REPORT: How much money do you need to ‘live comfortably’ in Austin?

AUSTIN (KXAN) — Those looking to live comfortably in the Texas capital will need to make well into the six-figure salary range, according to a late September analysis from GoBankingRates.

The analysis determined a $122,229 income is the living cost needed to “live comfortably” in Austin. GoBankingRates defined that phrase using a 50/30/20 budget model, where 50% of an Austin resident’s income went to necessary expenses, 30% went into savings and 20% was allocated to wants or more frivolous spending.

“The idea is to prioritize necessary spending and savings while still allowing for some guilt-free discretionary spending,” the report read in part.

The Texas city landed as the No. 14 least-budget-friendly city among the country’s Top 50 biggest cities, trailing behind pricier cities in California and those closer to the East Coast. The Top 25 breakdown appeared as follows:

1. San Jose, California: $258,255
2. San Francisco, California: $245,527
3. San Diego, California: $202,621
4. Los Angeles, California: $189,923
5. Long Beach, California: $174,439
6. Seattle, Washington: $174,304
7. New York, New York: $173,397
8. Oakland, California: $165,441
9. Boston, Massachusetts: $161,338
10. Washington, D.C.: $150,056
11. Miami, Florida: $141,489
12. Denver, Colorado: $129,021
13. Portland, Oregon: $123,299
14. Austin, Texas: $122,229
15. Sacramento, California: $116,807
16. Las Vegas, Nevada: $111,416
17. Atlanta, Georgia: $109,845
18. Mesa, Arizona: $108,412
19. Nashville, Tennessee: $107,081
20. Phoenix, Arizona: $106,440
21. Colorado Springs, Colorado: $105,912
22. Raleigh, North Carolina: $105,549
23. Virginia Beach, Virginia: $104,145
24. Charlotte, North Carolina: $100,911
25. Bakersfield, California: $100,719

Elsewhere in Texas, Dallas ranked No. 27 for its necessary income level, with residents needing $93,482 to live comfortably. Arlington came in at No. 30, with $92,096 needed.

Fort Worth ranked No. 32 and had an income threshold of $90,043 to live comfortably, while Houston settled at No. 35 with a comfortable income level of $85,804.

San Antonio and El Paso were the final two Texas cities included in the analysis with San Antonio ranked No. 39 with an $80,175 comfortable income level and El Paso coming in at No. 45 with an income of $74,721 flagged.

The report found communities in the south and Midwest were the most budget-friendly among cities, while California residents needed a substantially larger budget to live comfortably.

The full analysis is available online .

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