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What Is Adult Day Care?
Adult day care is an outpatient service designed to provide therapeutic activities and specialized care in a safe setting for adults who require support during the day. These care centers encourage guests to participate in activities meant to strengthen physical and mental functions while fostering social interaction among peers. There...
Student Loan Forgiveness Is Coming Early for Borrowers in Biden's New SAVE Plan
This story has been updated with new details. Student loan forgiveness is happening ahead of schedule for borrowers enrolled in the Biden administration’s new income-driven repayment plan. Starting next month, borrowers in the plan, called Saving for a Valuable Education or SAVE, who have been in repayment for at...
As Negotiations Return to the Housing Market, Buyers Are Asking for Home Warranties
Thanks to shifts in the housing market, homebuyers once again have some power over sellers — and with power, comes negotiation. Home sellers are now more likely to agree to buyers' concessions, meaning it may be easier for you to snag a year-long home warranty on the seller's dime.
Home Warranty vs. Home Insurance
Homeownership often involves dealing with unexpected repairs and expenses. A home warranty and home insurance, however, can help you cover those costs. While they operate in distinct ways and cover different things, together they can provide comprehensive coverage for your home and major appliances and systems. Our guide below explores...
Puppy Vaccine Schedule
Vaccinating your new puppy can protect them from certain life-threatening and even fatal diseases and viruses. It also helps stop the spread of these illnesses to other animals and sometimes humans. While some vaccines are recommended for all dogs, others may be recommended based on where you live, your dog’s...
10 Warning Signs of Identity Theft
Identity theft occurs when someone uses your personal information without your permission, often for fraudulent purposes. This is usually done by cybercriminals, who might open new accounts, apply for credit or even receive medical treatment under your name. Recognizing the signs of identity theft early on is crucial to minimize...
What Should You Do if You Suspect You Are the Victim of Identity Theft?
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Experts Predict How High Car Insurance Prices Will Rise This Year
Auto insurance premiums have risen faster than nearly every other common consumer cost, and painful price hikes are likely to continue in 2024. The consumer price index (CPI) shows that auto insurance prices are up 19.2% in the past year, far outpacing the overall inflation rate and exceeding the inflation rate for pretty much any other significant spending category.
When Does Tax Season Start? Here Are Key Dates to Help Get Your Refund Fast
Calling all taxpayers: It’s almost that time of year again. The IRS will begin accepting and processing 2023 tax returns Jan. 29. The IRS said in a Monday news release that it’s anticipating getting more than 128 million individual income tax returns by the April 15 deadline. Thanks to a massive infusion of cash from 2022's Inflation Reduction Act, the agency also promised that taxpayers will continue to see customer service improvements during the 2024 filing season.
Why Some Crypto Experts Predict Bitcoin Will Soar to Record Highs in 2024
The new year is starting off strong for crypto: Bitcoin prices are hovering around $45,000, their highest in almost two years. But can the digital currency continue to rise, or will the streak of gains it kept up through the past year peter out?. The last 12 months have seen...
What's Next for Mortgage Rates? Zillow Expert Says 2024 Could Be a 'Turning Point'
Last year ended on a positive note for many homebuyers. After briefly flirting with 8% in October, mortgage rates had dropped by more than 1 percentage point by the end of December, prompting a small housing market revival and hopes for an even bigger comeback in 2024. The question, of...
FHA vs VA Loan
Unlocking the door to homeownership often begins with choosing the right mortgage. In this guide, we delve into the key distinctions between these two financing options, helping you navigate the path to your dream home with confidence. While both FHA and VA loans are backed by the federal government, financing is provided through private lenders.
VA Home Loan Guide
The VA Home Loan stands as a powerful and unique tool for qualifying homebuyers. Whether you're an active-duty military member, a veteran or a family member seeking insights, there are a few things you’ll need to know to ensure a successful and financially responsible homebuying journey. In this guide,...
Dip in Mortgage Rates Spurs (Some) Optimism About the Housing Market
Recent dips in mortgage rates have Americans feeling a little better about the housing market in the new year — and they're hopeful rates will continue cooling. In a monthly national housing survey from government-backed company Fannie Mae, sentiment ticked up up almost three points in December, mostly thanks to mortgage rate optimism. The improvement in consumer confidence could mean more homes for sale in 2024 — but with home prices expected to stay high, affordability will still be an obstacle for buyers.
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