If you want to find ways to travel more this year and you've been planning on taking a cruise for a while, the last thing you want to do is waste a second of your dream vacation.
To help you get the most out of your cruise and save money traveling , we’ve put together a list of tips to make your vacation as fun and affordable as possible.
Earn Points and Miles: Find the best travel credit card for nearly free travel 1. Take advantage of travel deals
Are you a Costco member? You might qualify for discounted fares with certain cruise lines or specific destinations.
Similarly, booking with a credit card that lets you earn travel rewards can pay off in immediate discounts or help you earn miles so you can travel more later.
Own a car? Here's 7 warning signs you're paying too much for car insurance. 2. Find the right package
Saving money on your cruise starts the moment you start planning. Instead of booking the first cruise that catches your eye, research your options and compare prices.
You could learn that the popular cruise line isn't the most affordable or that you’re willing to pay more to reach your dream destination even though it’s pricier than you thought.
No matter what, taking the time to be extremely selective about your cruise will pay off in memories you know you’ll treasure.
3. Book as early as possible
Like airline flights or hotel prices, cruises cost more the longer you wait to book. Once you’ve decided on the perfect cruise, book it — a year in advance, if you can.
Cruises scheduled for summertime or the holiday season fill up quickly and cost more than off-season cruises. If you want to take a holiday cruise, book your trip ASAP.
And remember to check the best and worst times to take a cruise , depending on your destination.
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4. Budget for more than the cost of your ticket
Like any other type of vacation, plan for more expenses than just the price of a ticket.
Cruise ships have several stores on board where you can buy everything from duty-free goods and toiletries to clothes and souvenirs.
If you plan to disembark at key destinations (and we’re guessing you do), you’ll want a spending budget for those trips as well.
5. Write a packing list and stick to it
If your typical packing style is to throw everything you think you’ll need in a bag the night before your trip, you’ll want to change your last-minute habit for your cruise.
Planning in advance ensures you’ll have all the essentials so you can spend as little as possible on items at your cruise ship’s mall, which almost always cost more than the same items on land.
6. Pack a separate carry-on bag
Along with your main pieces of luggage, pack a small carry-on bag that you can walk on board with.
Include anything you want easy and immediate access to, like a week’s worth of medications (neatly organized in a pillbox), and anything you’ll need for a trip onshore, like a swimsuit.
That way, you won’t have to wait for your checked luggage to arrive in your cabin to start feeling at home on your ship.
Grow Your $$: 11 brilliant ways to build wealth after 40 7. Look for fun activities ahead of time
You already know which ports your cruise is stopping at, so as soon as you book the cruise itself, start planning your shore excursions.
Internet access can be both pricy and slow on a cruise ship, which means doing your research beforehand can save you money. And since ships only dock for a few hours at a time, you need to know in advance which sites you want to see.
Be sure to calculate how long it will take you to reach them and whether you can get there and back again before the ship leaves — because it isn’t going to wait around if you’re late.
8. Scope out your ship’s amenities and activities in advance
Along with planning your shore adventures, don’t forget to plan your oceanside adventures.
Get to know your ship’s layout, especially the location of the mall and dining areas. Read up on any activities the cruise line has planned and decide which ones you want to attend.
You’ll enjoy knowing exactly what to look forward to, and you’ll be able to plan a more accurate budget, too.
9. Decide if you want a drink package before boarding
Cruise lines often offer drink packages where you can pay in advance for nearly unlimited access to the bar.
If you plan on enjoying a tipsy cruise, buying a drink package upfront will probably save you more in the long run.
On the other hand, if you’re fine with a drink (or less) a day, you’ll save money bringing your own beverage. Just make sure to find out if your cruise line has a corkage fee and plan accordingly.
9 nearly secret things to do if you fly Southwest 10. Get to the city you’re embarking from at least a day in advance
What’s the easiest way to ruin a cruise? Failing to make it on board before the ship sets sail.
Travel slowdowns happen, from bad weather on the road to delayed flights, so you don’t want to arrive in town on your departure day.
Even though it requires you to budget for an extra night at a hotel, you’ll save a lot of stress if you give yourself a day of leeway.
11. Don’t overschedule every moment
Unstructured moments are often the most memorable experiences. While you’re organizing activities and planning your shore excursions, remember to leave time to explore, lounge, and relax.
12. Use your cruise line’s app
There’s a lot to keep track of on your cruise, from sailing times to onsite entertainment.
Instead of trying to memorize all the dates, times, rules, and regulations on your own, download your cruise line’s app so you can access crucial information on the go.
Most importantly, you can use the app on your cruise without paying for a Wi-Fi package. You can make reservations, book massages, and (depending on the app) communicate with others in your party without wasting data or money.
Earn Points and Miles: Find the best travel credit card for nearly free travel 13. Minimize your phone time
Cruise lines have notoriously slow, expensive internet. Taking a break from tech can help you keep more cash in your wallet , not just because you won’t have to pay for internet, but also because your phone won’t eat up your data roaming the high seas for a signal.
If you need internet access, consider paying for Wi-Fi for just a few days out of the entire trip. It’s cheaper and will also help you stay in the moment and enjoy your cruise while it lasts.
And if you plan on using your phone’s camera to document the trip, make sure to keep the phone in airplane mode.
Bottom line
Whether you’re looking for a cruise for when you retire early , or are a seasoned cruise pro, you’re practically guaranteed to have a fantastic time on your trip if you plan ahead of time.
Following these tips will make it that much more enjoyable, and you'll be able to save some money during your vacation
Money tips that can work for everyone
No matter what your bank account balance is, there's always an opportunity to optimize and improve your finances. Here's a quick checklist of things you can look at today.
Focus on paying off your debt . Debt can hold you back from making progress with your overall financial well-being. Aside from cutting expenses, there are tools that can help you pay off debt faster like balance transfer credit cards and debt counseling.
Earning extra income can give you breathing room. If finances are tight, earning some extra money to supplement your income can make a huge difference. A new job is one option to consider, but if you're not ready to make a big change or already retired, a part-time side job could be a better choice.
Cut your expenses. It sounds painful and so not fun, but it doesn't have to be. Take a look at your biggest expenses because that's where you'll probably find the biggest savings. For example, auto insurance rates have been soaring so shopping around for a new insurance company can be the fastest way to cut your bill. Also, look for ways to cut your grocery bill (despite rising inflation).
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