Walmart Has a $39 Pre-Lit Christmas Tree You Shouldn't Miss Out On

It's too early to think about Christmas — unless big savings are on the line. You can go from zero to Christmas for under $100 by shopping your necessary Christmas decor right now at Walmart.

Check out the best deal on a tree you won't want to miss and the other essential items to make Christmas look magical.

Walmart Secrets: 7 genius hacks all Walmart shoppers should know

Pre-Lit Madison Pine Artificial Christmas Tree

Courtesy of Walmart

Price: $39

This tree comes pre-strung with 250 color-changing LED lights — saving you time and money on hanging the lights later. It offers an easy setup with an included stand and 600 branch tips pre-attached by a hinge. Don't worry — if one bulb burns out, the others will still keep glowing.

Christmas Ball Ornaments 24-Piece Set

Courtesy of Walmart

Price: $1.59

You'll need ornaments for your Christmas tree, and you'll get 24 classic ball ornaments in your choice of 12 color themes. The ornaments are crafted from plastic meant to appear as glass and offer much more durability and easier cleanup than traditional glass.

Christmas Stockings Cable Knitted

Courtesy of Walmart

Price: $4.99

Classic cable-knit stockings are a hallmark of Christmas, available in five color options. They'll look perfect hung by the chimney or anywhere else, with care and stuffed with tiny treasures that make Christmas more fun.

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Rustic Christmas Wreath

Courtesy of Walmart

Price: $19.98

A wreath with rustic elegance is the perfect holiday accessory for your door. The wreath has a 12-inch diameter and is created from a wooden vine base decorated with artificial pine boughs, pinecones, red berries, and bells with an antique appearance.

Bottom line

Total cost: $80.53

Grab a Christmas tree, ornaments, four stockings, and a wreath for just over $80 from Walmart.

Shopping for Christmas before Halloween may seem silly, but for those on a tight budget, it's one of the great ways to make sure you'll save money while still being able to produce a magical Christmas in December.

Money tips that can work for everyone

No matter what your bank account balance is, there's always an opportunity to optimize and improve your finances. Here's a quick checklist of things you can look at today.

Focus on paying off your debt. Debt can hold you back from making progress with your overall financial well-being. Aside from cutting expenses, there are tools that can help you pay off debt faster like balance transfer credit cards and debt counseling.

Earning extra income can give you breathing room. If finances are tight, earning some extra money to supplement your income can make a huge difference. A new job is one option to consider, but if you're not ready to make a big change or already retired, a part-time side job could be a better choice.

Cut your expenses. It sounds painful and so not fun, but it doesn't have to be. Take a look at your biggest expenses because that's where you'll probably find the biggest savings. For example, auto insurance rates have been soaring so shopping around for a new insurance company can be the fastest way to cut your bill. Also, look for ways to cut your grocery bill (despite rising inflation).