Costco Has the Perfect Down-feather Coat — and Comes in 4 Fun Colors

The long, hot days of summer are transitioning into shorter days with a chill in the breeze that promises winter will be upon us before we know it. Costco has several discounted ladies' jackets that will keep you in style while also keeping you within budget.

One of the perks of Costco membership is being able to access high-quality or brand-name products at super-low prices. See the best deals on coats and jackets available at Costco right now.

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32 Degrees Ladies' Down Jacket

Courtesy of Costco

Price: $21.99

Down feathers are the soft, fluffy feathers closest to a bird's skin that act as extremely effective insulation from the cold — and it's just as effective for keeping people warm, too.

Birds routinely lose and replace these feathers during a molt so it's easy to gather these feathers without causing harm.

This down jacket features a 90/10 down fill, which means 90% of the insulation is from down, and only 10% are other feathers. Available in purple, grey, green, or black.

Calvin Klein Ladies' Trench Coat

Courtesy of Costco

Price: $42.99

Every wardrobe should include a classic trench coat, and Costco has a discounted Calvin Klein brand in either beige or black that will look great with every outfit. It features a removable hood, snap button closures and two front pockets.

Lands' End Ladies' 3-in-1 Systems Jacket

Courtesy of Costco

Price: $31.99

This stylish coat offers a removable inner puffer vest and lightweight outer jacket for versatile protection from the elements. It also has a dual pocket design, so you'll always have somewhere to stash your necessities.

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Bottom line

A good winter coat can be costly, but several very affordable options are discounted even further this week at Costco. Buying winter apparel before the cold season starts is a great way to save money on essentials needed seasonally and can help stretch your yearly budget further.

Money tips that can work for everyone

No matter what your bank account balance is, there's always an opportunity to optimize and improve your finances. Here's a quick checklist of things you can look at today.

Focus on paying off your debt. Debt can hold you back from making progress with your overall financial well-being. Aside from cutting expenses, there are tools that can help you pay off debt faster like balance transfer credit cards and debt counseling.

Earning extra income can give you breathing room. If finances are tight, earning some extra money to supplement your income can make a huge difference. A new job is one option to consider, but if you're not ready to make a big change or already retired, a part-time side job could be a better choice.

Cut your expenses. It sounds painful and so not fun, but it doesn't have to be. Take a look at your biggest expenses because that's where you'll probably find the biggest savings. For example, auto insurance rates have been soaring so shopping around for a new insurance company can be the fastest way to cut your bill. Also, look for ways to cut your grocery bill (despite rising inflation).