Columbus, OH

Missouri State

The Independent

 A federal appeals court has allowed the U.S. Education Department to move ahead with a plan to lower monthly payments for millions of student loan borrowers, putting on hold a ruling last week by a lower court.The ruling from the 10th U.S. Circuit Court of Appeals puts back on track a central part of President Joe Biden's efforts to address student debt — a rule that lowers from 10% of discretionary income to 5% the amount that some borrowers qualifying for a repayment plan need to pay. The reduced payment threshold was set to take effect July 1, but...

Appeals court allows part of Biden student loan repayment plan to go forward

Business Insider

After judges blocked key parts of the SAVE student-loan repayment plan, the Education Department said some borrowers would be placed on forbearance.

Student-loan payments will be paused for 3 million borrowers after federal judges blocked debt cancellation and cheaper bills through Biden's new repayment plan

The US Sun

THOUSANDS of Americans need to keep an eye on their diaries as they may need to take action in days regarding a one-time payment. Over 279,063 individuals have been impacted by a data breach targeting CGM, a company based in Georgia that provides services to wireless and broadband telecommunications companies.

Americans have 6 days left to refuse $4,400 one-time payment from $1.5m pot – otherwise a receipt will get you the cash

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. Terms may apply to offers listed on this page. KEY POINTS. The average American has a...

Here's the Average Credit Score of Middle-Class Americans

Frenzied discussions are circulating a potential Internal Revenue Service (IRS) stimulus payment that could put $8700 in the pockets of American families. With charitable interpretations of recent tax law adjustments at play, it is essential to disentangle fact from hopeful fiction. This analysis offers a granular look at the situation unfolding across the nation.

Is the IRS Really Giving an $8700 Stimulus Check to Americans?

ARMs can offer temporary relief for homebuyers who want to avoid paying higher mortgage rates — however, they also come with risk.

Thousands of homeowners are about to get slammed with higher monthly payments

The Motley Fool

Having poor credit could make it difficult to rent a home. But you may have more options than you'd think in that scenario -- read on to learn more.

I Have a 500 Credit Score. Will I Be Able to Rent an Apartment?

GOBankingRates

Your credit score affects everything from your ability to borrow money to renting an apartment to getting insurance. But keeping up with all the factors that impact your score can be a daunting task....

3 Red Flags That Indicate Your Credit Score Is Going To Drop

Having an 800 or higher credit score can bring huge benefits. You're more likely to get approved for the best credit cards and loans with favorable terms. You'll also have other perks, like an easier time finding a place to rent and insurance policies with lower monthly premiums. Below, we'll...

How to Get an 800 Credit Score

FinanceBuzz

Here are the common types of debt that your heirs may or may not have to pay after your death.

This Is the Only Debt That Disappears When You Die (And 9 Types That Don’t)

Have you ever wondered what happens to old debts that seem to vanish into thin air, only to resurface when you least expect it? Understanding the statute of limitations on debts can feel like deciphering a cryptic code that varies by state and the type of debt you have. It’s a crucial piece of the puzzle for managing your financial health, especially if you’re exploring options like a debt relief program to clean up your financial slate. So, let’s break down this somewhat misunderstood legal framework and what it means for those lingering accounts on your credit report.

Debts and the Statute of Limitations

The Department of Education is pausing student loan payments for nearly a million SAVE borrowers in July. The forbearance period gives the DOE time to recalculate according to the new formula that will reduce payments from 10% of your income to 5%. You have until June 30 to consolidate loans...

Student Loan Payments Will Be Paused in July for Nearly a Million Borrowers

Champaign, IL

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate about her work. Dana and her husband recently moved to Champaign, Illinois, home of the Fighting Illini. And though she finds the color orange unflattering on most people, she thinks they'll enjoy Champaign tremendously.

How Much Cash Can You Withdraw From the Bank?

Illinois State

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Chicago, IL

Chicago Happenings

Every year, new laws that were passed the prior year go into effect on July 1. In 2024, a number of new laws will begin this Monday. Among them include higher wages for tipped employees, a gas tax increase, and driver's licenses for undocumented immigrants.

New Laws July 1: Driver's Licenses for Undocumented Migrants, Raises for Tipped Workers, and More

New York Post

If you’re hoping to buy a home with a conventional mortgage, one number you’ll want to get to know well is your credit score. 

Also called a credit rating or FICO score (named after the company that created it, the Fair Isaac Corporation), this three-digit number is a numerical representation of your credit report, which outlines your history of paying off debts.

Why does your minimum credit score matter? 

Because when you apply for a mortgage to buy a home, lenders want some reassurance a borrower will repay them later! 

One way they assess this is to check your creditworthiness by scrutinizing your credit report and...

So you want to buy a house: Here’s the kind of good credit score that you’ll need

Patients that struggle to pay their medical bills can be a financial burden for physicians, but there are strategies patients can learn to stay on top of their medical bills. Unfortunately, most physicians encounter patients who refuse to pay their medical bills. According to medical writer Kristen Fuller, MD, these patients may be either self-paying or insured. Either way, they avoid paying out-of-pocket expenses. Healthcare-industry veteran Hanny Freiwat studied collection rates from insured patients versus those from uninsured patients and found that the former ranged from 50%-70% following medical care. For the latter, however, collection rates following medical care reached a nadir of 10%.

How to Handle Patients Who Don’t Pay Their Medical Bills

You generally need to demonstrate sufficient income to buy a house, but it is possible to buy a home with no income. You’ll need to prove to a lender that you can afford the mortgage payments in other ways, such as by paying with assets, or you’ll need to buy the house with all cash. Learn more about how to buy a house with no income.

How to Buy a House With No Income

Newark, NJ

Contributors represent independent, third-party users who have joined our contributor program and self-verified their accounts. They have also demonstrated their experience writing hard news for other outlets. Contributors are expected, like all users, to adhere to our Community Standards.

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Morristown Minute

NEWARK, N.J. – Eight individuals associated with the "793 Bloods" street gang, a subset of the national Bloods gang, have been charged for their roles in a Newark-based drug trafficking organization, U.S. Attorney Philip R. Sellinger announced.

Eight '793 Bloods' Gang Members Charged in Newark Drug Network

A new report from the CFPB found that student-loan companies engaged in "unfair and abusive acts" when assisting borrowers with repayment and relief.

Student-loan companies put up 'excessive barriers' and gave borrowers inaccurate information about debt relief, a federal consumer watchdog says

Kentucky State

Northern Kentucky Tribune

Kentucky’s medical cannabis program has taken significant steps toward ensuring those with qualifying conditions have access to medical cannabis as soon as possible, said Gov. Andy Beshear this week.

State to open licensing applications for medical cannabis businesses beginning July 1

COVID Health

NewsBreak

Biden Administration Advances Plan To Remove Medical Debt From Credit Scores

Americans would no longer have to worry about medical debts dragging down their credit scores under federal regulations proposed Tuesday by the Consumer Financial Protection Bureau....

Biden Administration Advances Plan To Remove Medical Debt From Credit Scores

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