10 Things to Always Buy in October

October is a month full of scares. But it can also be a great time to save money shopping . In fact, you’ll likely find deep discounts on products for inside and outside of your home in October.

You may want to start looking now, given that some of the bigger deals are offered toward the beginning of the month.

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1. Appliances

October may be a really good time to buy an appliance you’ve been putting off this year. New models typically come out in November, so stores are probably looking to give you a deal to get rid of the older ones they want to move.

In fact, you’ll likely see discounts at some major stores up to 40% or more. Keep in mind it’s still helpful to shop around to find the best deals.

2. Vehicles

Speaking of pushing the old models out, October is another good time to buy a new vehicle. It’s the month when many new models start arriving at dealerships. That means they’re looking to move the older models and may offer you a good deal on a vehicle.

Take a look for yourself — go online and visit a few dealers in your area and you may discover a great deal on a vehicle that fits your lifestyle.

3. Winter outerwear

You’ve probably heard before that the end of a season is a good time to buy clothes. By October, many of the sales on summer clothes have come to an end. But, this is the time to start looking at winter items like coats and hats.

October is when those items have the earliest sales. They’re meant to get customers to start thinking about winter clothes during a time when some warm weather may be sticking around.

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4. Home improvement products

October is a good month to buy some simple home improvement products. You should be checking your smoke and carbon monoxide detectors monthly, and if you need new ones October usually brings good deals on these items, along with thermostats.

You may want to avoid combination smoke and carbon monoxide detectors and purchase them separately, given that those perform better in consumer testing.

5. Cooktops and ranges

October tends to be a month with some of the best deals on larger items for your home. That means October may be your month to grab cooktops and ranges. Again, if you can wait until around Columbus Day, you may be able to find the best deals.

These items can be quite pricey, so it makes sense to take advantage of big deals and discounts in October.

6. Outdoor furniture and grills

Why not use October as a month to upgrade your outdoor patio and yard? You’re likely to see big markdowns on summer items like outdoor furniture and grills. Retailers want to move these items out ahead of winter and before new stuff arrives ahead of spring.

While you’re at it, perhaps check out the garden center for perennials. Early October can be a good time to get big deals on flowering plants that you’ll enjoy for years to come.

7. Outdoor tools

October is usually a good time to find deals on outdoor items like leaf blowers, snow blowers and chainsaws. Since these things can sometimes be expensive, it’s good to check out prices and deals in October.

You may think that the best deals on snow blowers would be after winter, but they’re among the most deeply discounted products in October.

8. Halloween items

This can be a bit tricky. Since Halloween doesn’t come until the end of the month, you may need to search around for deals. If you’re willing to wait until the end of the month, retailers usually offer deals so they move stuff off the shelves before the calendar changes to November.

That means you may want to hold off until it’s very close to Halloween to grab candy, decorations, and costumes.

9. Mattresses

Columbus Day is typically a time to find great deals on mattresses. It may be an ideal time to snag a good deal and find a comfy, warm mattress to put in place just in time for cooler weather.

Stores tend to run their mattress sales ahead of and just after the actual holiday, so perhaps note October 14 on the calendar and remember to shop ahead of the holiday.

10. Tacos and desserts

Doesn’t it seem like each day brings a new opportunity to celebrate a certain food? Well, October is a time for tacos and desserts. With National Taco Day on October 1 and National Dessert Day on October 14, October can be full of delicious deals.

Local and national restaurants may offer taco and dessert discounts. You can look for signs and check out their websites and social media accounts.

Bottom line

You can find big discounts on products beyond mattresses and cars in October. It’s a great month to score deals on things you need around the house to help you stretch your paycheck .
Keep an eye on the mail and social media during October. Stores tend to offer some big, but limited time, sales during the month.

Money tips that can work for everyone

No matter what your bank account balance is, there's always an opportunity to optimize and improve your finances. Here's a quick checklist of things you can look at today.

Focus on paying off your debt. Debt can hold you back from making progress with your overall financial well-being. Aside from cutting expenses, there are tools that can help you pay off debt faster like balance transfer credit cards and debt counseling.

Earning extra income can give you breathing room. If finances are tight, earning some extra money to supplement your income can make a huge difference. A new job is one option to consider, but if you're not ready to make a big change or already retired, a part-time side job could be a better choice.

Cut your expenses. It sounds painful and so not fun, but it doesn't have to be. Take a look at your biggest expenses because that's where you'll probably find the biggest savings. For example, auto insurance rates have been soaring so shopping around for a new insurance company can be the fastest way to cut your bill. Also, look for ways to cut your grocery bill (despite rising inflation).