rolling out

When your mortgage company approaches you about renegotiating your home loan, it’s crucial to understand what this entails, why it’s happening, and how it will affect your financial situation. Renegotiation can be beneficial, but navigating the process with clear knowledge and careful consideration is essential. Understanding why your...

What to know if your mortgage company needs to renegotiate your home loan

CBS News

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  Over the past few years, home equity levels have increased substantially nationwide. In fact, as of the first quarter of 2024, the average homeowner had seen their equity increase by $28,000 year-over-year, according data from CoreLogic. That uptick in home equity began in 2020 and was driven, in large part, by a mix of low rates, low for-sale home inventory and high demand by buyers. Since then, the average price of a home has increased over 50% — climbing...

The best ways to use home equity to fund retirement, according to experts

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. Terms may apply to offers listed on this page. KEY POINTS. Making additional payments toward the...

I Took 3 Years Off My Mortgage With This Simple Move

TheStreet

Mortgages are the most common path to homeownership. How much have Americans borrowed to pay for their homes, and what’s the average monthly mortgage payment?

How much mortgage debt do Americans have on average?

First Home Alliance is dedicated to helping first-time homebuyers achieve homeownership through financial education, counseling and down payment assistance, making the process more accessible and manageable. FHA President and Founder Larry Laws, Sr. explains.

Homebuying Assistance Program for Veterans and Lower-Income Homebuyers

Many buyers don’t anticipate the ongoing costs of homeownership after the purchase. Understanding these hidden expenses can help with budgeting beyond the mortgage.

5 hidden costs of homeownership: What to consider before signing

The Motley Fool

You'll often hear that it's best to grow your savings as much as possible. But is there such a thing as having too much cash in the bank? Read on to find out.

Is $50,000 Too Much Money to Keep in a Savings Account?

Green bananas are not just unripe versions of their yellow counterparts; they pack a unique nutritional profile and offer health benefits that might surprise you. Often overshadowed by their sweeter, ripe relatives, these green fruits are a powerhouse of vitamins, minerals, and resistant starch, which can aid in digestion and help manage blood sugar levels. Whether you're a fitness enthusiast looking for a healthy carb source or someone curious about diversifying your diet, understanding the facts about green bananas can be incredibly beneficial. From their role in traditional dishes around the world to their potential health benefits, green bananas are more than meets the eye. Let's peel back the layers and reveal what makes them such an intriguing addition to your fruit bowl.

15 Facts About Green Bananas

GOBankingRates

Investing in anything, including real estate, involves taking a risk. When it goes well, you could see some potentially high returns on your investment. When it doesn't, you could break even or end up...

I’m a Real Estate Investor: 9 Red Flags You Should Look For Before Buying Property

A 15-year mortgage could save you a lot of money on interest. But read on to see why your money may be better used elsewhere.

Here's Why You May Not Want a 15-Year Mortgage -- Even if You Can Afford One

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A Piece of Travel

Purchasing a home is many Americans' life dream. But it can be hard to know where to start. This list will help ensure you have your ducks in a row before making what could be the biggest purchase of your life.

14 Things To Check Off Your List Before Signing a Mortgage

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  July is closing in quickly. And while temperatures continue to heat up, you may be looking for ways to access low-cost funding. That's especially true if your air conditioning unit is beginning to fail, you notice a leaky roof during summer storms, or you otherwise need access to a meaningful amount of money. A home equity line of credit (HELOC) may be the solution to your low-cost funding needs.HELOCs are credit lines that offer several benefits. With your home being...

Why homeowners should get a HELOC this July

Retirement: A magical time of life when you no longer (necessarily) have to work for your money. Instead, decades of hard work coupled with saving and smart investments should mean that your money now works for you. Plan Ahead: 4 Things Boomers Should Never Sell in Retirement. Careful financial planning...

7 Things You Should Never Do in Retirement

Georgia State

Douglas City, CA

Daily Coffee Press

This afternoon, Kentaiwon Durham, the Douglas City Commissioner of Ward 2, entered a guilty plea for wire fraud in the U.S. District Court for the Southern District of Georgia. Consequently, Durham is mandated to resign from his position as a city commissioner.

Georgia City Commissioner Pleads Guilty to Wire Fraud in $20K PPP Fraud Scheme

Homeownership has long been a cornerstone of the American Dream, symbolizing stability, success and financial security. However, the landscape of homeownership is rapidly evolving due to various economic, technological and societal shifts. Understanding what the future of homeownership looks like can help potential buyers, current homeowners and industry professionals navigate this changing terrain. In this article, we will explore the trends, challenges and opportunities shaping the future of homeownership.

What the future of homeownership looks like

According to the National Association of Realtors (NAR), existing home sales dropped 1.9% in April 2024, while the median home price went up 5.7% annually to $407,600. With housing prices increasing...

I’m a Real Estate Expert: 7 Things First-Time Homebuyers Should Not Do

California State

The HD Post

CALIFORNIA – Governor Gavin Newsom announced, June 28, that 1,700 first-generation homebuyers have been conditionally approved for the Dream For All (DFA) Shared Appreciation Loan program.

CalHFA issues all 1,700 vouchers for down payment assistance program

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Alameda Post

California regulators just stopped AT&T from pulling the plug. California’s Public Utilities Commission on June 20 rejected AT&T’s application to stop providing landlines and other services in areas where there is no other option.

Still Need Your Landline?

While we adhere to strict editorial guidelines, partners on this page also provide us earnings. What does it take to become a millionaire? The best way to find out may be to ask people who are already wealthy. Ramsey Solutions did just that, surveying 10,000 millionaires from Nov. 17, 2017,...

US millionaires share 3 investing and spending habits that keep them rich

As you plan out your future retirement years, you might want to think about adding some kind of supplemental income to your regular retirement savings. This could be in the form of rental properties,...

I’m a Realtor: 8 Tips on Renting Out Property To Make Money During Retirement

NewsBreak

12 Facts About Reverse Mortgage

Reverse mortgages offer a unique financial solution for seniors, allowing them to tap into their home equity without needing to sell their property. But what exactly...

12 Facts About Reverse Mortgage

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