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    These 15 “Hated” Dog Breeds Could Stop You From Getting Home Insurance

    By Rachel Cribby,

    7 hours ago

    https://img.particlenews.com/image.php?url=0Kk2gZ_0uuYi7Bf00

    Owning a specific breed of dog might prevent you from accessing some home insurance policies. That’s because the insurer sees you — and your dog — as a liability.

    Here is a selection of some of the dog breeds that most often show up on “banned” lists. Whether or not these breeds deserve the bad rep is still up for debate.

    But if you want to get ahead financially , the following breeds are likely not an option for saving money on insurance.

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    1. Rhodesian ridgeback

    https://img.particlenews.com/image.php?url=1U84vt_0uuYi7Bf00 ScullyPictures/Adobe

    The always-independent Rhodesian ridgeback, which comes with a strong prey drive, is sometimes excluded from insurance policies. This may come as a surprise to Rhodesian ridgeback owners who feel they have the perfect family dog.

    However, it’s likely this dog’s strong need for training and ardent protectiveness make insurance companies worry that the beautiful brown hounds pose a bite risk.

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    2. Bullmastiff

    https://img.particlenews.com/image.php?url=23pZe0_0uuYi7Bf00 cynoclub/Adobe

    As one of the most obvious choices for a guard dog, it may come as less of a surprise that insurance companies are nervous to accept Bullmastiffs.

    The Bullmastiff — which is a combination of a bulldog and a mastiff, as its name would suggest — is a large dog that can weigh up to 130 pounds. It requires attentive training from puppyhood and is not a great fit for first-time dog owners.

    3. Doberman pinscher

    https://img.particlenews.com/image.php?url=2bk1hD_0uuYi7Bf00 Kate/Adobe

    If you own a Doberman, you likely know it can be a highly affectionate dog that is great with young children.

    Unfortunately, these dogs have a reputation for being ferocious, to the point that it scares off insurance companies — whether this comes from real data or from the dog’s history as a military and police canine.

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    4. Pit bull

    https://img.particlenews.com/image.php?url=3nySnv_0uuYi7Bf00 Mary Swift/Adobe

    If you understand a thing or two about dogs or just watch the news from time to time, you know that no dog breed gets as much bad press as the American Pit Bull Terrier, more commonly known as a pit bull.

    Interestingly, the American Kennel Club (AKC) does not recognize pit bulls as a dog breed, emphasizing that most dogs we think of as pit bulls are, in fact, a mix of other dog breeds.

    The fact that it is hard to determine which dog is a pit bull can make insurance-company bans a slippery slope, as any dog with identifying characteristics could be labeled a pit bull.

    5. Great Dane

    https://img.particlenews.com/image.php?url=0QJgHQ_0uuYi7Bf00 kisscsanad/Adobe

    The most threatening aspect of the even-tempered Great Dane is its imposing size; they can stand up to 24 inches from the shoulder.

    This is the most likely reason these gentle giants end up on an insurer’s naughty list. There is a fear that they could destroy property simply by existing in their gargantuan state.

    6. Akita

    https://img.particlenews.com/image.php?url=1nyOfo_0uuYi7Bf00 Yuuki Kobayashi/Adobe

    The Akita is a muscular dog originally from Japan. Like some other entries on this list, the Akita is a very large dog and can weigh up to 130 pounds.

    Aside from being the target of insurance company bans, Akitas are banned from certain geographic locations, such as Singapore.

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    7. German shepherd dog

    https://img.particlenews.com/image.php?url=2G5lPZ_0uuYi7Bf00 Dyrefotografi.dk/Adobe

    German shepherd dogs — as the AKC classifies them — are often seen by insurers as a liability. So, it might come as a surprise that they’re the fourth most popular dog breed in the U.S., beating out Australian shepherds, poodles, and beagles.

    Unfortunately, they’re another breed with a reputation for being aggressive.

    8. Chow Chow

    https://img.particlenews.com/image.php?url=4YzijO_0uuYi7Bf00 Alexandra/Adobe

    There are big dogs, and then there are Chow Chows — although it could be argued that their fluffy coats are the real reason for this breed’s stature.

    As a dog that dates back to ancient China, Chow Chows have been loyal companions to humans for thousands of years. Perhaps too loyal if you ask some cautious insurance companies.

    9. Siberian husky

    https://img.particlenews.com/image.php?url=1hiKeC_0uuYi7Bf00 Maria Moroz/Adobe

    The Siberian husky is a born work dog that gets along well with children and other animals.

    It surprises many owners that some insurers ban Siberian huskies from homeowners insurance, although some companies state that the reason is the breed’s bite frequency.

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    10. Cane Corso

    https://img.particlenews.com/image.php?url=0EeYrk_0uuYi7Bf00 Arina Miroshnikova/Adobe

    The Cane Corso is known for being a very keen watchdog, which is likely why insurance companies are wary of the breed.

    They can also easily weigh over 100 pounds, which makes them hard to manage.

    11. Dogue de Bordeaux

    https://img.particlenews.com/image.php?url=4B7swL_0uuYi7Bf00 Денис Ржанов/Adobe

    Another ancient breed, the Dogue de Bordeaux hails from France and is known for its loyalty and affection.

    However, this dog is also cited as one of the most stubborn breeds that will suffer from improper or inadequate training. These dogs find themselves on the occasional banned list.

    12. Tosa

    https://img.particlenews.com/image.php?url=1IPwLg_0uuYi7Bf00 acceptfoto/Adobe

    Although the Tosa is known for being quiet and warm with its own family, this large dog breed might act aggressively toward other dogs and sometimes people. A Tosa can weigh up to 200 pounds.

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    13. Boxer

    https://img.particlenews.com/image.php?url=2XHMkT_0uuYi7Bf00 Mary Swift/Adobe

    Boxers are well-known as muscular dog breeds. Their protective nature makes some insurance companies think they are dangerous.

    Boxers can be managed in terms of aggression levels if they're exposed to many different types of people and dogs early in childhood.

    14. Rottweiler

    https://img.particlenews.com/image.php?url=2XQQK3_0uuYi7Bf00 Eudyptula/Adobe

    Rottweilers have a bad reputation. This fact often makes their owners marvel in misbelief — there are many cuddly Rottweilers out there. However, insurance companies have noticed the stereotype.

    And in truth, this muscular dog can be territorial.

    15. Alaskan malamute

    https://img.particlenews.com/image.php?url=34bMqz_0uuYi7Bf00 5second/Adobe

    The Alaskan malamute is a cousin of the Siberian husky. Like huskies, the malamute is a natural sled dog, although it can become aggressive in adulthood if it doesn't receive early training.

    Pro tip: Having trouble finding the funds to pay for your homeowners insurance? Check out one of these legitimate ways you can make extra cash .

    Bottom line

    If you’re a dog lover, you likely won’t let your insurance policy dictate which dog breed you own — you’ll simply need to shop around for another company that will cover you, even if you have to pay a higher rate.

    Do your research when searching for an insurance company. Some companies, like State Farm, don’t ask for dog-breed information in their questionnaires. So, if you want to keep more cash in your wallet , you still have options.

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