15 U.S. Neighborhoods So Exclusive, You Might Not Know They Exist

Buying a home is all about location, location, location. And, if you’ve got money to burn, there are neighborhoods where you won’t have any trouble blowing through your budget.

There are posh, private enclaves in areas where celebrities flock to extravagant homes, chic city neighborhoods full of financiers, and Bay Area suburbs where tech billionaires decide to settle down.

If you want to boost your net worth to enjoy the high life, here are the 15 most exclusive neighborhoods in the U.S. you'll want to check out.

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1. Tuxedo Park, Georgia

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Buckhead is possibly the most exclusive neighborhood in Atlanta, if not the entire state of Georgia, and within Buckhead, Tuxedo Park is the crème de la crème.

The historic homes are stately Georgians and sprawling Tudors, and if you get one for the median price, they'll cost you $2.56 million.

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2. SoHo, New York

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The median apartment price is $2.76 million in the trendy neighborhood of SoHo, a favorite of locals, tourists, and celebrities alike, thanks to its incredible shopping, buzzy restaurants, and historic streets.

SoHo’s cobblestone streets make it one of New York’s most picturesque neighborhoods, and it’s one of those places that people dream of living in when they think of New York.

3. Rumson, New Jersey

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The home of Bruce Springsteen, Rumson, NJ, is one of the most charming and beautiful New Jersey towns.

Sprawling old homes and tree-lined streets make this small and historic area one of the most desirable New York City suburbs, which is why its median listing price is $1.6 million.

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4. Cherry Hills Village, Colorado

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Not all of the most exclusive neighborhoods in the United States are on the coasts. Those who have extreme wealth and love the mountains can find their dream home in Cherry Hills Village, CO.

This Denver suburb counts John Elway and Peyton Manning among its high-profile residents, and the median home price is $4.75 million.

5. Kalorama, Washington, D.C.

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Want to run into former President Barack Obama while out on your morning walk? Love strolling past stunning embassies? Then Kalorama in Washington, D.C., should be the exclusive neighborhood on your radar.

With stunning architecture, formal landscaping, and 100-year-old homes, this neighborhood boasts a median home price of $3 million, a number that saw a significant uptick in the past few years.

6. NoHo, New York

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If you can make it in New York, you can make it anywhere. And, if you can make it in NoHo, you’ve really made it.

This wealthy neighborhood within the city boasts lofts apartments with an average price of $4.2 million. Yes, that’s over $4 million for a loft apartment. It’s also a popular, hip spot that counts celebrities among its high-profile residents.

7. Beverly Hills, California

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What would an exclusive neighborhoods list be without Beverly Hills? This iconic Southern California neighborhood is home to Hollywood glamor, A-list celebs, and Rodeo Drive.

It’s shiny and sparkly, and the median home price is $2.57 million. This is where you go if you have money to burn and want to surround yourself with the glitziest people in the world.

8. Old Palo Alto, California

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The Gambles of Procter & Gamble were the first residents of Old Palo Alto, and that set the tone for a neighborhood that’s continued to be one of the country’s most exclusive.

This private enclave is a tight-knit community with generational wealth fueling its median home sales price of $5.6 million. The tree-lined streets are home to sprawling houses that are also near the city of Palo Alto.

9. TriBeCa, New York

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If you have $3.25 million to spend, you can buy the average loft apartment in TriBeCa. This neighborhood along the Hudson River is a favorite of everyone, from glamorous celebrities to hedge fund managers.

This vibrant neighborhood is full of restaurants, dining, and art galleries, proving that exclusive doesn’t need to mean stuffy.

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10. Loyola, California

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You know you’ve found a wealthy neighborhood when it has its own country club. Loyola is a Northern California neighborhood in the top 0.3% of wealthiest areas in the country.

You’ll pay around $3.12 million for the median midcentury home in this established neighborhood.

11. Brewer Subdivision, California

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$8.3 million will buy you the median home in the Brewer Subdivision, a luxury neighborhood near downtown San Mateo.

This ultra-exclusive neighborhood has a population of only 570. Because of the small, secluded area, it’s a combination of both price and supply that makes it so hard to gain entry as a new resident.

12. Point Dume, California

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Stunning Pacific Ocean views and homes hidden behind towering walls define the exclusive Malibu neighborhood of Point Dume.

This area is crawling with A-list celebrities, who are some of the only ones who can afford the massive median home price of $4.85 million.

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13. Atherton, California

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The median home price in Atherton, CA, a town in San Mateo County, in August 2024 was $16.3 million, making it one of the most expensive place to live in the country.

You’ll rub elbows with tech billionaires, including Sheryl Sandberg, while enjoying proximity to San Jose and San Francisco.

14. Billionaire’s Row, New York

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It should come as no surprise that a neighborhood called Billionaire’s Row would be near the top of the list of most exclusive neighborhoods.

With a median sales price of over $22 million, real estate doesn’t sell quickly here but sells to the upper echelon of business and society.

This neighborhood is filled with ultra-luxury skyscrapers where the views of the city are unparalleled.

15. Port Royal, Florida

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Naples is known as one of the most exclusive and expensive cities in Florida, and Port Royal is the most exclusive of the exclusive. The median home price here is $18.1 million, putting it near the top of the list.

The area was built on two square miles, purchased in 1938, for the sole purpose of creating a luxury enclave. With extreme wealth comes extreme security. Cameras are watching the entire neighborhood.

Bottom line

While these havens for the ultra-wealthy may seem out of reach, the journey to building wealth starts with a single step.

Explore these insightful strategies and unlock the potential to create your own definition of an exclusive lifestyle.

Remember, wealth isn't just about mansions; it's about freedom, security, and the ability to live life on your terms.

Money tips that can work for everyone

No matter what your bank account balance is, there's always an opportunity to optimize and improve your finances. Here's a quick checklist of things you can look at today.

Focus on paying off your debt. Debt can hold you back from making progress with your overall financial well-being. Aside from cutting expenses, there are tools that can help you pay off debt faster like balance transfer credit cards and debt counseling.

Earning extra income can give you breathing room. If finances are tight, earning some extra money to supplement your income can make a huge difference. A new job is one option to consider, but if you're not ready to make a big change or already retired, a part-time side job could be a better choice.

Cut your expenses. It sounds painful and so not fun, but it doesn't have to be. Take a look at your biggest expenses because that's where you'll probably find the biggest savings. For example, auto insurance rates have been soaring so shopping around for a new insurance company can be the fastest way to cut your bill. Also, look for ways to cut your grocery bill (despite rising inflation).