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Is Preparing Your Taxes Twice a Smart IRS Hack or a Waste of Time?
Doing your taxes can be nerve-wracking, especially if you're unfamiliar with the documents or using an online service. It's easy to spiral into panic: What if your refund is higher than it should be? Could the calculations be wrong? Will the IRS come after you?. For a handful of the...
How Much Benadryl Can You Give a Dog?
Benadryl can be safe to treat dog allergies and manage anxiety symptoms when administered in appropriate doses. An incorrect dose of Benadryl could be extremely harmful, which is why you need to make sure you administer a dose based on your dog’s weight. The rule of thumb is to administer 2–4 mg of Benadryl per kilogram of body weight.
Why the Best Time to Sell a House Is Shifting Later in the Year
In most years, the best time to list a home for sale is May. But last year, the optimal time to put your house on the market came a little later, in June. And the housing market could be on track for a similar peak in 2024. Homes listed last...
French Bulldogs Guide
French bulldogs, or Frenchies, have become one of the most popular dog breeds in the U.S. in recent years. Find out where they came from, what makes them stand out, what their needs are and which health conditions may afflict them in our French bulldog guide. Origins of French bulldogs.
Here's How the White House Plans to Bridge the Racial Homeownership Gap
Homeownership may be key to the so-called “American dream,” but it’s harder for some to achieve than others. According to a recent report from the National Association of Realtors, or NAR, more than 10 million people became homeowners in the decade between 2012 and 2022. The overall homeownership rate, or the percentage of people who own and live in their homes, increased from 63.9% to 65.2%. But break it down by ethnicity, and there are clear discrepancies, especially between white and Black households.
What Is Schengen Travel Insurance?
Schengen travel insurance is a specific type of travel insurance policy tailored to meet the travel medical coverage requirements set by the 27 (soon to be 29) European destinations within the Schengen Area. Travelers must present proof of sufficient coverage as part of the Schengen visa application process. Schengen member...
What Is a Credit-Builder Loan?
Credit-builder loans are a tool for people with weak credit profiles to establish payment history. They’re small loans offered by banks, credit unions and online lenders, designed for people with limited credit or no history at all. As a result, these loans have extra protections for lenders. Most notably,...
Discover Home Equity Loans Review
While Discover might be best known for its credit cards, the bank offers a number of financial products and services, including home equity loans. Home equity loans, also known as second mortgages, can be a useful way to cover major expenses like home improvements by letting you borrow against the amount of equity in your home. However, not all lenders offer the same rates, fees or loan terms. This is why comparing lenders and choosing the one with the best rates is important, because it can help you save money across the life of your loan.
The Average Credit Score Just Dropped for the First Time Since 2009
The average credit score has ticked down for the first time in over a decade. The drop is just one point, from 718 to 717, but it's still a major indicator that Americans are struggling with debt. Data analytics company FICO, the creator of one of the most commonly used credit scores, said in a report released Wednesday that rising debt and delinquencies are to blame.
Best Family Dogs
When one imagines the perfect family pet, dogs are usually near the top of the list. But not all of our furry friends necessarily fit the requirements.Family dogs need to be adaptable, trainable and sweet-natured, traits that are especially important when new dog owners have small children around or family members with special needs. Let’s explore our picks for the best family dog breeds.
Why the Price of Gold Just Hit an All-Time High
The price of gold reached a record high this week, peaking as bitcoin also notched its all-time high and shortly after the S&P 500 crossed 5,000 for the first time. Spot gold was trading at $2,160 per troy ounce as of Thursday afternoon, up over 8% since mid-February and well above the previous record, achieved in December when gold struck $2,135 per troy ounce.
Study Finds the Key to Getting Richer Is Making Wealthy Friends... at Applebee's?
If you want to grow your wealth, try making rich friends. And if you want to make rich friends… maybe go to Applebee’s?. A working paper published this week by the National Bureau of Economic Research, or NBER, finds that when people from low-income backgrounds rub shoulders with their high-income counterparts, they are more likely to invest in the stock market and save their money.
How the Richest 1% in America Compare to the Wealthy in Other Countries
The ultra-rich are getting richer — and their global population is growing. After a year that saw strong growth in the stock market, real estate and cryptocurrencies such as bitcoin, the number of ultra-wealthy individuals around the world is up by over 4%, according to a new report. But...
Biden Aims to Spur Economic Competition — and Lower Prices — With New Task Force
As the Federal Reserve continues to work on curbing inflation, the White House is attacking the high prices stretching Americans' budgets in another way: with a new "strike force." President Joe Biden announced the interagency effort, formally called the Strike Force on Unfair and Illegal Pricing, on Tuesday. According to...
Stimulus Check Update: IRS Says ‘Time Is Running out’ to Claim 2020 Payments
The Internal Revenue Service announced this week that “time is running out” for some taxpayers to claim rebates for unpaid stimulus checks. In 2020 the federal government issued two stimulus checks, otherwise known as Economic Impact Payments. There are still some people who haven't claimed the money because they haven't filed a tax return for that year.
How Often Do You Take a Cat to the Vet?
Taking your cat to the vet for their annual checkup is essential to keep them happy and healthy. But how often do they need to go?. According to the American Animal Hospital Association (AAHA) and American Veterinary Medical Association (AVMA) feline preventive healthcare guidelines, all cats should visit their vet for a wellness exam at least once yearly. However, certain medical needs may require more frequent visits.
How Much Chocolate Can Kill a Dog?
Ingesting chocolate, though not always a cause for alarm, could be very harmful to dogs if done in big quantities. In order to keep their furry friends safe, dog owners should know how to identify the signs and what to do if their dog eats chocolate. Read on to learn more about chocolate poisoning and its symptoms as well as how your vet might treat it.
When Background Checks Can (and Can't) Tell You if Your Identity Was Stolen
Conducting a background check on yourself isn’t always necessary if you're concerned about identity theft, but there are situations when it can be a good idea. Identity theft has been rampant since 2020. The Federal Trade Commission (FTC) has now received more than a million reports of ID theft for the fourth consecutive year, and the levels are about 60% higher than before the pandemic.
'Excessive' Credit Card Late Fees Banned in White House Crackdown
Making a late payment on your credit card may soon be a lot less costly. The Consumer Financial Protection Bureau, or CFPB, announced Tuesday that it has finalized a rule to slash the typical late fee charged by large card issuers from $32 to $8. The change could save each of the 45 million Americans who pay these fines an estimated $220 every year, according to the CFPB.
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