The Associated Press

NEW YORK (AP) — The Consumer Financial Protection Bureau said Thursday that apps that allow workers to access their paychecks in advance, often for a fee, are providing loans and therefore subject to the Truth in Lending Act, a 1968 law that requires lenders disclose all loan costs and fees. If enacted, the proposed rule would provide clarity to a fast-growing industry known as Earned Wage Access, which has been compared to payday lending. The agency wants borrowers to be able to “easily compare products” and to prevent “race-to-the-bottom business practices,” CFPB Director Rohit Chopra said on a call with...

US agency says apps that let workers access paychecks before payday are providing loans

Many financial experts say that households should have an emergency fund worth six months of expenses in a cash account, which would require $33,110.68 on average, according to an analysis by Investopedia. Data from the Federal Reserve shows that 73% of households that have checking and/or savings accounts don't have...

Your Household Should Have at Least $33,000 in an Emergency Fund

Retirement Daily

Explore the complexities of medical divorce and its effectiveness in protecting assets.

Medical Debt & Divorce: Can a Medical Divorce Save Your Finances?

WashingtonExaminer

Is Vice President Kamala Harris trying to rebrand as a centrist? She has recently disavowed her previous progressive positions on everything from border security to fracking to “Medicare for All.” But she and her running mate remain enthusiastic about socializing medical debt. In a recent statement, Harris claimed that “more than 100 million Americans struggle […]

Harris is wrong about medical debt

Elvis Duran and the Morning Show

When you get a few dollars as change after making a purchase, you probably just shove them into your wallet or pocket and not look at them again until you spend them. Well now there is a reason to take a closer look at the bills, perhaps even a thousand reasons to. It turns out that the serial numbers on the bills could make them worth way more than one dollar.

Thousands Of $1 Bills Are Worth Over $1000 Dollars - See If You Have One!

Home sweet home just got a whole lot sweeter. American families can now score up to $14,000 in rebates for making energy-efficient upgrades to their homes, thanks to the Inflation Reduction Act. This revolutionary policy is putting money back in your pocket while helping create a cleaner, healthier future for all.

New government program wants to give you $14K to remodel your home — and it will help you save big on your monthly bills

GOBankingRates

We've all had some rough budgeting months. Maybe we've overspent on groceries, had a medical emergency, or had other unexpected expenses crop up.  Whatever the case, if you're needing some extra time...

7 Monthly Bills You Can Choose to Pay Late Without Fees

Washington, DC

Business Insider

Carole Cole, 70, loves her retirement freedom and financial stability. She went to Virginia for a mojito recently.

A 70-year-old 'cool old lady' is living it up in retirement because of her 'good government job'  — and all the senior discounts she's found

The Motley Fool

Making one extra payment a year on a 30-year mortgage can save you serious interest. But it might not be the best use of your money.

Is It Worth It to Make Just 1 Extra Payment a Year on Your 30-Year Mortgage?

Raleigh, NC

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Town Talks

Big cities are known for their hustle and bustle, drawing people in who crave excitement, variety, and entertainment. But bigger isn’t always better, or at least not for Raleigh, North Carolina.

North Carolina City Named The Most Boring Town in the State

August's first round of Social Security Disability Insurance checks have already gone out and payments for the next round are set to be sent next week. SSDI is paid on the same day as Social Security payments, and if you're not sure when you're supposed to get yours, we'll fill you in below. Also, if you still haven't received your July SSDI check, here's what you can do.

SSDI August 2024: When Will You Get Your Money?

Pennsylvania State

Maureen lives on $1,601 monthly Social Security payments but doesn't want to use her 401(k) because she's worried about making it last.

A boomer lives on $1,601 monthly from Social Security and struggles to pay bills. She plans to wait a few more years until she touches her 401(k).

Buffalo, NY

While we adhere to strict editorial guidelines, partners on this page also provide us earnings. In a twist of fate that few could have predicted, Hicks from Buffalo, New York finds himself on the verge of a life-altering journey when he can least afford it. As he explains to Dave...

‘I’m 64 and have a baby on the way’: Retired man from Buffalo is struggling with $90k debt and medical bills and just found out his wife is pregnant. Dave Ramsey calls it a ‘bad situation’

We may receive a portion of sales if you purchase a product through a link in this article. Maintaining a home can be costly, but savvy homeowners know there are plenty of ways to keep those monthly bills in check. Expert handymen with years of practical experience have shared their top tips to help you save money and boost efficiency. These straightforward, budget-friendly strategies can make a noticeable difference in your energy and water bills. From sealing drafts to optimizing your water heater, these pro tips will help you avoid unnecessary expenses.

Handymen say if you aren't doing any of these things, your monthly bills are higher than they should be

Wisconsin State

The US Sun

AMERICANS can get payments from a major interest rate settlement. Big Picture Loans, a private money lender, is paying out big bucks after allegations it charged excessive interest rates. The company is known for offering thousands in loans to people with bad credit and then charging high interest rates. Those high rates can make the […]

Americans can claim one-time payment from $65 million interest rate settlement – but it depends on which state you live

FinanceBuzz

Living paycheck to paycheck can be tough, but there's a way to make a change.

More Americans Are Living Paycheck to Paycheck Than Ever — Here’s Help if You’re One

Retired and in need of health insurance? Check out our top part-time job picks that give retirees both coverage and flexibility.

8 Best Part-Time Jobs for Retirees Who Need Health Insurance

Polk County, FL

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Fort Meade, FL

Uncovering Florida

The Polk County Sheriff's Office has made an arrest after conducting an investigation into a case of credit card fraud involving 28-year-old Burger King employee, Kellyn Miley. The incident was discussed in detail during this morning's briefing with Sheriff Grady Judd.

Burger King Employee Caught Using Customer's Credit Card for Food at Former Job

Colorado State

David Heitz

A bill quietly introduced this spring in the Colorado legislature to decriminalize the possession of drug paraphernalia obtained by harm reductionists has become law. As low-key as the legislation was introduced, the bill was signed into law without fanfare June 6. It garnered little to no media attention.

Colorado legalizes needles, pipes for meth and crack if obtained by harm reduction group

Alaska State

A little more than a year ago, in Biden v. Nebraska (2023), the Supreme Court struck down one of the Biden administration’s student loan forgiveness plans. The Court’s decision took extraordinary liberties with the law, misreading a statute that clearly authorized the plan and relying on a doctrine known as “major questions.”

Republicans ask the Supreme Court to gut student loan relief a second time

NewsBreak

How to get relief from unexpectedly high medical bills

NEW YORK -- Unexpectedly high medical bills are common in the United States, but there are ways to get relief. According to the Consumer Financial Protection...

How to get relief from unexpectedly high medical bills

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