15 Things Retirees Should Only Buy at T.J. Maxx

Keep your retirement budget in check and save money at T.J. Maxx. Even though you may know this on-trend retailer as the top spot to score brand-name fashions for less, you can also find unbeatable deals on pet products, gourmet goodies, seasonal decor, and more.

Whether you live on a fixed income or plan on using your savings to travel the globe, T.J. Maxx has affordable alternatives that won’t break the bank. And that means you can fill your cart and keep cash in your wallet.

Editor’s note : Prices are subject to change and may vary by location.

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1. Seasonal decor

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A chill is in the air, the leaves are changing colors, and Halloween is on the horizon. Get everything you need for the season right now. Score a witch’s cauldron-shaped basket for less than $15,

A faux flower-covered pumpkin for $19.99, and scented candles for $7.99. Compare T.J. Maxx's low price for a pumpkin spice jar candle to $26.95 at Bath and Body Works.

2. Photo frames

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Keep your family and friends close with a gallery of photos. T.J. Maxx has the top deals on stylish frames that accent your home’s decor.

Get 4x6-inch frames for as little as $5.99 and larger 5x7 frames for $6.99. West Elm sells comparable frames for $29-plus.

3. Kitchenware and gadgets

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Stock your kitchen with everything you need to measure, mix, mash, and more. This retailer offers deep discounts on name-brand kitchenware, serving pieces, and top gadgets. Save on silverware and pick up a pack of 10 teaspoons from Mikasa for $9.99.

A similar set retails on the brand’s website for $22.50.

Other can’t-miss deals include a $16.99 Well Equipped Kitchen stainless steel tea kettle, a $12.99 Woodstone 9.5-inch skillet, and a $4.99 silicone air fryer liner.

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4. Gourmet food

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T.J. Maxx isn’t a grocery store — but the discount retailer does sell food. Get gourmet goodies like Harry and David’s Pumpkin Spice Wafer Rolls ($6.99), The Secret Garden Organic Green Tea ($3.99), Taylors of Harrogate English Breakfast Tea ($3.99), Pirouline Chocolate Hazelnut Cookies ($5.49), and Hive and Comb Australian Tea Tree Honey ($14.99).

These treats and teas are major bargains. On Amazon, the same 50-count box of bags from The Secret Garden costs almost $5 more.

5. Bedding and linens

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Refresh your bedroom with a mini makeover. A three-piece full/queen-size 100 percent cotton Rachel Ashwell comforter and sheet set costs $69.99.

A similar brand sells for $119.99 at Target. But this isn’t the only bedding you can buy for less. T.J. Maxx has a king-size Rachel Zoe patterned sheet set for $39.99, a four-piece full-size Envogue set for $16.99, and a queen-size six-piece comforter, sham, and pillow bundle for $59.99.

6. Cleaning supplies

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Clean your home with the top brand-name supplies. Stock up and save on Zep’s Air Fryer and Microwave Cleaner ($4.79), Miracle Grout Cleaner ($4.99), and Mold and Mildew Stain Eraser ($4.99).

You can also get a tub of The Pink Stuff with a bonus Sqeezy dual-sided sponge for $9.99.

7. Pet products

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Retirement means you have more time to spend with your furry friend. T.J. Maxx has everything you need to get your pet happy. From cozy beds to tasty treats, the store has pet products galore. You may even find a designer dog collar made by Isaac Mizrahi.

8. Coats and vests

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Summer is over, and you need to stay warm. At T.J. Maxx, you can find the best bargains on coats and vests for the whole family.

Whether you’re planning a winter getaway or need a vest for chilly morning walks, this retailer has the top styles from the brands you trust. A Lauren by Ralph Lauren raincoat is priced right at $69.99. A similar trench costs over $200 at Macy’s.

Other affordable outerwear finds include a $39.99 Tommy Hilfiger ladies’ puffer vest and a $79.99 Michael Kors jacket.

9. Skincare and makeup

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Skip the pricey creams and lotions from Sephora and Ulta. T.J. Maxx’s beauty section is packed with unbelievable bargains. The retailer carries top brands, including MAC, Bare Minerals, and Innisfree.

If you’re lucky enough to find it, you could get the viral Laneige Lip Sleeping Mask for $16.99. This ultra-hydrating, vitamin C-enriched moisturizer costs $24 at Sephora.

You might also find Perricone MD’s No Rinse Exfoliating Peel for a steal. This treatment sells for $62 on the brand’s website. But at T.J. Maxx it’s only $9.99.

10. High-end purses and luggage

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Travel in style. Now that you’re retired, you have a few vacations in the works. Choose a new getaway-ready purse or bag from T.J. Maxx’s stock of upscale items. Even though these may cost more than some of the store’s other products, you won’t pay full retail prices.

We found a London Fog suitcase for $79.99 and a designer Coach purse for $179.99. A similar Coach tote sells for $250 on Amazon.

11. Haircare

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You can find the top shampoos, conditioners, and masques for less at T.J. Maxx. Add fullness, tame frizz, or extend the life of a pricey salon color service with discounted deals from well-known brands like Living Proof, Briogeo, and Kerastase.

12. Home gym equipment

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Save money on a gym membership and work out at home. Update your workout space with a six-piece pack of floor mats for $16, and start a new weight routine with dumbbells for under $4.

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13. Workout clothes

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Don’t waste your savings on expensive department and specialty store workout wear. T.J. Maxx has leggings and tanks for $12.99 each and fitted front-zip jackets for $19.99.

14. Small home appliances

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Upgrade your kitchen’s tech. You have more time to spend in the kitchen. So go ahead and make the most of the space. Swap your old, worn small appliances for more modern versions. T.J. Maxx carries popular brands like Breville and Revolution Cooking.

15. Boots and shoes

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Shop this retailer’s super-sized selection of stylish footwear. Stay warm this fall in comfortable boots. A mock suede ankle fit only costs $24.99 at T.J. Maxx. You’ll pay almost $50 for a similar pair of shoes from Kohl’s.

Bottom line

T.J. Maxx has the best bargains on everything from kitchenware to cold-weather clothes. At these low prices, you can update your home’s interior, refresh your wardrobe, and check everything off your shopping list for less.

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Money tips that can work for everyone

No matter what your bank account balance is, there's always an opportunity to optimize and improve your finances. Here's a quick checklist of things you can look at today.

Focus on paying off your debt . Debt can hold you back from making progress with your overall financial well-being. Aside from cutting expenses, there are tools that can help you pay off debt faster like balance transfer credit cards and debt counseling.

Earning extra income can give you breathing room. If finances are tight, earning some extra money to supplement your income can make a huge difference. A new job is one option to consider, but if you're not ready to make a big change or already retired, a part-time side job could be a better choice.

Cut your expenses. It sounds painful and so not fun, but it doesn't have to be. Take a look at your biggest expenses because that's where you'll probably find the biggest savings. For example, auto insurance rates have been soaring so shopping around for a new insurance company can be the fastest way to cut your bill. Also, look for ways to cut your grocery bill (despite rising inflation).