The Motley Fool

Failing to use your credit card could get it canceled. And there could be consequences beyond that, too. Read on to learn more.

Here's What Happens if You Don't Use a Credit Card for a Year Or More

New York Post

If you’re hoping to buy a home with a conventional mortgage, one number you’ll want to get to know well is your credit score. 

Also called a credit rating or FICO score (named after the company that created it, the Fair Isaac Corporation), this three-digit number is a numerical representation of your credit report, which outlines your history of paying off debts.

Why does your minimum credit score matter? 

Because when you apply for a mortgage to buy a home, lenders want some reassurance a borrower will repay them later! 

One way they assess this is to check your creditworthiness by scrutinizing your credit report and...

So you want to buy a house: Here’s the kind of good credit score that you’ll need

WashingtonExaminer

The ideal number of credit cards varies for each person, but there are key factors that can influence that number, such as one’s financial situation and spending habits.  When considering applying for credit cards, two important factors to evaluate are whether you can consistently pay off the full balance on every card each month and […]

How many credit cards should you have, and when should you pay them off?

GOBankingRates

Thanks to the Fed's rate-raising spree, which the Central Bank initiated to curb inflation, borrowing money has become much more expensive in recent years. And, perhaps unsurprisingly, borrowers'...

Here’s What Your Credit Score Says About Your Debt

Lyle Daly is a personal finance writer who specializes in credit cards, travel rewards programs, and banking. He writes for The Ascent and The Motley Fool, and his work has appeared in USA Today and Yahoo! Finance. He was born in California but currently lives as a digital nomad with a home base in Colombia.

What Credit Score Do You Need for Citi Double Cash?

Having an 800 or higher credit score can bring huge benefits. You're more likely to get approved for the best credit cards and loans with favorable terms. You'll also have other perks, like an easier time finding a place to rent and insurance policies with lower monthly premiums. Below, we'll...

How to Get an 800 Credit Score

FinanceBuzz

Here are the common types of debt that your heirs may or may not have to pay after your death.

This Is the Only Debt That Disappears When You Die (And 9 Types That Don’t)

Mark Cuban is known for his savvy business skills, owning the Dallas Mavericks, and, of course, his long run on Shark Tank, but he wasn't always wealthy. The investor is now worth $5.4 billion, and...

Mark Cuban Says Not To Use Credit Cards — Should You Take His Advice?

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4 Things You Must Know if You Deposit $10K Into Your Bank Account

CBS News

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  Although the latest inflation data shows signs of easing, the Federal Reserve has not budged on interest rates in nearly a year. That means that many Americans who went into debt, such as due to inflation eating into their budgets or due to spending mistakes, continue to face high interest rates that make it difficult to right the ship.Indeed, credit card delinquencies have been on the rise in the US since the end of 2021, according to the New...

Need your credit card debt to be written off? 3 options to consider

This week, lots of states and places like D.C. are giving out SNAP benefits to help families buy groceries, with different rules for who gets it and when, and families can get up to $1,751 depending on how many people are in their family. SNAP Benefits Roll Out Across 38...

38 Million Americans to Receive SNAP Benefits: $1,751 Max for a Family of 8, $219 Extra for Each Member – Claim It Now!

Having poor credit could make it difficult to rent a home. But you may have more options than you'd think in that scenario -- read on to learn more.

I Have a 500 Credit Score. Will I Be Able to Rent an Apartment?

Now could be a good time to say goodbye to your old bank. Read on to find out some top reasons why people make the switch.

4 Reasons to Switch Banks in July

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Advocate Andy

CFPB announces plan to remove medical debt from credit reports. $49 billion of debt in collections could soon disappear from credit reports, thanks to a rule proposed by the Consumer Financial Protection Bureau (CFPB).

Removing Medical Debt from Credit Reports: $49B in Collections to Disappear

Meal prepping is a process that can save you valuable money and time when you're low on both. You can whip up a big batch of the same foods on one prep day, and then enjoy it the rest of the week. Rice can be a major part of many folks' prepared meals. But as it turns out, that might actually be a bad idea. If you're eating old rice, you may be at risk for food poisoning.

Toss Out That Leftover Rice Before It Makes You Sick. Here's Why

Uncover 9 essential buys where writing a check is still king. Explore why traditional payment methods still have their place.

9 Reasons You Should Still Write a Check (#8 Saves You Money)

In all the stock photos that reference "credit card" and "car buying," the subjects are smiling. They probably shouldn't be. (Getty Images) Can you buy a car with a credit card? In this post-pandemic, nearly cashless society, that's a good question. The reasons for doing it are pretty obvious: To "get the miles" if you have an airline credit card, or hotel points, or if your card has a cash-back scheme. So you want to — but can you and should you?

Can you buy a car with a credit card?

You don't have to wait until Prime Day to save. But July 4th deals will be ending soon so snag your must-haves before they're gone.

Amazon July 4th Deals Are Still Here: 55 Deals You Can Grab Right Now

One of the simplest ways to not only add a bit of extra security and convenience to your home is to get a video doorbell. And right now, our favorite video doorbell is down to its best ever price at Amazon. Regularly $130, the Arlo Video Doorbell 2K is currently just $80 there, a price drop of $50. The deal is being matched at Best Buy, too.

Our Favorite Video Doorbell of 2024 Just Hit an All-Time Amazon Low Before Prime Day

Scammers have ruined phone calls. For decades, talking directly to someone on the phone was like a miracle: You dial a number, the other person answers and you talk in real time. Cellular phones made it possible to place and receive calls anywhere -- no need to be at home, no tripping over long cords -- and now most of us carry mobile phones wherever we go.

It's Long Past Time to Stop Answering All Those Unknown Calls

NewsBreak

I Froze My Credit. Here’s Why You Should Too

I thought for weeks about freezing my credit. As an editor covering identity theft, I knew it would make it harder for cybercriminals to open a...

I Froze My Credit. Here’s Why You Should Too

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