Shopping at HomeGoods never gets old. From the seasonal decor and on-trend furniture to the high-quality cookware and the gourmet food items, you could outfit an entire house and save on groceries all in one place.
Only the pros know a few secrets about shopping at HomeGoods. These savings hacks can turn your casual HomeGoods perusing into a professional home shopping hobby, and here are 13 tips to get you started.
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1. Shop on weekdays
If your schedule allows you to make a weekday trip to HomeGoods, that’s the time to visit.
The store will be more organized because fewer people will be out shopping, giving you space to peruse the aisles and see what’s on clearance.
Own a car? Here's 7 warning signs you're paying too much for car insurance. 2. Watch the three-month cadence
HomeGoods puts items on sale on a three-month cadence, so if you spot an item you love, it could be on sale within three months.
There’s even a trick to know how long it’s been there. On the tag, there should be the four-digit month and year that the item went out on the floor.
3. Keep an eye on what’s in store
The best way to save money is to avoid wasting time shopping when the items you want aren’t there. While you can’t shop HomeGoods online, you can download the app to get a preview of what you might find in-store. This hack can save you time and money.
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4. Keep going back
HomeGoods has some of the fastest retail turnover in the business, so if you have time to go back a few days a week, you could find details tomorrow that weren’t there yesterday. Many stores put out their new deals on Monday, Wednesday, Friday, and Saturday.
5. Pop by in the afternoon
There’s another nuance to going back day after day: You also need to plan your schedule around the time of day. New items arrive in the morning, which means they’ll be on the floor if you stop by in the afternoon.
6. Ask for a discount
You should never pay full price for a damaged HomeGoods item, and the store managers would typically agree. If a chair is missing a tufted button or a frame has a scratch, don’t hesitate to ask for a discount.
The store’s goal is always to move inventory, so they might be more amenable to knocking a few dollars off than you’d expect.
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While HomeGoods doesn’t do coupons, you can earn rewards if you have a TJX credit card. Make sure you’re using the app to store those rewards in your virtual wallet, and you’ll never miss out on your savings.
8. Buy gift cards online
Buying discounted gift cards online is the closest you’ll get to a HomeGoods coupon. You can buy someone else’s unwanted gift card online, and they’ll offload it to you at a discount. This could mean saving 10%, 25%, or even more at your favorite store.
9. Shop seasonally
You’ll get the best deals when seasonal items go on clearance. January is one of the best times of year to shop, but the week following any major holiday is a good time to pick up both seasonal decor and items that are “seasonal” but could be put to year-round use.
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Don’t miss out on a deal you can’t pass up. If you know there’s an item at HomeGoods that you desperately want, call the store and have them put it on hold. They’ll usually agree to hold it until the store closes, and you won’t miss out on the unbeatable price.
11. Look for those red clearance tags
The minute you see one of those red clearance tags, you know you’ve found a deal. Typically, they’re in a clearance section, but sometimes you’ll find them floating around the shelves.
12. Check out different stores
There are people who swear every location of a chain retail store has different items — and they’re not wrong. Each HomeGoods will have a slightly different inventory, so check out a store in a nearby town if you want to find deals on new-to-you items.
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13. Don’t lose your receipt
One of the best ways to save money is to avoid missing return windows. If you lose your receipt and need to return an item to HomeGoods, you could be stuck with the current price — and if that item moved to clearance, that could be lower than what you actually paid.
Bottom line
HomeGoods is perhaps the best place to save more on everyday essentials and home items because they get in-season items that are currently being sold in other stores — they’ll just never tell you which ones!
Some collections are even curated by celebrity stylists, so you know you’re getting the most current looks. And when you find them on clearance at that three-month mark? That’s even better.
Money tips that can work for everyone
No matter what your bank account balance is, there's always an opportunity to optimize and improve your finances. Here's a quick checklist of things you can look at today.
Focus on paying off your debt. Debt can hold you back from making progress with your overall financial well-being. Aside from cutting expenses, there are tools that can help you pay off debt faster like balance transfer credit cards and debt counseling.
Earning extra income can give you breathing room. If finances are tight, earning some extra money to supplement your income can make a huge difference. A new job is one option to consider, but if you're not ready to make a big change or already retired, a part-time side job could be a better choice.
Cut your expenses. It sounds painful and so not fun, but it doesn't have to be. Take a look at your biggest expenses because that's where you'll probably find the biggest savings. For example, auto insurance rates have been soaring so shopping around for a new insurance company can be the fastest way to cut your bill. Also, look for ways to cut your grocery bill (despite rising inflation).
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