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How to Stop Dogs from Digging
It’s a classic tale: You finally have your yard just the way you want it and your dog turns it into its own personal digging zone. Before frantically calling a professional dog trainer or behaviorist, here’s some simple tips dog owners can employ to learn what can be done to curb its behavior before having to spend a lot of money on landscaping.
How to Stop a Puppy from Biting
If you’ve ever had a new puppy, you know there’s a phase when they start to bite everything and everyone. The puppy teething process is a natural one, and nibbling on something can help your adult dog develop past their adult teeth and learn good behavior during rough play.
Why Do Dogs Lick You
If you’ve ever even casually interacted with a dog, you’ve probably noticed that dogs lick people they know. Some dog owner’s first interactions with dogs as children probably involved some sort of licking behavior. But why do dogs lick people and what can you do to curb what can sometimes be a dog’s excessive licking? Read on to explore the variety of reasons dogs lick you.
Time Is Running Out to Register for Free Government Internet Plans
Due to dwindling funds, the federal government’s program for free or discounted broadband is closing applications next week. After Feb. 7, the Federal Communications Commission says it will no longer enroll new applicants into the Affordable Connectivity Program, or ACP, unless Congress approves additional funding. The ACP was created...
Average Credit Card Debt Climbs ‘Significantly Higher’ in the Past Year
After a tumultuous year with elevated inflation and high interest rates, the average credit card holder's debt has ballooned. The typical American's credit card balance balance shot up by 8.2% over the last year, according to a new report. What's more, over half of all card owners are carrying a balance month to month, even as inflation continues to moderate.
Does Pet Insurance Cover Vaccines?
Vaccines are a vital part of your pet’s routine care to help keep your pet healthy. You may be wondering if your pet insurance covers this yearly expense. The answer is that it depends on the coverage you have. Pet insurance accident and illness coverage does not cover vaccines...
Older Americans Now Own 80% of the Stock Market — Here's Why That's a Problem
Americans 55 and older have a large and growing share of stock ownership, and that could prove to be a major problem for the market in the event of a downturn. The share of equities held by people who are at or near retirement age (55+) has climbed to about 80%, up from 60% two decades ago, according to an analysis of Federal Reserve data by Rosenberg Research. And Americans 70 and older now have an "astonishing" 30% share.
Finance Giants Say 2024 Will Favor Active Investing Over Safer Passive Approaches
There are, ultimately, two ways to invest. Most individuals are passive investors who, for good reason, shy away from risk and stick to their long-term plans regardless of what's happening in the stock market or the greater economy. Then there are others who choose to be active investors, taking on a lot more risk for the chance at beating the market.
Older Workers Are Underestimating Their Budgets for Retirement
There’s no perfect formula for a comfortable retirement — but even so, workers approaching retirement age may be majorly underestimating how much they’ll need to budget. A recent report from the Nationwide Retirement Institute found that the expectations of retirement-age workers don't always line up with the financial realities of those who are already retired. In a survey of 1,000 U.S. adults aged 60 to 65, retired respondents said they spend a lot more on basic expenses than those who are still working predict they’ll need.
The Best Electric SUVs and Plug-in Hybrid SUVs of 2024
Electric SUVs and plug-in hybrid SUVs have come a long way, even just in the past year. They’re more dependable, more efficient and much more capable, with some traveling over 300 miles on a fully charged battery. Meanwhile, their prices are also coming down, which means you can get more value for your dollar.
The Overall Best Car for the Money in 2024
Every car buyer is different, and "best" is a subjective term. But we think there’s a good argument that one model in particular offers the best overall value for the money in 2024. It’s the Hyundai Elantra, and you’ll be hard-pressed to find a ride that’s more economical, upfront...
Best Big Dog Breeds
The world's biggest dog breeds can weigh as much as 200 pounds. But despite their imposing demeanor, most are known for being loyal and gentle giants, even towards mischievous children. Most of these breeds fall in the guarding and working group categories established by the American Kennel Club (AKC). That...
Mortgage Rates Will Drop Below 6% This Year, Says Fannie Mae
Homebuyers could be in line for a big break by the end of the year as mortgage rates are expected to dip under 6% for the first time since September 2022. A recent report from Fannie Mae, a government-sponsored enterprise that purchases home loans from mortgage lenders, is predicting that mortgage rates will begin a slow, if somewhat bumpy, descent from their current levels in the mid-6% range. The rate on a 30-year fixed-rate loan is forecast to average 5.8% by the end of the year. Some other recent mortgage rate predictions, meanwhile, are saying that rates will stay above 6% this year.
What Is a Health Savings Account?
In the landscape of healthcare financing, individuals and families seeking innovative ways to efficiently manage their medical expenses now have several options. One of those is a health savings account (HSA), a type of tax-advantaged financial instrument that allows you to pay for certain healthcare costs. As medical costs continue...
Here's Where Student Loan Forgiveness Stands After a Flurry of Developments
Federal student loan borrowers face a dizzying array of acronyms to memorize: IDR, PSLF and SAVE, to name a few. Now, a flurry of program updates is adding to the vertigo. In January, the Biden administration unveiled major waves of student loan forgiveness coming for borrowers across three separate federal benefit programs. But the rollout of these updates have been marred by complex qualifications and mixed messaging.
VA Construction Loan
A VA construction loan is a financing option that helps eligible service members build their ideal home. Like any loan, you’ll need to know the ins and outs of the borrowing process and qualification requirements before you can construct your dream home. VA Loans make home-buying more affordable for...
Home Insurance Costs for Beach Houses Could Soon Double in This State
If a new industry filing is approved, rates for home insurance in North Carolina could shoot up 42.2% on average, which would be among the steepest recent hikes in the U.S. The rate hikes — as high as 99.4% for some coastal areas — were proposed by the Rate Bureau in North Carolina, and the state’s Department of Insurance has until early February to review them.
A Quarter of Americans Expect Smaller Tax Refunds This Year
Americans are heading into tax filing season with some financial anxiety, with many expecting a lower refund than last year. A December survey of 2,500 adults by tax prep software company TaxAct found that a quarter of taxpayers said they think they’ll get a smaller refund in 2024 (for their 2023 tax return) than they did in 2023 (for their 2022 tax return). More than a third anticipate that their tax refund will be about the same amount.
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