South Carolina State

MarketRealist

While loans are beneficial, it's best to understand and analyze them before making a decision.

4 student loan mistakes to avoid for smarter financial planning

Missouri State

rolling out

For many aspiring homeowners, a good credit score is a key to unlocking the door to their dream home. However, a recent glitch in the student loan system has put a damper on this journey for some, including Alexandra Pimentel, who found her student loan balance erroneously doubled on her credit report.

The impact of duplicate student loan records on credit scores

Business Insider

When it was time to sign a master promissory note at 18, I didn't know what I was getting myself into. Now I'm scared I'll never become a homeowner.

10 years ago I signed a student-loan agreement without reading it, and now I'm afraid I'll never own a home

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NewSantaAna

The FBI has seen a rise in scams targeting timeshare owners. In this kind of scam, criminals con these part-time property owners into shelling out hefty sums of cash, all under false pretenses related to their timeshare properties.

FBI warns that Mexican cartels are targeting Americans with timeshare scams

CBS News

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  Over the last couple of years, persistent inflation has caused the cost of consumer goods to soar, causing an increase in money issues for many Americans. And, the higher cost of necessities like gas, groceries and housing is happening at a time when interest rates are also high. So, relying on short-term borrowing options, like credit cards, to fill in the gaps between paychecks has become a riskier and more expensive proposition. The nature of credit card debt makes it...

What happens to unpaid credit card debt after 7 years?

Having an 800 or higher credit score can bring huge benefits. You're more likely to get approved for the best credit cards and loans with favorable terms. You'll also have other perks, like an easier time finding a place to rent and insurance policies with lower monthly premiums. Below, we'll...

How to Get an 800 Credit Score

After judges blocked key parts of the SAVE student-loan repayment plan, the Education Department said some borrowers would be placed on forbearance.

Student-loan payments will be paused for 3 million borrowers after federal judges blocked debt cancellation and cheaper bills through Biden's new repayment plan

Student-loan borrowers on income-driven repayment plans and PSLF have until June 30 to consolidate their balances for one-time account adjustments.

Some student-loan borrowers have one week left to benefit from a temporary measure that'll bring them closer to debt cancellation

Kentucky State

Northern Kentucky Tribune

Kentucky’s Community Actions Partnerships have announced the starts date for the Low-Income Home Energy Assistance Program (LIHEAP) Summer Subsidy, aimed at helping Kentucky households offset summer cooling costs.

LIHEAP Summer Subsidy program to help with summer cooling costs to begin enrollment July 16

Denver, CO

David Heitz

A dangerous drug that is being mixed into fentanyl is causing those who inject it to develop a rash of sores that resembles a case of flesh-eating bacteria. People experiencing homelessness around Denver can sometimes be seen with these bloody, weeping wounds. I recently mentioned this phenomenon to a fentanyl user who told me about the xylazine connection.

Denver homeless people suffer sores as xylazine enters fentanyl supply

New York Post

If you need a mortgage, a good credit score, also called a FICO score, is essential—and it’s within your control.

In a nutshell, a credit score is a simplified calculation of your history of paying back debts and making regular payments on loans. If you’re borrowing money to buy a home, lenders want to know you’ll pay them back in a timely manner, and a credit score is an easy estimate of those odds.

Here’s your crash course on this all-important little number, and how to whip it into the best home-buying shape possible.

Pull your credit report

There are three major U.S. credit bureaus (Experian, Equifax, and TransUnion), and each releases...

How to boost your credit score if you’re a first-time homebuyer

The Motley Fool

A savings account might be the best home for your $25,000, even if it means missing out on market gains. Learn when $25,000 is too much for a savings account.

Is $25,000 Too Much to Keep in a Savings Account?

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Fulton, MO

CJ Coombs

Bringing them home: for 40 years, the National Center for Missing and Exploited Children (NCMEC) has been helping to locate missing children. Since July 1, 2024, according to the NCMEC, 15 children have been reported missing in the U.S. Not included in that number are those who have been missing in Missouri since June 2024.

Seven teenagers have been missing in Missouri since June 2024

McPhersonBuzz News

Negotiating a student loan payoff involves working with lenders to settle part of the debt, but it’s usually only possible with private loans and requires careful financial planning and patience. Expert Tips on Negotiating Student Loan Payoff Despite Federal Loan Limitations According to the GoBankingRates, negotiating a student loan payoff can be hard, but it’s […]

$20,000 Forgiveness Uncertainty: How to Negotiate a Student Loan Payoff!

ABC News

The pause would be very similar to the pandemic-era student loan moratorium – borrowers would not need to make payments and interest would not accrue.

3 million student loan borrowers to be placed in payment pause

Earning the highest rates on savings and CDs usually requires going with smaller and medium-sized banks and credit unions. But a few big-name banks pay a respectable APY—if you shop around. An even more select group of large U.S. banks offer both a savings account rate in the 4-5%...

These Big Banks Pay the Best Savings Account Rates Right Now—With Good CDs, Too

A pair of migrant families with children living in a homeless encampment in Denver are trying to raise money to buy two trailers with working bathrooms and kitchens, according to Housekeys Action Network Denver, or HAND.

Denver homeless migrant families with children want to buy trailers

California State

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The HD Post

CALIFORNIA – Starting July 1, landlords will only be allowed to collect one month’s rent for the security deposit on a rental property. Assembly Bill 12, signed into law last October, says regardless of whether the residential property is unfurnished or furnished, only one month’s rent can be charged in addition to any rent for the first month paid on or before initial occupancy.

Law limiting security deposits goes into effect July 1

Illinois State

Chicago, IL

Foodie in Chicago

Every year, new laws that were passed the prior year go into effect on July 1. In 2024, a number of new laws will begin this Monday. Among them include higher wages for tipped employees, a gas tax increase, and driver's licenses for undocumented immigrants.

New Laws July 1: Driver's Licenses for Undocumented Migrants, Raises for Tipped Workers, and More

New Jersey State

Morristown Minute

NEW JERSEY - Attorney General Matthew J. Platkin and the Division of Consumer Affairs announced today that Walmart has agreed to pay $1.64 million to settle allegations of unlawful unit pricing practices across its 64 New Jersey retail stores. The settlement, which includes a $1.61 million civil penalty, marks the largest ever obtained by the Division’s Office of Weights and Measures (OWM).

Walmart Pays $1.64M Settlement for Unlawful Pricing in NJ

NewsBreak

Student Loans – Staying Ahead of the Curve Through FAFSA, Grants & More

Student loan debt remains a significant issue across the nation. Ray...

Student Loans – Staying Ahead of the Curve Through FAFSA, Grants & More

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