Vermont State

Columbus, OH

New York Post

In recent years, mortgage rates in the US have soared to their highest levels in more than two decades, leaving many potential homebuyers and sellers wary. 

The Federal Reserve’s efforts to combat languishing inflation have played a significant role, as the central bank raised interest rates 11 times from 2022 to 2023, taking the benchmark federal funds rate from 0% to 5.25-5.50%, according to Yahoo Finance.

Today, the median monthly mortgage payment on a new home stands at $2,256, about 7% higher than last year, the Mortgage Bankers Association (MBA) reports. So, when will mortgage rates go down? Experts from Fannie...

This is when you can expect mortgage rates to go down — and why you should buy before a recession hits

Business Insider

These are today's mortgage and refinance rates. Mortgage rates are expected to fall this year, but they might not drop enough to improve affordability.

Mortgage Interest Rates Today, June 26, 2024 | How Much Will Rates Drop This Year?

CBS News

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  Mortgage rates have been elevated as of late. Driven by the Federal Reserve's attempts to curb inflation with federal funds rate hikes, the average 30-year mortgage rate peaked at 7.79% on October 26, 2023, according to the Federal Reserve Bank of St. Louis. And, while mortgage rates have seen quite a bit of movement since, they seem to be cooling. In fact, the current average 30-year mortgage rate is at a 2-month low. And, that could be a signal that...

Mortgage rates just dropped to a 2-month low. Here's why you may want to buy now.

The average 30-year fixed mortgage interest rate is 7.05% today, down -0.01% over the last week. The average rate for a 15-year fixed mortgage is 6.50%, which is a decrease of -0.05% from the same time last week. For a look at mortgage rate movement, see the chart below. The...

Mortgage Rates Continue to Fall After Fed Decision: Today’s Mortgage Rates for June 13, 2024

The first round of Social Security checks for July are headed your way, and unlike June, the payment schedule is back on track without any delays or early payments this month. If you're expecting your check this week, it should arrive this Wednesday. Also, if you're still waiting on your June check, there are a couple of reasons why it may not have arrived.

Social Security July Check 2024: When Will You Get Paid?

The Motley Fool

You'll often hear that it's best to grow your savings as much as possible. But is there such a thing as having too much cash in the bank? Read on to find out.

Is $50,000 Too Much Money to Keep in a Savings Account?

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  Whether you need to pay for a costly medical procedure or are thinking about using your home equity as a down payment on a second home, you may be thinking about tapping into $60,000 worth of your home's equity soon. But before you borrow against your home equity, it's important to make sure you can afford the payments.  After all, when you take out a home equity loan, your home is used as collateral. And, if you're unable to...

How much would a $60,000 home equity loan cost per month?

California State

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Alameda Post

California regulators just stopped AT&T from pulling the plug. California’s Public Utilities Commission on June 20 rejected AT&T’s application to stop providing landlines and other services in areas where there is no other option.

Still Need Your Landline?

If you’re hoping to buy a home with a conventional mortgage, one number you’ll want to get to know well is your credit score. 

Also called a credit rating or FICO score (named after the company that created it, the Fair Isaac Corporation), this three-digit number is a numerical representation of your credit report, which outlines your history of paying off debts.

Why does your minimum credit score matter? 

Because when you apply for a mortgage to buy a home, lenders want some reassurance a borrower will repay them later! 

One way they assess this is to check your creditworthiness by scrutinizing your credit report and...

So you want to buy a house: Here’s the kind of good credit score that you’ll need

New York City, NY

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The e-Texan

New York – As Trump anticipates his sentencing on July 11th in the New York hush money case, Florida Judge Aileen Cannon made a ruling this Monday. Despite rejecting Trump’s legal team's request to dismiss several charges in the classified documents case, she conceded on a minor point. She removed a portion of the charges that referenced an uncharged allegation, but upheld the other charges.

Legal expert says Trump should not be jailed after New York guilty verdict because he is ‘too old’

Virginia State

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Margaret Minnicks

Many new laws become effective in Virginia on July 1, 2024. However, a law has always existed in Virginia, but some residents might not be aware of it. According to WSET, leaving grass clippings and other debris on Virginia roads is illegal.

It is illegal to leave grass clippings and other debris on roads in Virginia

Daily Mail

Jamey and Lauren Bertram are fending off househunters flocking to their door after seeing their $1.6 million house on sale for $10.200 on popular property site Zillow.

Kansas City couple have their million-dollar ranch listed on Zillow for just $10,200 for 'first-time buyers only' by scammers as hordes of prospective homeowners knock on their door

Georgia State

Douglas City, CA

Daily Coffee Press

This afternoon, Kentaiwon Durham, the Douglas City Commissioner of Ward 2, entered a guilty plea for wire fraud in the U.S. District Court for the Southern District of Georgia. Consequently, Durham is mandated to resign from his position as a city commissioner.

Georgia City Commissioner Pleads Guilty to Wire Fraud in $20K PPP Fraud Scheme

Car prices are still historically high and most people are financing their vehicle with auto loans. At the start of 2024, car payments averaged $735 a month for new vehicles and $523 for used vehicles, according to Experian. A down payment is a percentage of a vehicle's total cost that...

How much you need for a down payment on a car

Clark County, WA

Timothy A Gruver

Dentist Ellis B. Jardine of Clark County has been suspended for allegedly practicing outside the scope of his licenses and subpar care, the Washington State Department of Health reported on Friday.

Dentist Suspended for Subpar Care & Unlicensed Practices

WyoFile

Within hours of the sighting on Wednesday, Frank van Manen caught word that there was a grizzly sow with five cubs in tow spotted in Yellowstone National Park. Five cubs following mom is so unlikely that van Manen, who leads the Interagency Grizzly Bear Study Team, pondered an explanation.

Five grizzly bear cubs make the largest litter in Yellowstone-area history

GOBankingRates

Saving money should be a lifelong process that evolves as you get older.

How Much You Should Have in Your Savings Accounts, Based On Your Age

Fox Business

New Freddie Mac product would help homeowners tap their home equity without losing their existing low-rate first mortgages.

Freddie Mac proposes product to help homeowners tap home equity without losing record low mortgage rates

Missouri State

CJ Coombs

The first time my family walked into a Ponderosa Steakhouse was in the late 1960s. It was new and the experience was great. Like other new restaurants, if the management doesn't stay on top, the quality of service can decline. The location we went to did change through the years, but in the beginning, it was great.

The 1960s: the Ponderosa and Bonanza Steakhouses are still around in some states

Colorado State

Denver, CO

David Heitz

The Finance and Governance Committee of the Denver City Council voted Tuesday to ask voters whether the U.S. citizenship requirement for police and firefighters should be dropped.

Committee OKs removing citizenship requirement for police, firefighters in Denver

NewsBreak

We Scored a 6.25% Mortgage Rate. Here’s Why We Didn’t Take It

Our family has been daydreaming about relocating to the Vermont countryside for at least a decade. So, when we discovered a renovated farmhouse with a pond...

We Scored a 6.25% Mortgage Rate. Here’s Why We Didn’t Take It

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