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Labor Day is a federal holiday that occurs on the first Monday of September every year. Meant to celebrate and honor the American labor movement, many workers enjoy a three-day weekend of barbecues and parties because employers close for the holiday — but not everything is closed.
While businesses will be open and running big Labor Day sales (a great way to save more money on shopping essentials ), some big businesses will be closed. Read on to see what's open and closed this Labor Day.
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1. Closed: United States Post Office
All government offices are closed on federal holidays, so long as they are non-essential, so mail will not be delivered on Labor Day. Since the post office is also closed on Sundays, you'll want to make sure to drop off any outgoing mail on Saturday — or you'll be stuck waiting until Tuesday.
FedEx and UPS also will not have pickup or delivery services on Labor Day, so don't plan on needing to ship anything.
Own a car? Here's 7 warning signs you're paying too much for car insurance. 2. Closed: Banks
Banking institutions shut down for federal holidays, although many automated banking services remain operational. Transactions that can be completed online or through ATMs remain available.
3. Closed: Costco
Costco warehouses are closed for Labor Day, Thanksgiving, Christmas, New Year's Day, Easter Sunday, Memorial Day, and Independence Day.
Many grocery chains remain open on holidays but plan on getting your wholesale shopping done beforehand.
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4. Open: Major grocery stores
Most grocery chains remain open, although you'll want to check your specific store for holiday hours, as many have altered and reduced hours.
Most Aldi locations will close at 6 p.m. for Labor Day, but it is still best to confirm directly with your local stores for what the hours of operation will be.
5. Open: Major retail stores
Most retail stores remain open for Labor Day, often offering sales and discounts to encourage shopping. However, you'll still want to double-check with your specific locations for hours, as some may close early. Locally owned stores may not be open at all.
6. Open: Restaurants
Most restaurants remain open for Labor Day, but it isn't a guarantee, so you'll want to check with any locations you are considering dining in or ordering food from on Monday.
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Labor Day is one of those holidays when some things are open, but others are closed. A general rule of thumb is that any business that keeps roughly business hours, Monday through Friday, 9 a.m. to 5 p.m., will likely be closed on Monday in honor of American workers.
Working on holidays can be a challenge for those struggling to move beyond living paycheck to paycheck because they often don't have the financial stability to take time off from work. Getting your shopping done early and avoiding businesses on the federal holiday is a nice way to respect your local workers — and can help your own healthy life balance at the same time.
Money tips that can work for everyone
No matter what your bank account balance is, there's always an opportunity to optimize and improve your finances. Here's a quick checklist of things you can look at today.
Focus on paying off your debt . Debt can hold you back from making progress with your overall financial well-being. Aside from cutting expenses, there are tools that can help you pay off debt faster like balance transfer credit cards and debt counseling.
Earning extra income can give you breathing room. If finances are tight, earning some extra money to supplement your income can make a huge difference. A new job is one option to consider, but if you're not ready to make a big change or already retired, a part-time side job could be a better choice.
Cut your expenses. It sounds painful and so not fun, but it doesn't have to be. Take a look at your biggest expenses because that's where you'll probably find the biggest savings. For example, auto insurance rates have been soaring so shopping around for a new insurance company can be the fastest way to cut your bill. Also, look for ways to cut your grocery bill (despite rising inflation).
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