3 charged with conspiracy after depositing fraudulent checks at Alabama bank

BIRMINGHAM, Ala. ( WIAT ) — Three Alabama individuals have been charged with conspiracy and bank fraud after depositing fraudulent checks at a Chase Bank in 2022.

On Monday, the U.S. Department of Justice announced that a three-count indictment has charged 22-year-old Jon-Christopher Arrington Spencer, also known as “JC Spencer” or “Money Mike,” of Bessemer; Haley Monique Perkins, 21, of Pleasant Grove; and Jeffery Dwaine Moody, Jr., 22, of Birmingham with conspiracy and bank fraud.  Spencer was additionally charged with theft of mail matter.

According to the indictment, between May 2022 and August 31, 2022, Spencer, Perkins and Moody allegedly conspired together to defraud Chase Bank. They did so by obtaining three fraudulent checks, drawn on three separate businesses’ bank accounts, from the blue depository boxes at the Meadowbrook U.S. Post Office, where the checks had been left after hours.

The checks were then made payable to Moody and deposited into a Chase Bank account controlled by him. The total value of the checks deposited into the bank account was over $7,000. Twice, the defendants attempted to withdraw money for personal use from this bank account.

Spencer faces up to 35 years in prison while Perkins and Moody face up to 30 years in prison.

The U.S. Postal Inspection Service investigated the case. Assistant U.S. Attorney Brittney L. Plyler is prosecuting the case.

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