Get updates delivered to you daily. Free and customizable.
WPTV West Palm Beach
Not in a flood zone? Why experts say you should still get flood insurance
By Stephanie Susskind,
11 days ago
With the launch of new FEMA flood zone maps , thousands of property owners in Palm Beach County will need to get flood insurance if they have a federally backed mortgage.
However, insurance experts say everyone living in Florida should consider flood insurance.
"The common thing is people say, 'I'm not in a flood zone,''' Robert Norberg, the president Arden Insurance Associates in Lantana, said. "That's a misnomer here in Florida. Everybody is in a flood zone, it's whether it's low hazard or high hazard."
Norberg said now is the time to explore flood insurance before rates increase.
He also said there is a 30-day waiting period before the policy takes effect.
"Statistically, about 30% of all instances that happen for flooding happen in those low-hazard zones," Norberg added. "A lot of people think it's covered under their homeowner's insurance, and it's not covered under your homeowner's insurance."
WPTV Robert Norberg of Arden Insurance explains why all residents in Florida need to have flood insurance.
If you are in a low risk zone, Norberg said you can likely get a policy for $600 a year.
"Look at your surroundings, consider it now, get involved before they tell you, you have to get it," Norberg said.
He also said your insurance agent can gather additional information for you.
"We can run a fairly extensive search through our programs, our carriers, that have that, that will show exactly what zone they're in, what zone they're gonna be in, how much it's going to cost before and after the change," Norberg said. "There's a lot of different scenarios we can run through our program."
Watch WPTV's recent stories on the new FEMA flood maps:
Get updates delivered to you daily. Free and customizable.
Welcome to NewsBreak, an open platform where diverse perspectives converge. Most of our content comes from established publications and journalists, as well as from our extensive network of tens of thousands of creators who contribute to our platform. We empower individuals to share insightful viewpoints through short posts and comments. It’s essential to note our commitment to transparency: our Terms of Use acknowledge that our services may not always be error-free, and our Community Standards emphasize our discretion in enforcing policies. We strive to foster a dynamic environment for free expression and robust discourse through safety guardrails of human and AI moderation. Join us in shaping the news narrative together.
WPTV 
Most Popular
Comments / 0