The Motley Fool

Making one extra payment a year on a 30-year mortgage can save you serious interest. But it might not be the best use of your money.

Is It Worth It to Make Just 1 Extra Payment a Year on Your 30-Year Mortgage?

Tweaking how you pay your mortgage can amount to huge savings. Check out how one writer took years off their mortgage.

I Shaved Years Off My Mortgage in Seconds. Here's How

CBS News

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  Credit card debt can be tough to tackle for those living paycheck to paycheck. After all, when you're living on a tight budget, every dollar counts. And, as cooling but persistent inflation continues to drive up the cost of everything from housing to groceries, tackling your substantial credit card balances in addition to your regular bills can feel impossible. Credit card interest rates are also hovering near record highs right now, which can cause your credit card debt to grow quickly....

How to get rid of credit card debt when living paycheck to paycheck

A $25,000 savings account balance might seem too much. But is it? Read on to find out.

Is $25,000 Too Much to Have in Your Savings Account?

GOBankingRates

Credit card debt is some of the highest-interest personal debt you can take on. Today, a record number of Americans find themselves in credit card debt: the Federal Reserve Bank of New York reported...

I’m a Millennial Who Paid Off $20K in Credit Card Debt — Here’s My Secret

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  With the cost of living and inflation elevated, many people use credit cards to cover basic needs. But carrying a balance comes at a price. According to the Federal Reserve, credit card interest rates average nearly 23% right now. If you have $10,000 in outstanding credit card debt with a 23% interest rate, you'll face almost $191 in interest for this statement cycle. Unless you pay off a large chunk of that balance, that interest grows, and next month, you'll...

Need to pay off $10,000 in credit card debt? 3 options you may not have considered

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NewsNinja

A lady is cautioning others about purchasing budget earrings from Amazon, Shein, and H&M, after she experienced keloid formations on her earlobes due to wearing them. On a TikTok post that has garnered more than 334,000 likes, Sailor Rozema (@sailor.rozema), a content creator, shares a warning with her community of "dangly earring girls": the inexpensive jewelry found in fast fashion can have negative impacts on your well-being.

‘I’ll never be wearing earrings for the rest of my life’: Customer warns against buying from Shein

If you have a decent-sized cash hoard, it's even more important to open one of the best savings accounts. See how much $20,000 can earn in a year or more.

How Much Will $20,000 Make You in a High-Yield Savings Account?

Fox Business

Former President Trump is determined to bring the economy back to the way it was while he was in office as voters grapple with inflation.

Trump explains how he will bring down housing and grocery prices, vows 'no tax for seniors' or on tips

Colorado State

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David Heitz

A bill quietly introduced this spring in the Colorado legislature to decriminalize the possession of drug paraphernalia obtained by harm reductionists has become law. As low-key as the legislation was introduced, the bill was signed into law without fanfare June 6. It garnered little to no media attention.

Colorado legalizes needles, pipes for meth and crack if obtained by harm reduction group

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Study Shows: Here's How Much Money the Richest Americans Have in the Bank

Securing your home is vitally important. Not only to protect your belongings when out of the house but also to give you that peace of mind when sleeping at night. Ring is a specialist in that department, with an array of security cameras to pick from. While not usually the cheapest, Amazon has reduced the price of a Ring Spotlight Cam Plus to its lowest ever price of $110. That's a 35% discount, representing a saving of $60, on one of our favorite home security cameras with lights. The Amazon deal is matching a Best Buy sale, so we expect the price will go up at Amazon at the end of the day, too.

One of Our Favorite Ring Security Cams Is Down to Its Lowest Price to Date

Credit cards can be powerful tools to purchase things you need and build a strong credit history, but they can also be risky. The cost of carrying credit card debt is high. Even so, more Americans — 50 percent, according to new Bankrate survey data — are carrying a balance today than they have been since March 2020.

Half Of American Cardholders Now Carry Credit Card Debt, Many With No Plan To Pay It Off

FinanceBuzz

One of the best things you can do heading into retirement is to have a plan, especially around spending. Here are 11 purchases you'll want to avoid in retirement.

11 Purchases Retirees Almost Always Regret

The IRS made it harder to spread out your child's inheritance, but consider delving into the game-changing reasons behind a no-inheritance approach.

Retirees Planning to Leave IRAs to Their Heirs Need to Know About This New IRS Rule

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A Dime Saved

Middle-class Americans need to start saving money, and they need to do it stat. Inflation is rising, and no one is getting paid more. Everything is just so expensive. Frankly, it's exhausting. But there is hope. Frugal living is really not that bad. There are some great ways to save money and feel better about yourself. Using these tips to simplify your life and reduce your spending will make you happier than ever.

11 Frugal Living Tips Boomers in Retirement Need To Know

Identity scams are wreaking havoc on Americans’ financial lives, and the list of schemes to watch out for only seems to grow. You have to be mindful of scams during tax season, around Valentine’s Day and even when trying to snag a deal on Prime Day. And fraudsters are getting more creative with their tactics, making it easier to accidentally fall for a scam.

We Can’t Stop Falling for These 4 Identity Theft Scams. Here’s How to Spot Them

For many people, weighing themselves is an essential part of tracking their fitness progress when trying to drop a few pounds. If that's you, then you know that getting accurate readings is critical. While the number is not an "end-all, be-all" measurement of your health, it is helpful data. If...

Tracking Your Weight? This Is the Best Time to Weigh Yourself

If you get your coffee from a Keurig machine, you probably run that sucker at least once a day. All that pushing, brewing, pouring and refilling makes it a hotspot for grime, mold and general filth. To clean your Keurig is to love your Keurig and you'll want to do...

Your Keurig Desperately Needs Cleaning. Here's How It's Done

Florida State

Uncovering Florida

With hurricane season posing a consistent threat six months out of the year, who would not like a little help getting their home ready for the harsh weather to come? Senate Bill 7028: My Safe Florida Home Program, approved by Governor DeSantis on April 24, 2024, and effective as of July 1, appropriates a one-time total of $200 million from 2024 to 2025 for the purpose of funding hurricane mitigation grants and inspections, as well as outreach and administration costs, to support homeowners in Florida.

DeSantis Signs New Bill Giving $200 Million To Homeowners

NewsBreak

5 Ways to Pay Down Debt on a Low Income

When it comes to money, one of my rallying cries is this: \"Personal finance is personal.\" This is especially true when I offer debt payoff education...

When it comes to money, one of my rallying cries is this: "Personal finance is personal." This is especially true when I offer debt payoff education...

5 Ways to Pay Down Debt on a Low Income

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