"This Sounds Nice, But Reality Often Disagrees": People Are Sharing The Money Advice Rich People Give That Is Completely "Out Of Touch"

Even though some people believe they are giving good "money advice," sometimes it can come off as a bit "out of touch." So when Reddit user u/Divine-chick97 asked : "What's something wealthy people often say that you find to be complete BS?", so many people provided their input. Here's what they had to say below.

1. "Take risks with your money and career. Taking a risk with a cushioned landing is not the same thing as taking a risk with no cushion."

2. "The crazy routines that they do in the morning, stating that this made them rich, like a cold shower, ice bath, and so on..."

— u/favioe1

3. "'We all have the same 24 hours in a day' — unless you’re juggling cooking, cleaning, shopping, washing up, laundry, a 9-5 job, commuting, and budgeting for groceries, etc..."

4. "'Money isn't everything' is a luxury to say when you have enough of it. For many, money is crucial for basic needs and security."

— u/Commercial-Bid-4905

5. "I’ve seen a lot about forgetting the money, traveling, and making memories, yada, yada, yada. Not all of us have the money to travel all the time, and 'the memories' don’t pay my bills."

6. "'If you love what you do, you’ll never work a day in your life' — this sounds nice, but reality often disagrees."

— u/exploringxoxo7

7. "Wealthy people saying 'just work harder' is a complete BS. Hard work doesn't always equate to success, especially without the same opportunities and resources."

8. "'Do not do something because of lack of money.' Like... what? This is only something that someone who has never worried about money would say."

— u/En-TitY_

"Yeah, my ex always acted as if me saying 'I can't afford that' (mostly traveling) was the same as saying, 'I don't want to spend the money on that.' Yeah, he had a pretty large inheritance in savings to fall back on. I had only my part-time job at the time and no savings. Now, I have a second job, and money is far less tight."

— u/mycrazyblackcat

9. "'Poor people just don't save enough.' Many people are doing their best to get by with what little they have; saving isn't always an option."

10. "'Homelessness is a choice; I could live like that if I wanted to.' Many moons ago, there was this young boomer who said he could live fine on the streets. He had no cash and did it for about four days. He'd always had a credit card on him 'just in case' and stopped doing it because there was a family emergency. He said that it still proved that he could do it."

— u/loCAtek

11. "'Just invest your money; it's easy.' It's easy to say when you have disposable income to risk, unlike many people living paycheck to paycheck."

12. “ 'Nobody wants to work anymore' was the biggest bull line I ever heard. Not because I’m sure Kim doesn’t work hard in her own way, but because working hard is not a determination for financial success. It’s working smart that makes you financially successful. Oftentimes, that can be convincing others to do work for you and take credit, but that, to me, isn’t particularly admirable. There are plenty of people who work their butts off with multiple jobs and still remain poor."

— u/fluffstravels

13. And finally, "When they tell poor people to 'network,' they mean you have to come for drinks after work, or you have to go this industry function. When THEY network, they call their uncle for a job or have their dad's cousin invest seven digits into their business. The former is a waste of time and an illusion that we are all on the same playing field."

Are there any other phrases super wealthy people say that are actually completely out of touch? Tell us what they are in the comments below.