Columbus, OH

The Motley Fool

Think a CD is a good place for your nest egg? Read on to see why you might be selling yourself short.

Forget CDs: Your Retirement Savings Need to Go Here

Retirement is just the beginning for many. Take a look at a few investments that can help you grow your money without taking huge risks.

7 High-Return, Low-Risk Investments for Retirees

SmartAsset

Creating a retirement income distribution plan involves managing your savings and investments to generate a steady stream of income throughout your retirement. Making a retirement income distribution plan can give you peace of mind and help you avoid the risk of outliving your savings. The goal is to balance income needs, investment growth and tax […] The post How to Make Your Own Retirement Income Distribution Plan appeared first on SmartReads by SmartAsset.

How to Make Your Own Retirement Income Distribution Plan

It's important to find the right home for your retirement savings. Read on to see why it pays to choose a Roth IRA.

You Could Save for Retirement in a Traditional IRA. Here's Why a Roth Is Worlds Better

Massachusetts State

A million dollars seems like a lot of money, but even with seven figures in savings, careful spending is necessary to live comfortably throughout your golden years. One way to do that is by relocating to a less expensive state. You might be able to trim your costs through researching just how expensive housing and health care are as well as other non-financial factors like climate and crime. That can help you stretch your savings, though the math can be complex.

American retirees with $1M in savings could go broke much faster in these 5 states — do you live in any of them?

I recently read an article titled 27 Ugly Truths About Retirement. 27 is a lot to wade through, so I pared the list down to nine. Let me warn you upfront: Many people would prefer to avoid confronting some of these ugly realities. I believe we ignore them at our peril. So, let’s jump in.

9 Ugly Truths About Retirement

Business Insider

Dee, 71, dealt with a wage gap for years. Now she has minimal savings, and wants a cheaper cost of living.

Meet a boomer living off of $2,700 a month in retirement who plans on moving abroad for cheaper living and political stability

The greatest advantage on your side in becoming a Roth IRA millionaire is time. A slight difference in expense ratios can add up to thousands in fees over the long run. Reinvesting dividends can decrease the time it takes to hit the million-dollar mark. With enough time, you can passively...

3 Secrets of Roth IRA Millionaires

Markets Insider

The election, rate cuts, and a potentially sunsetting TCJA are sending investors running to municipal bonds. Dan Close shares how and why to invest.

Investors are piling into this area of fixed income for protection against election and market volatility — and for lower taxes

Kristina Hooper, Invesco chief global market strategist, joins 'Closing Bell' to discuss the Fed, the markets and earnings.

The market is telling us there's a higher probability of a recession, says Invesco's Kristina Hooper

Stocks could see a 1995-like rally after the Fed cuts rates, said Wells Fargo's head of global investment strategy.

Stocks will embark on a run of gains unseen in 30 years after the Fed cuts rates, Wells Fargo strategy chief says

People who don’t have a defined contribution plan, like a 401(k), are more likely to run out of money in retirement than those who do. More than two-thirds of workers have access to retirement plans, but only a little over half participate. If you don’t have a workplace retirement...

You're More Likely To Run Out of Money in Retirement If You Don't Have One of These

The IRS requires seniors to start taking distributions from tax-deferred retirement accounts starting the year after they turn 73. If you plan in advance and think long term, a couple strategies can lead to lower RMDs now and in the future. If you're still working, you may get some relief...

3 Ways to Reduce or Avoid Required Minimum Distributions (RMDs) in 2024 That Everyone Should Know

Former Google CEO Eric Schmidt said in a recent talk at Stanford that tech giants are planning for increasingly large investments into Nvidia-based AI data centers. "I'm talking to the big companies, and the big companies are telling me they need $20 billion, $50 billion, $100 billion" in AI infrastructure, Schmidt said.

Ex-Google CEO Eric Schmidt sees Nvidia as big AI winner: 'You know what to do in the stock market'

When is the right time to bring up salary during a job interview?. One school of thought suggests it's a bad idea for candidates to be the one to bring up the issue of pay first. "We used to say don't bring up salary early because you want to go...

You don't have to wait to bring up salary in a job interview—here's what to say

FinanceBuzz

Not all financial mistakes have a ripple effect into retirement, but these do. Prepare for a secure and comfortable retirement by avoiding these pitfalls.

15 Financial Mistakes That Will Ruin Your Retirement

The average retirement savings balance among older workers is pretty impressive. Read on to see how you can do even better.

Want to Beat the Average Retirement Savings? Here's How

Have you ever sat in a meeting and wondered why it feels like only two or three people dominate the entire conversation? These louder colleagues usually speak up first, share their two cents, and take up most of the meeting time. Before you know it, the meeting is over and you never said a thing.

5 phrases smart people always use to get noticed and succeed at work—without being the loudest in the room

This story is part of CNBC Make It's Millennial Money series, which details how people around the world earn, spend and save their money. Jewells Chambers doesn't look like a typical Icelander. In a country where 94% of people identify as native Icelandic, Chambers, a Black American woman, is among the other 6%.

38-year-old American expat lives on $73,000 in one of the world's most expensive countries: 'I feel safe, I feel at home'

As new government data shows inflation subsiding, Social Security beneficiaries may expect a lower cost-of-living adjustment in 2025. The prospective Social Security COLA for 2025 could be the lowest since 2021, according to a new estimate. Even as new government inflation data shows inflation subsiding, many retirees are still struggling...

Social Security cost-of-living adjustment may be 2.6% in 2025, new estimate finds

NewsBreak

As you near retirement, this overlooked risk can 'make or break' your portfolio, advisor says

As you approach retirement, a threat, known as the \"sequence of returns\" risk could jeopardize your portfolio. The issue stems from poor investment returns paired with...

As you approach retirement, a threat, known as the "sequence of returns" risk could jeopardize your portfolio. The issue stems from poor investment returns paired with...

As you near retirement, this overlooked risk can 'make or break' your portfolio, advisor says

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