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4 Ways You Are Probably Wasting Money
The problem with wasting money is that it can be difficult to pinpoint exactly how you are wasting money. You can fix that by honestly keeping a spending journal so that you can see exactly where you are wasting the most money. But let’s face it - that’s incredibly hard to do. As you work on getting into frugal lifestyle mode, it’s important to identify your money weaknesses and learn about the biggest money wasters in your budget. In many cases, your spending habits are holding you back. Here are four ways you are probably wasting money:
7 Tips for Establishing a Home Food Storage
One way to enhance your frugal lifestyle is to establish a home food storage system. My family is building our food storage slowly, and we have close to four months of food storage available. Our goal is a year's worth of food, so we are well on our way to meeting our goal. The idea behind having food storage is to buy things when they are on sale and to store them just in case you need them later. Indeed, if you run into financial trouble later, being prepared with food storage can be helpful, since you will be able to use it to supplement your meal planning without having to buy as much with limited funds.
How to Choose Quality Cookware
Many folks don’t give much thought to their cookware. To them, a pot is a pot and a pan is a pan. The more seriously you take cooking, however, the more importantly good quality cookware becomes. High-quality cookware heats more efficiently, cooks more evenly, and lasts far longer than lower-quality equipment. The better your cookware, the easier cooking becomes, and the better your food tastes. That’s why it’s worth investing in quality pots and pans from the outset, rather than wasting money on cheap ones that won’t perform well or last. Even if you can’t afford a whole set at once, it’s better to buy one good quality piece at a time, rounding out your cookware collection throughout the years.
Key Items You'll Save Money on in January
For many of us, post-holiday recovery usually requires tightening up the belt for a while - cutting out extra spending such as shopping, getting takeout, and spending on anything that isn’t truly necessary for survival. It’s a time to reevaluate your finances and make any necessary changes to get back on track with your financial goals.
7 Items to Rent Rather Than Buy
When you have a temporary job to do, it sometimes makes more sense to rent an item rather than to buy it outright. When we put up our fence, we needed a saw to finish the job. However, we knew that we wouldn’t use the saw much beyond that one project, so we decided to rent it from someone else. Sometimes, you are better off renting, since you can get items for less. The side benefit is that you won’t be cluttering your home with items you won’t use again. Here are seven items you might be better off renting, rather than buying.
What's Appropriate to Spend on Groceries for Your Family?
I’ve done a lot of grocery shopping throughout the years, but not nearly enough because my wife handles the shopping in our family. That’s why I often can’t understand why we are spending so much when I look at the monthly totals. However, my wife is out of the country right now and I have to take care of not only myself but my kids.
5 Reasons to Start Investing in Stocks Now
With the volatility in the stock market of the past year, the potential of the coronavirus getting worst, and the valuations of stocks at historically high levels, it isn't too surprising that many people are wary of investing in stocks.
Talk About Money If You Want a Better Relationship with Your Spouse
Money has a way to stress many facets of life, and relationships are no exception. When you look at the body of research on divorce and money, and the numerous articles written about how money stress can contribute to relationship problems, it becomes clear that talking about money is an important part of making sure that you maintain a good relationship with your partner. That’s why couples in happy relationships aren't afraid to talk about their finances. Yes, the discussions can become a little uncomfortable at times, but happy couples will work through the kinks before they fester into a bigger issue.
5 Ways Computers are Saving You Money
Most everyone has at least one computer these days. They connect us to friends, family, and the whole world in addition to provide access to any information we seek. While computers can cost a pretty penny to buy, accessorize, and hook up, they can also help us save money. Yes, you heard right — computers can help us to save money and at the very least, spend more wisely. I mean, aren't you using your computer right now reading about ways to save money? Here are some more ways computers can help us live more frugally.
Overcome Bad Spending Habits By Knowing What’s Important to You
What do we need? Our definition of "the basics of life" has shifted quite a bit over the last few decades. As a result of this shift, many things that were considered luxuries at one point are now considered needs. Indeed, how many of us feel as though we are living a sub-standard lifestyle without a smartphone, an invention that didn’t even exist until about a decade and a half ago?
What If You Can't Pay Your Taxes?
With the pandemic and so many people losing their job, it feels weird to be talking about having a tax problem. Still, one of my readers has a real issue she needs to tackle this year. You see, she has a massive tax bill coming up. Well, technically her ex has a massive tax bill, but because of her recent divorce, they are pretty much combining their tax bills and splitting it down the middle.
Gift Cards: Appreciated Present or Inconvenience?
Did you give or receive a gift card this holiday season? If you did, you’re certainly not alone. According to an estimate by the National Retail Federation, $27.5 billion worth of them is expected to be sold this holiday season. Wow.
Do You Have Unclaimed Money or Property?
Recently, I received an email from a family member telling me that she discovered my wife's name on the State Treasurer’s list of unclaimed property. She sent a link and of course, we eagerly clicked through. Sure enough, we found her name and a note saying she had “between $10 and $100 in unclaimed property” being held by the state.
7 Tips for Saving Money at the Grocery Store
Have you ever run into the grocery store thinking that you’d just get cereal and apples, only to come out with three bags of groceries and $50 less in your wallet? It’s not surprising when you think that the supermarket industry has poured millions of dollars into research to find out the best ways to get us to buy, buy, buy. Why do you think all these low priced candies, soda, and chocolate bars litter the checkout aisle?
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