Rates on 30-year new purchase mortgages climbed for a second day Monday, nudging the flagship average up to 6.80%. Though now above the three-month low registered last week, the current average is a notable improvement from the 7%-plus rates we saw early in July. Rate movement for most other mortgage types was flat to mildly up Monday.

Mortgage Rates Continue to Creep Higher

Borrowers enrolled in the SAVE federal student loan repayment plan are in financial limbo as they wait for federal courts to decide on the fate of the plan. Payments and interest for 8 million SAVE borrowers were paused last week after an appeals court ruled to block changes to the plan from going into effect.

Court Ruling Pausing Student Loan Plan Puts Borrowers In Limbo Yet Again

The 30-year refinance mortgage rate average climbed to 7.35% Monday. That's an increase of 14 basis points and is the highest average in two weeks. Refi rates on 20-year, 15-year, and jumbo 30-year loans also increased, but by smaller margins. National Averages of Lenders' Best Rates - Refinance. Loan Type...

Mortgage Refinance Rates Climb

The states with the cheapest 30-year new purchase rates Monday were New York, Louisiana, Pennsylvania, California, Florida, North Carolina, and Texas. Meanwhile, the most expensive rates were found in Alaska, West Virginia, Iowa, Washington, D.C., North Dakota, and Vermont. Mortgage rates vary by the state where they originate. Different lenders...

Today's Mortgage Rates by State - July 23, 2024

New York City, NY

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Cheryl E Preston

Yesterday was the third time this year that an ad stating Chelsea Clinton lives in a beautiful Virginia home popped up on my laptop. My computer did not warn me this was a dangerous site, so this time, I clicked on the link.

Chelsea Clinton is rumored to be living in Virginia but probably still in NYC

UPS customers are trading down, another signal from the second-quarter earnings season about the search for value options across the U.S. economy. CFO Brian Dykes said on a conference call that UPS "saw customers shift from air to ground and from ground to SurePost." A range of companies have highlighted...

UPS Customers Are Trading Down

Chicago, IL

Foodie in Chicago

Shortly before 3 AM, people in the Chicago area may have felt their houses shake as a 3.4-magnitude earthquake occurred about 60 miles west of the city. (CHICAGO) The United States Geological Survey (USGS) reported a 3.4-magnitude earthquake around Somonauk, IL. Somonauk is in DeKalb and LaSalle Counties, 64 miles west of Chicago.

Did You Feel the Earthquake?

UPS shares tumbled Tuesday after the shipping giant reported second-quarter profits plunged over 30% from a year ago and missed analysts' estimates. The company, and its shipping rival FedEx, have seen demand fall amid a pullback from pandemic highs for package deliveries. UPS also narrowed its revenue outlook and lowered...

UPS Stock Dives as Profits Drop Over 30%

North Carolina State

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Town Talks

Mercurochrome and Merthiolate were once ubiquitous in medicine cabinets across North Carolina and many other places. These antiseptics, with their distinctive red liquid in bottles with droppers, were staples for treating minor cuts and scrapes. For many, just looking at an old bottle brings back a flood of memories.

Mercurochrome and Merthiolate once were in many North Carolina homes

Kentucky State

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Northern Kentucky Tribune

Gov. Andy Beshear sent a letter to Anne Milgram, administrator for the U.S. Drug Enforcement Administration (DEA) on Wednesday, expressing his support of the U.S. Department of Health and Human Services’ recommendation that the DEA ease restrictions on marijuana.

Gov. Andy Beshear pens letter to DEA in support of easing federal restrictions on marijuana

Verizon shares fell Monday after the telecommunications giant's second-quarter earnings missed analysts' estimates despite adding phone and internet subscribers. Revenue grew slightly year-over-year, but profit slipped. Verizon also affirmed its full-year guidance, projecting wireless service revenue growth but lower adjusted earnings per share than in 2023. Verizon (VZ) shares dropped...

Verizon Slips on Earnings Miss Despite Subscriber Growth

Kentucky’s Community Actions Partnerships have announced the starts date for the Low-Income Home Energy Assistance Program (LIHEAP) Summer Subsidy, aimed at helping Kentucky households offset summer cooling costs.

LIHEAP Summer Subsidy program to help with summer cooling costs to begin enrollment July 16

New Jersey State

Morristown Minute

A new initiative aims to provide housing for vulnerable Medicaid members, enhancing community wellness and support. MORRIS COUNTY, N.J. - In a significant move to tackle housing instability among Medicaid recipients, New Jersey's Human Services Commissioner Sarah Adelman, along with Community Affairs Commissioner Jacquelyn A. Suárez, today announced the availability of $95 million in funding for developers. This initiative, part of the Healthy Homes program, is designed to create affordable housing opportunities for NJ FamilyCare members who are either homeless, at risk of homelessness, or currently living in institutional settings.

$95 Million for Healthy Homes: Housing for Medicaid Members

NewsNinja

In a deeply distressing event that has left the community of Padana village in Lahore reeling, a 15-year-old boy named Arsalan sadly ended his life by leaping from a water tank. The tragic incident is believed to have happened following Arsalan's receipt of poor grades in his final exams, a critical juncture in the educational structure of Pakistan.

Tragedy Strikes: Teenager Commits Suicide Over Exam Results in Lahore

California State

The HD Post

CALIFORNIA – Plaintiffs, in a case against Wells Fargo alleging that the bank knowingly took part in a marketing scam, asked the court, July 8, not to grant a motion for summary judgment.

Class action lawsuit says Wells Fargo customers lost over $160 Million

Ryanair reported first-quarter profit Monday that was roughly half of what it posted a year ago. Average fares decreased 15% year-over-year, partially offset by a 10% increase in customers. The company now expects summer fares to be "materially lower than last summer." Ireland-based airline Ryanair Holdings (RYAAY) on Monday posted...

Ryanair Plunges After Projecting 'Materially Lower' Summer Fares

Aurora, CO

David Heitz

Aurora’s pallet shelters for people experiencing homelessness, which only allow a maximum 30-day stay, have been cycling the same individuals in and out, city staff told council members Thursday. Many return to street encampments when their time in the pallet shelter runs out, Jessica Prosser, homeless services director for the city, said. Then, the city sweeps the encampment again, and they get to come back to the shelter for another 30 days, Prosser explained. This process can repeat multiple times.

Aurora pallet shelters a revolving door for homeless

Hazlehurst, GA

Vanishing Georgia

This was A. J. Lowery’s Western Auto store, a landmark in Hazlehurst for many years. The old signs are long gone and it's been out of business for many years, but is still nostalgic to many people.

Remembering Lowery's Western Auto

Kentucky’s medical cannabis program has taken significant steps toward ensuring those with qualifying conditions have access to medical cannabis as soon as possible, said Gov. Andy Beshear this week.

State to open licensing applications for medical cannabis businesses beginning July 1

Death Disclosure Laws and Property Disclosures in North Carolina. In North Carolina, there is no legal obligation for homeowners or real estate agents to disclose if a death has occurred in a home, whether by natural causes, murder, or suicide. However, if a potential buyer directly inquires about any deaths on the property, the seller is required to provide that information.

If someone dies at your house do you have to tell a potential buyer? What North Carolina law says

NewsBreak

Taking Out Student Loans? You'll Pay the Highest Interest in 16 Years

The Department of Education on Monday enacted the highest interest rates on federal student loans since 2008. The previously announced interest rate only applies to student...

Taking Out Student Loans? You'll Pay the Highest Interest in 16 Years

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