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Mattresses are a big investment. They should be because you spend a third of your time in them, and they can help you properly recover from your waking hours.
While mattresses usually go on sale between the start of school and Thanksgiving, some stores carry them at decent prices, no matter when you need to replace the old one.
Here are great places to save money shopping for a new mattress at any time of year.
Editor's note: Prices are subject to change and may vary by location.
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1. Mattress Firm
If you were around in the nineties, you probably think about Mattress Firm first when considering mattress options and stores. They were on every street corner, like your favorite coffee shop, and the commercials were always on.
This legacy company is still around, and they always have great prices on mattress options. The company is partnered with Rakuten for a 3% cashback offer and coupon, and you can currently score a discount when you sign up for their newsletter.
Pro tip: If you visit a Mattress Firm location, your rep may be able to give you a better price.
Own a car? Here's 7 warning signs you're paying too much for car insurance. 2. Nebraska Furniture Mart
Nebraska Furniture Mart — warmly referred to as “NFM” in the Midwest — is the heart and soul of bargain shopping, especially around holiday weekends and season clearance windows.
With five giant storefronts serving Iowa, Kansas, Nebraska, and Texas, NFM compares prices to find you the best option. Look for more sales after the school season gets into swing.
3. Costco
Not only does Costco sell its own Kirkland Signature brand of mattress, but it also gets customers deals on about 15 other brands.
Shop Sealy Posturepedic, Comfort Tech, Sleep Science, Avocado Green Mattress, Brentwood Los Angeles, Purple, and more.
You can even get Casper’s cult-fave mattress-in-a-box, The Casper Cooling Select 12" Hybrid Medium Firm Mattress, on sale for a cool $549.99, less than half off the brand’s very similar Dream Hybrid Mattress.
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4. Sam’s Club
Not to be outdone by its competitor, Sam’s Club has also partnered with several sleep comfort brands to deliver member deals on high-quality mattresses.
They carry iComfort by Serta, Scott Living by Drew & Jonathan, Serta, Sealy, and Tempur-Pedic mattresses. Sam’s Club also stocks the Member’s Mark brand.
This big-box store has something for every budget with memory foam mattresses available for as low as $249.99 before discounts and sales.
5. IKEA
Everyone’s favorite Swedish brand, IKEA, has been making budget-friendly mattresses for decades. And they’re pretty generous with their policies, which include keeping their low prices year-round instead of focusing on discount cycles.
All mattresses are risk-free. You can try them at home for 90 days. Once you decide on one, it comes with a 10-year limited warranty. Queen mattresses are available starting at the regular price of $199.
6. Walmart
Walmart sells everything. So, while we’re not surprised that they have a bevy of mattresses to choose from, we’re shocked that they come so highly rated at such inexpensive prices.
Thousands of shoppers have left 4.5-star reviews for mattresses that cost no more than $100, even when they aren’t on sale. Shop online with discounts and vendor coupons to sweeten the deal.
Make Money: 8 things to do if you’re barely scraping by financially 7. Macy’s
While Macy’s isn’t quite the department store giant it once was, it has a decent selection of great mattresses.
They’re in the middle of a closeout run right now, and you will find even deeper discounts around the holidays on both mattresses and frames, as well as high-quality bedding.
Macy’s also partners with cash-back sites like Rakuten on top of existing discounts and stacked coupons.
8. Bed Bath & Beyond
As long as the brand is still strong online, you’ll always find a deal at Bed Bath & Beyond. Was there a time, even in the last twenty years, when you had to purchase something at full price? With all of the 20% off mailers, you never had to.
If you sign up for emails, you get 20% off. They also have cash-back offers for online purchases, end-of-summer clearance games, and coupons.
9. BJ’s Wholesale Club
BJ’s Wholesale Club is another reliable option for finding a bargain mattress. The store offers its own Berkley Jensen brand at standout prices and some mattresses priced up to $4,000 each.
They also carry several options for coveted California Kings, though you’ll have to dig deeper into your pockets for those.
Are you a homeowner? Discover 8 savvy money moves to stretch your budget Bottom line
If you need a sleep upgrade, there are so many great options. But finding something at a great price? That’s not always easy.
Check out the features you want in a mattress, and then compare the price with dupes and other stores to see where you can keep more cash in your wallet .
Money tips that can work for everyone
No matter what your bank account balance is, there's always an opportunity to optimize and improve your finances. Here's a quick checklist of things you can look at today.
Focus on paying off your debt . Debt can hold you back from making progress with your overall financial well-being. Aside from cutting expenses, there are tools that can help you pay off debt faster like balance transfer credit cards and debt counseling.
Earning extra income can give you breathing room. If finances are tight, earning some extra money to supplement your income can make a huge difference. A new job is one option to consider, but if you're not ready to make a big change or already retired, a part-time side job could be a better choice.
Cut your expenses. It sounds painful and so not fun, but it doesn't have to be. Take a look at your biggest expenses because that's where you'll probably find the biggest savings. For example, auto insurance rates have been soaring so shopping around for a new insurance company can be the fastest way to cut your bill. Also, look for ways to cut your grocery bill (despite rising inflation).
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