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Stamp Prices Are on Track to Rise Again in January
Still sending snail mail? Stamp prices will likely jump to 68 cents in January — the fifth hike in less than three years. It's part of a course correction by the U.S. Postal Service, which has been aggressively raising stamp prices since August 2021. In an announcement Friday, officials attributed the proposed price increases to “inflationary pressures on operating expenses and the effects of a previously defective pricing model.”
How to Find the Best Regional Bank for Your Needs
For a lot of folks, a bank is something you stick with through thick and thin, either out of loyalty or laziness. That’s beginning to change. By one measure, more than a third of Americans recently surveyed by Caliber said they are likely to change banks this year, a higher reading than in recent years. That’s due, in large part, because of soaring interest rates and the banking industry’s recent rough patch following the collapse of Silicon Valley Bank, Signature Bank and others.
What Is a Social Media Background Check?
A social media background check can allow you to learn more about a job applicant beyond the information provided by a traditional background check. This type of search has become essential for many employers, especially now that statistics show that millennials and Gen Zers use an average of six social media platforms each month.
Down Payment Assistance: These States Will Give You Money to Buy a House
Purchasing a home is a lot more complicated than handing over cash for a set of keys — in addition to home inspection fees and an initial deposit, there’s a laundry list of costs homebuyers must pay before moving in. Among the biggest? The down payment. Generally, the...
Dollar Scholar Asks: When Is It OK Not to Tip?
This is an excerpt from Dollar Scholar, the Money newsletter where news editor Julia Glum teaches you the modern money lessons you NEED to know. Don't miss the next issue! Sign up at money.com/subscribe and join our community of 160,000+ Scholars. In 10th grade, I had this super-harsh history teacher...
92% of Americans Would Consider Delaying Dental Care Because of the Cost
An overwhelming majority of Americans say they'd consider putting off dental care for financial reasons as costs for dental services continue to rise. The August consumer price index report showed the cost of dental services is up 5.3% in the past year. With treatment becoming more expensive, 92% of Americans reported that they might hold off on care due to cost, according to a new study by financial services company Synchrony.
Dollar Scholar Asks: What's the Best Way to Transfer Money Between Accounts?
This is an excerpt from Dollar Scholar, the Money newsletter where news editor Julia Glum teaches you the modern money lessons you NEED to know. Don't miss the next issue! Sign up at money.com/subscribe and join our community of 160,000+ Scholars. Now that fall is in full swing, I'm reflecting...
14 Cities Where Home Sellers Are Slashing Prices
The real estate market remains largely unfavorable for both homebuyers and sellers, but there's some evidence that change could be coming. New data shows that in some large U.S. metro areas, home price cuts are ramping up. Listing site Realtor.com's September housing report indicates the share of reduced-price homes for...
The Average Car Payment Just Hit a New Record High
Car payments now average well over $700 per month for new vehicles — a new record high — and experts say Americans could be looking at even steeper costs in the future. The Federal Reserve refrained from raising interest rates in September, but car shoppers are continuing to deal with the consequences of the 11 rate hikes enacted since March 2022. Aimed at slowing inflation, the central bank's rate increases have also caused auto loan interest rates to skyrocket, impairing vehicle affordability.
How to Create a Life Insurance Retirement Plan
Americans are increasingly wary of their ability to sufficiently save for retirement. But no matter what your age is, it's never too early or too late to start preparing. Among the numerous options available to you, a life insurance retirement plan (LIRP) is another that’s worth your consideration. This...
This CD Offers an Eye-Popping 6% APY — and Almost Anyone Qualifies
Finally, a certificate of deposit (CD) with a sky-high yield that almost anyone can qualify for. Credit Human, a Texas-headquartered credit union, is now offering a one-year CD with a 6% annual percentage yield (APY), one of the best CD rates available right now. By comparison, the national average APY...
What Actually Happens if You Don't Buy Car Insurance?
Car insurance prices are spiking in 2023, and drivers may be wondering what would happen if they simply skipped coverage to try to to save money. The number of Americans driving without car insurance is on the rise, especially in South Dakota, New Hampshire and West Virginia, where uninsured driver rates increased by 50% or more from the second half of last year to the first half of this year, according to J.D. Power.
Upstart Auto Refinance Review
If you’re looking to refinance your auto loan to save money or change your loan terms, Upstart is one option to consider. The company is a loan marketplace offering personal loans, debt consolidation, wedding loans, car loan refinancing and more. It works with a network of auto refinance loan lenders to provide consumers with options they can compare with a completely online process.
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