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    Early Snowfall to Hit US Mountain Range and It's Got Us Obsessing Over Winter Travel

    By Ben Walker, CEPF, CFEI®,

    8 days ago

    https://img.particlenews.com/image.php?url=1Wu9VW_0vabL4b700

    If mid-September seems too early for snow, you're right — it's the earliest winter weather advisory issued in 20 years. The potential snow is headed to the Sierra Nevada mountain range in the western U.S., which will likely impact California and Utah residents this week.

    Pumpkin spice season is in full swing, meaning winter travel is approaching. Whether you enjoy winter activities or want to escape the cold weather, each state offers something for winter travelers to enjoy. Start planning your winter vacation now to save money on travel , and see the best destination in each state for vacation travel in the cold season.

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    Alabama: Gulf Shores

    https://img.particlenews.com/image.php?url=1nGoi7_0vabL4b700 Thorin Wolfheart/Adobe

    Gulf Shores, Alabama, is located between Louisiana and Florida along Alabama’s Gulf Coast. With such a prime location, this area along the Gulf of Mexico provides an ideal getaway destination for anyone looking to escape the cold temperatures in more wintry climates. In fact, the average yearly temperature is about 75 degrees, though average winter temperatures are in the 50s and 60s.

    If that sounds better than enduring freezing temperatures elsewhere throughout the United States, the Gulf Coast awaits you. With 32 miles of white sand beaches and plenty of outdoor activities, like golfing and hiking, there’s no shortage of options to pass the time.

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    Alaska: Fairbanks

    https://img.particlenews.com/image.php?url=1ooZCU_0vabL4b700 Elizabeth/Adobe

    Alaska may seem like a daunting winter destination because of how cold and remote it is, but these attributes can work in your favor if you let them. In Fairbanks, Alaska, you can catch glimpses of the aurora borealis (also known as the northern lights) from August to April, a unique occurrence that only happens in select areas. To continue your unique experiences, sign up for a dog-sledding tour to have an unforgettable time in your own winter wonderland.

    Arizona: Grand Canyon National Park

    https://img.particlenews.com/image.php?url=2h6ACv_0vabL4b700 Krzysztof Wiktor/Adobe

    The Grand Canyon is a popular entry for many bucket lists because of its jaw-dropping landscapes and formations — but have you ever thought about visiting during the winter? Think of the amazing red rock found throughout the area and how stunning it would look with a dusting of fresh snow.

    Grand Canyon National Park gets busy during the summer, so a winter visit can provide extra space and solitude. In addition, you’ll be able to avoid scorching temperatures and have different experiences, like going snowshoeing in the Grand Canyon or riding the vintage train from Williams, Arizona, to the Grand Canyon in the wintertime.

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    Arkansas: Hot Springs National Park

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    Is there anything that sounds as nice as getting into some toasty hot springs in the winter? At Hot Springs National Park in Arkansas, you can dip in thermal baths that use water piped directly from the natural springs in the area. This will surely keep you warm and relaxed after exploring the 26 miles of hiking trails and 47 hot springs throughout the park.

    California: Mammoth Lakes

    https://img.particlenews.com/image.php?url=45JMC3_0vabL4b700 Billy McDonald/Adobe

    California isn’t all sunshine and surfing with days at the beach. In the town of Mammoth Lakes, located in the Sierra Nevada mountains near the Nevada border, it’s easy to forget you’re in California. In the winter, Mammoth Lakes becomes a top destination for skiing, snowboarding, snowshoeing, cross-country skiing, and more. And for some all-time favorite winter activities, don’t miss out on ice skating, snow tubing, or snowmobiling either.

    Colorado: Vail Valley

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    The region of Vail Valley in Colorado is home to world-class ski resorts at Vail and Beaver Creek, so it’s the perfect place for skiers and snowboarders alike to enjoy some time on the slopes. If you’d rather turn your getaway into a wellness retreat, there’s no better setting than in the middle of the Rocky Mountains. Take the time to treat yourself at multiple spas and hot springs, or get your mind right at the many fitness centers and athletic clubs in the area.

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    Connecticut: Niantic

    https://img.particlenews.com/image.php?url=2x1hHi_0vabL4b700 Marianne Campolongo/Adobe

    For a small-town atmosphere with beautiful views of the Long Island Sound, check out the village of Niantic, Connecticut. It’ll undoubtedly be cold in any part of New England during the winter, but that leaves you more opportunity to find the perfect lodging and surroundings to hole up for a few days. The 16-room Inn at Harbor Hill Marina was voted a top bed-and-breakfast in the U.S. and can provide an ideal stay overlooking the water. Be sure to get a room with a fireplace for an incredibly cozy visit.

    Delaware: Cape Henlopen State Park

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    Delaware’s Cape region can provide a wonderful escape to windswept beaches and stunning landscapes along the coastlines of the Delaware Bay and the Atlantic Ocean. If you stay in or around Lewes, you can visit Cape Henlopen State Park and take in the area's natural beauty. It’ll likely be cold, but you may have the park to explore and take photos.

    Florida: Key West

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    Although Miami might be a popular getaway choice, the southernmost tip of Florida is an ideal winter escape if you’re a snowbird trying to get away from the cold. Key West often experiences temperatures in the 70s, even in the middle of winter. So, if you envision Pacific Ocean views and plenty of vitamin D, check out Key West this winter.

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    Georgia: Stone Mountain

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    Nestled conveniently on the outskirts of Atlanta, Georgia, is where you’ll find the town of Stone Mountain and the nearby park it's famous for. Stone Mountain Park offers fun for the whole family, with a scenic railroad, hiking trails, and historic attractions. In the winter, you can go snow tubing, build snowmen, and celebrate the holidays with special events like hearing Christmas carolers and seeing a Christmas parade.

    Hawaii: Kauai

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    It may not be a wonderland of snow and ice, but Hawaii is still a fantastic winter travel destination on many people's bucket lists . You can take your pick of the islands to visit, but be sure to consider Kauai as one of your options. The fourth-largest island in the Hawaiian archipelago, Kauai experiences average temperatures year-round from the high 60s to the low 80s. Hotels and resorts on Kauai are plentiful, making it easy to explore the lush, green landscapes and various waterfalls.

    Idaho: Sun Valley

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    Idaho winters and their associated snowfall are not for the faint of heart, but they provide ideal conditions for all the best winter activities. In the resort town of Sun Valley, Idaho, you can go skiing, snowboarding, snowshoeing, ice skating, and more. When you want to relax, head back to your room at one of the area's many hotels, resorts, lodges, or vacation rentals. There’s lodging to suit every taste in Sun Valley.

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    Illinois: Chicago

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    The Windy City can chill your bones in the winter, but there’s also no denying the magical effect a winter in Chicago can have. With its beautiful structures and popular attractions, Chicago is already a fantastic destination any time of year. But when you blanket everything in snow and throw in some winter activities, you’re in for a real treat. Go ice skating in Millennium Park, sledding on a nearby hill, or check out Chicago’s famous Christmas Market. And if you need to warm up, check out one of the world-class history or art museums.

    Indiana: French Lick and West Baden

    https://img.particlenews.com/image.php?url=0Gis0K_0vabL4b700 Jason M Kelly/Flickr

    French Lick and West Baden Springs are neighboring towns in southern Indiana where you can relax and enjoy an enjoyable winter getaway. The top choice for lodging in the city is the French Lick Resort, home to three historic hotels, including the famous domed West Baden Springs Hotel, a National Historic Landmark. Nearby attractions include the Paoli Peaks ski resort and the Hoosier National Forest.

    Iowa: Okoboji

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    The city of Okoboji, Iowa, is the ideal base camp for exploring the Iowa Great Lakes region during the winter months. You can go ice skating, hop on a snowmobile, or even go ice fishing out on a lake when the weather is just right. When you’re ready to relax from the cold activities, explore Okoboji and all it offers. Go shopping, grab a bite, and head back to your room for a warm night in.

    Kansas: Wichita

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    Brave the chilly weather of Kansas winters by visiting Wichita and taking in its sights and sounds. Botanica Wichita is always a must-see during the holiday season when you want to enjoy the natural beauty of Wichita’s botanical gardens mixed with the wonder of dancing lights and music. Once you’re ready to return indoors, check out unique local attractions like Wichita’s nine breweries, multiple ax-throwing venues, and an indoor rock climbing gym.

    Kentucky: Bardstown

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    Sip tasty bourbon in Bardstown, Kentucky, to warm the chill of a cool winter evening and enjoy the welcoming atmosphere of this city just a short drive from Louisville. A local bed-and-breakfast can provide an excellent lodging experience while you visit the multiple distilleries in the area. Be sure to bundle up on a horse-drawn carriage for a memorable event on your trip to Bardstown.

    Louisiana: New Orleans

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    If you want to miss out on some of the big crowds that flock to New Orleans during Mardi Gras season and the summer, consider visiting the Big Easy in the winter. This will make it a lot easier to enjoy the attractions of the city, like taking a stroll down Bourbon Street and grabbing a fresh beignet from Cafe Du Monde. In addition, New Orleans gets into a festive mood during the holiday season, and average temperatures rarely drop below the 40s, even in the dead of winter.

    Maine: Kennebunkport

    https://img.particlenews.com/image.php?url=1XjZIl_0vabL4b700 C.A.SmithPhotography/Adobe

    Kennebunkport is a charming seaside town in southern Maine that provides a romantic atmosphere any time of year, including winter. Take a sleigh ride through the snow as you sip some hot chocolate, or enjoy the sweeping ocean views as you stroll around town. Kennebunkport turns up the holiday celebrations in December, so be sure to plan ahead for your visit if you want to join in Christmas festivities.

    Maryland: Assateague Island National Seashore

    https://img.particlenews.com/image.php?url=3J4OPx_0vabL4b700 Scenic Corner/Adobe

    Areas within the National Park System are always fun to visit, especially when they have unique attractions. At Assateague Island, you’ll find a roaming group of wild horses separated into multiple herds. It’s rare to find an opportunity to see wild horses these days, so having this experience in such a beautiful environment can make for remarkable memories. Because fewer people visit in the winter, you might even have the place to yourself.

    Massachusetts: Boston

    https://img.particlenews.com/image.php?url=44xkwV_0vabL4b700 Marcio/Adobe

    Get bundled up because it will be cold in Boston during the winter. But this shouldn’t stop you from enjoying ice skating in the park or sledding on one of the many hills throughout the city, including in Boston Common. Once you’ve worked up an appetite, grab some uniquely Boston delights, like a piping hot bowl of clam chowder at Quincy Market. Any time is a good time to enjoy classic New England dishes, so load up on lobster rolls, sausage, and pepper grinders while at it.

    Michigan: Crystal Mountain Resort

    https://img.particlenews.com/image.php?url=0uDv7t_0vabL4b700 karel/Adobe

    For a fun-filled winter getaway, bring the whole family to Crystal Mountain Resort in Thompsonville, Michigan. Located close to Lake Michigan, this ski resort has everything you need to make for a memorable vacation. Of course, you’ll want to go skiing or snowboarding, but you can also enjoy other winter activities like snowshoeing, horse-drawn surrey rides, and ringing in the new year with a New Year’s Eve celebration.

    Minnesota: Lake Superior

    https://img.particlenews.com/image.php?url=49rZE1_0vabL4b700 Jordan/Adobe

    You’ll find countless lodging options along Lake Superior's banks, which can be an excellent opportunity for a winter vacation in a scenic location. A resort such as Bluefin Bay, located on Lake Superior’s North Shore, provides the ideal base camp for going out and exploring the Superior National Forest or the Sawtooth Mountains. There are plenty of activities to do in the area, including dog sledding, ice skating, cross-country skiing, snowmobiling, and more.

    Mississippi: Biloxi

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    Just up the Gulf Coast from New Orleans is the Mississippi city of Biloxi. If you want to spend some time this winter in a warmer climate, Biloxi deserves your consideration. You get a beachfront location, average winter temperatures between the 40s and 60s, plus everything that comes with visiting a hospitable Southern city. You’ll have great food selections, including excellent seafood dishes, and you can have fun at the multiple casinos in the area.

    Missouri: St. Louis

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    Every major U.S. city has its own share of winter charm, but St. Louis, Missouri, ups its game with fun events throughout the winter months. The Polar Express Experience departing from Union Station is a magical experience for the whole family during the holidays. When the adults want to escape, check out the Thaxton Speakeasy for an underground drinking experience.

    Montana: Whitefish

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    Montana winters are typically filled with snow, which sets the perfect atmosphere for all types of winter activities. In Whitefish, you have options for whatever you love to do in the winter. Head to Whitefish Mountain Resort for prime skiing and snowboarding, or visit nearby Glacier National Park for cross-country skiing and snowshoeing across pristine lands. When it’s time to relax, take your pick of bed-and-breakfasts, lodges, and hotels .

    Nebraska: Eugene T. Mahoney State Park

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    Certain places offer a variety of different locations and appeal when you visit during their offseason, including Eugene T. Mahoney State Park. Most national and state parks attract more visitors during the warmer months, which makes the winter months an ideal time to avoid large crowds. At Eugene T. Mahoney, you get indoor rock climbing, ice skating, sledding, ice fishing, and other Winterfest activities to keep you occupied when the weather is colder. And don’t worry, lodging is available in the park so you can be close to all the action.

    Nevada: Las Vegas

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    If you can be sure of one place in North America where the fun never stops, it’s Las Vegas, Nevada. Yes, the weather can get frigid during the winter because you’re in the middle of a desert, but that might come as a welcome relief compared to the sweltering summer heat. Besides, most of the Vegas attractions are inside anyway, so you don’t have to worry about being cold or hot. Enjoy the festive atmosphere with a visit to the Bellagio Conservatory holiday display or ice skating at The Cosmopolitan’s rooftop ice skating rink.

    New Hampshire: North Conway

    https://img.particlenews.com/image.php?url=0x9YDW_0vabL4b700 belyaaa/Adobe

    North Conway, New Hampshire, gives you a small-town atmosphere though ski resorts and loads of winter activities surround it. If you're in the mood to hit the slopes, you have over a dozen ski resorts to choose from, or you can opt instead for other winter sports. Ice skating, snowmobiling, and snow tubing are all popular. Try out a sleigh ride or dog sledding for some unique winter fun.

    New Jersey: Crystal Springs Resort

    https://img.particlenews.com/image.php?url=077PCH_0vabL4b700 zhu difeng/Adobe

    To escape the hustle and bustle of the big cities, check out Crystal Springs Resort in Hamburg, New Jersey. This family-friendly resort is open year-round, but certain elements of the establishment might be specifically appealing when the climate gets cold. The mineral pools complex sounds especially nice if you want to escape the winter temperatures outside. You can also relax and improve your wellness at the two available spas.

    New Mexico: Taos

    https://img.particlenews.com/image.php?url=1bJEHg_0vabL4b700 Raisa Nastukova/Adobe

    The Southwest isn’t typically known for its plethora of winter activities, but if you visit Taos, New Mexico, it’s hard to see why that is. Camping and fishing are regular pastimes throughout the year, but during the winter months, you can go skiing and snowboarding at the nearby ski resort of Taos Ski Valley. Other popular winter activities include guided snowshoe hikes, snowmobiling, and relaxing in outdoor hot tubs.

    New York: New York City

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    The Big Apple is a magical place during the holidays and all winter long. Iconic architecture and classic activities gain a little stardust when snowflakes start falling from the sky. From strolling through Central Park to celebrating Chinese New Year in Chinatown, there’s nothing quite like wintertime in New York City.

    North Carolina: Asheville

    https://img.particlenews.com/image.php?url=400aWa_0vabL4b700 D Guest Smith/Adobe

    Are you ready to grab a blanket and get cozy or bundle up and face the outside weather? Whether you decide one, the other, or both, Asheville, North Carolina, is ready for you. The nearby Wolf Ridge Ski Resort has you covered for skiing, snowboarding, and snow tubing. Or you can go on winter hikes for views of mountains and waterfalls. For activities around town, check out the Biltmore Estate, experience excellent dining at restaurants like Bouchon, or have a rejuvenating experience at a local spa.

    North Dakota: Fargo

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    When the average temperature is in the 20s or below during the winter months, you should get inside and get warm, right? In Fargo, North Dakota, not so much. When it gets cold here, it’s time to get outside and celebrate the freezing temperatures with the annual Frostival celebration. Frostival consists of nearly two whole months of winter activities, including sled races, winter kickball, snow sculptures, concerts, and much more. If you’re a lover of the cold, this is the place to celebrate it.

    Ohio: Hocking Hills

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    The Hocking Hills region of Ohio is a paradise for outdoor enthusiasts through all four seasons. The beautiful hikes during the spring, summer, and fall take on a different appearance during the winter with their unique snow and ice formations. In addition, you can participate in many fun winter activities. Past activities have included food tours of the region’s dishes, festivals featuring ice sculptures, and classic winter pastimes like ice skating and sledding.

    Oklahoma: Tulsa

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    Once winter arrives, Tulsa transforms for the occasion. Every year, the Arvest Winterfest in downtown Tulsa encourages residents and visitors alike to enjoy the spirit of the season through festive holiday celebrations. The main attraction is ice skating, though you can also participate in charity nights and see live performances from local talent.

    Oregon: Mount Hood

    https://img.particlenews.com/image.php?url=0u9cVb_0vabL4b700 jgaudette/Adobe

    The huge volcanic mountain of Mount Hood is only a couple of hours driving from Portland, Oregon, which makes it a top destination for winter activities when the snow starts to fall. Choose from multiple ski areas like Skibowl and Timberline. These resorts will provide you with all the necessities you need to conquer the slopes and then socialize with friends and family after your last run of the day. The historic Timberline Lodge is a great place to relax and rest up for your next big adventure.

    Pennsylvania: Pocono Mountains

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    The Poconos provide the perfect winter retreat for anyone in the area, whether it’s New York City, Philadelphia, or another nearby location. Multiple resorts and ski areas offer quality skiing and snowboarding. For the non-skiers and riders, there’s nothing wrong with relaxing at a lodge or hotel. The Camelback Lodge is a popular destination for families because of its year-round indoor waterpark. Even if the weather outside is frosty, you can still enjoy water slides, swim-up bars, and indoor cabanas at the Aquatopia Indoor Waterpark.

    Rhode Island: Newport

    https://img.particlenews.com/image.php?url=44dm6h_0vabL4b700 julie/Adobe

    Located on Aquidneck Island in Rhode Island, Newport offers New England charm during both the summer and winter months. In the winter you’ll want to warm up, which you can do with ice skating at a local rink or by partaking in warm winter treats like artisanal hot chocolate from The Chanler’s hot chocolate bar. In addition, Gurney’s Hotel in Newport offers pop-up igloo reservations for enjoying food and drinks in a festive and heated environment.

    South Carolina: Myrtle Beach

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    It’ll likely be too cold for most people to want to take a dip in the ocean, but that doesn’t mean it won’t be nice to walk along the beach or Myrtle Beach Boardwalk while you’re in town. As a year-round vacation destination, Myrtle Beach is ready for visitors whenever you decide to come. Hotel stays are typically less expensive and the crowds aren’t as big, which leaves you more time and space to enjoy yourself at the coastal resorts and dining establishments.

    South Dakota: Black Hills

    https://img.particlenews.com/image.php?url=4DsCgR_0vabL4b700 Faina Gurevich/Adobe

    The Black Hills may be a small mountain range compared to other ones throughout the U.S., but there’s still plenty to do and see. Mount Rushmore is open year-round, so it’s no hassle visiting this national monument during the winter months. The Black Hills area experiences an average of more than 150 inches of snow each year, aligning perfectly with popular winter activities like snowmobiling and snowshoeing.

    Tennessee: Nashville

    https://img.particlenews.com/image.php?url=3yUXuU_0vabL4b700 erwin widmer/EyeEm/Adobe

    The music doesn’t stop in the Music City just because the weather starts to get cold. Live music is played and heard throughout the year, though you might get a bit of a festive twist with songs when the holiday season arrives. In addition, popular attractions throughout the city like to hold special events during the winter, like ice skating and reindeer encounters at Opryland.

    Texas: South Padre Island

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    South Padre Island, Texas, may not seem like your typical winter playground, but if you’re a snowbird up for sunny days and miles of beaches along the Gulf Coast, this isn’t a bad place to be. And let’s not forget the temperature outside. With average temperatures from the 50s to 70s from November to February each year, a non-snowy winter is starting to sound better and better. Enjoy your stay on the beach with delicious seafood, some of which you can go out and catch yourself.

    Utah: Park City

    https://img.particlenews.com/image.php?url=2K15PG_0vabL4b700 bartystewart/Adobe

    Utah proudly claims to have “the greatest snow on earth” and for anyone who visits Park City during winter, it’s hard to refute that claim. Park City draws visitors from all over the world because of its close proximity to the Salt Lake International Airport and its world-class ski resorts and amenities. You’ll want to hit the slopes at least once while you’re here, but you should also leave time to take a walk through the historic downtown area. Luxurious lodging options are available at hotels like the Stein Eriksen Lodge Deer Valley and the Waldorf Astoria Park City.

    Vermont: Burlington

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    Just about anywhere in Vermont will offer something for you to do in the winter, but Burlington is an excellent place for a basecamp if you’re planning a visit. Burlington is Vermont’s largest city and also has the state’s largest airport. This makes it easier to find accommodations and activities to your liking, as well as find flights if you’re flying in. Once you arrive, visit local ski resorts like Stowe Mountain Resort or Smuggler’s Notch Resort for fun on the slopes. While you’re in town, stroll around Church Street Marketplace for some shopping and dining.

    Virginia: Williamsburg

    https://img.particlenews.com/image.php?url=4b4sM2_0vabL4b700 Raymond B. Summers/Adobe

    Colonial Williamsburg can turn a dreary winter season into a celebration of fun and excitement. You can enjoy the history of Williamsburg at any time of year by visiting Jamestowne, Yorktown, and other historic attractions. For more modern fun, check out the multiple brewing companies in the area or relax at a wellness spa. And for the whole family, ditch the cold weather outside and immerse yourself in all the activities at the nearby Great Wolf Lodge. This resort right outside of Williamsburg has an indoor water park and loads of family-friendly activities for everyone to enjoy during any season.

    Washington: Leavenworth

    https://img.particlenews.com/image.php?url=1iqiMX_0vabL4b700 Myk Crawford/Adobe

    If you want to visit Germany without leaving the country, you can’t do much better than heading to Leavenworth, Washington. This Bavarian-themed city has alpine-styled homes and lodges that’ll make you question where you are every now and then. Over the holidays, you’ll see hundreds of thousands of Christmas lights strung up throughout the city that create a festive atmosphere. Available winter activities include snow tubing, sledding, sleigh rides, snowmobiling, and more.

    West Virginia: Snowshoe Mountain Resort

    https://img.particlenews.com/image.php?url=2Ci1V4_0vabL4b700 Scott Bufkin/Adobe

    With snow already in its name, you know Snowshoe Mountain Resort in West Virginia will have plenty of the white, fluffy goodness for everyone to enjoy. Snowshoe Mountain has three different ski areas for you to enjoy, though you can also go snowmobiling, snow tubing, and swimming. Yes, that’s right, you can go swimming in the winter at the resort’s indoor and outdoor heated swimming areas. That sounds like a nice way to relax after skiing or riding out in the cold all day.

    Wisconsin: Lake Geneva

    https://img.particlenews.com/image.php?url=2woHBr_0vabL4b700 nejdetduzen/Adobe

    Lake Geneva’s resort-city atmosphere provides an amazing setting for winter fun in Wisconsin. Less than a two-hour drive from Chicago brings you to ski slopes, ice skating, sledding, and snowshoeing. For more of a wellness experience, relax at the Grand Geneva Resort & Spa with massages, body treatments, skin care services, and more.

    Wyoming: Jackson Hole

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    Jackson Hole, Wyoming gets busy in the winter because of how much there is to do and for its high-class lodging and dining establishments. Activities include skiing, snowboarding, and dog-sledding. Or you can opt for an enjoyable sleigh ride with thousands of elk to keep you company at the National Elk Refuge. For a different type of winter experience, try fat tire biking on miles of trails in the area. When you’re ready to wind down, take a dip in any of the many hot springs around Jackson Hole.

    Bottom line

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    Winter travel destinations in nearby states can provide you with an incredible winter getaway. Whether you want to escape the winter cold or find yourself in a blissful warm paradise, our home country has plenty of options for you.

    As you plan your winter travels, consider making use of the best travel credit cards that will accrue travel rewards. This will help you travel more in the future while still staying within budget. In addition, be safe if you’re driving and good luck with any trips you take this winter.

    Money tips that can work for everyone

    No matter what your bank account balance is, there's always an opportunity to optimize and improve your finances. Here's a quick checklist of things you can look at today.

    Focus on paying off your debt. Debt can hold you back from making progress with your overall financial well-being. Aside from cutting expenses, there are tools that can help you pay off debt faster like balance transfer credit cards and debt counseling.

    Earning extra income can give you breathing room. If finances are tight, earning some extra money to supplement your income can make a huge difference. A new job is one option to consider, but if you're not ready to make a big change or already retired, a part-time side job could be a better choice.

    Cut your expenses. It sounds painful and so not fun, but it doesn't have to be. Take a look at your biggest expenses because that's where you'll probably find the biggest savings. For example, auto insurance rates have been soaring so shopping around for a new insurance company can be the fastest way to cut your bill. Also, look for ways to cut your grocery bill (despite rising inflation).


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