vjjV4fc00" alt="https://img.particlenews.com/image.php?url=2C9Mrn_0vjjV4fc00" width="1600" height="1067" ><figcaption>Antonio_Diaz</figcaption></figure>Governor Murphy said, "All residents and visitors doing business in New Jersey <a href="https://www.consumerfinancialserviceslawmonitor.com/2023/08/new-jersey-enacts-law-capping-surcharges-for-credit-card-transactions/">deserve the utmost transparency</a> with respect to their transactions."How can you figure out if you're being charged fairly?The law requires restaurants to clearly post notices about these fees before you incur them.So, keep an eye out for any added charges the next time you go out to eat.For more details on this New Jersey law, <a href="https://www.consumerfinancialserviceslawmonitor.com/2023/08/new-jersey-enacts-law-capping-surcharges-for-credit-card-transactions/">click here</a>.<h2>21 Major Red Flags For People Moving to New Jersey</h2><h2>Where the most drunk drivers are arrested in New Jersey</h2>Ranked by county, this is where New Jersey police made the most DUI arrests from July 2023 through June 2024.</div></body>

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WARNING: NJ Restaurants May Be Illegally Overcharging You

There's a sneaky charge some restaurants have been adding to your bill lately, and it might be illegal. Have you ever noticed a charge being listed as a “processing fee” at some places?. It usually shows up near the subtotal and total on your bill. It’s not a...