The Independent

Savers have typically been earning lower rates of interest on easy access accounts which are closed to new business than the equivalent rates on “live” deals, according to analysis from a financial information website.Moneyfactscompare.co.uk, which carried out the analysis, warned that some savers may find they are being “short-changed”.The website looked back over two years – and said the incentive to switch from a closed savings account to a live deal has grown substantially.It said the difference between the average closed rate and live rate on easy access accounts has widened from 0.08 percentage points in July 2022 to 0.31...

Savers ‘short-changed’ on easy access accounts that are closed to new business

J D Wetherspoon, the leading pub operator in the UK, and the UK’s most visited licensed brand, has partnered with Payit by NatWest to provide customers with a new way to pay for food and drinks via the Wetherspoon app, which will be available as of today. Powered by...

J D Wetherspoon Partners With Payit by Natwest to Deliver More Secure Payments for Consumers

Paycorp, a global leader in payment solutions, today announces the expansion of its embedded, pre-approved business funding offering into the United Kingdom. SMEs account for 61% of all employment in the UK, so it’s critical that they have access to the support and funding that they need to grow. According to the British Business Bank, nearly half (48%) of all UK SMEs with employees sought external finance in 2023, demonstrating the high demand for solutions like Paycorp’s.

Paycorp Expands Embedded Business Funding into UK

Business Insider

I started investing a lot of my savings in CDs when I saw how high APYs are right now and asked the experts how I could improve my strategy.

With CDs topping 5% APY, I asked financial advisors for their best tips to earn more on my savings

The US Sun

AUTOMATIC payments will be made in a few weeks to Amazon workers eligible for part of a $3 million settlement. It comes after the company faced a class-action lawsuit that alleged Amazon underpaid workers who did overtime, in violation of state laws. The suit claimed that workers who had a...

Amazon will now automatically pay Americans $565.43 after deadline passed to opt out – and no receipt is necessary

Chicago, IL

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Foodie in Chicago

Shortly before 3 AM, people in the Chicago area may have felt their houses shake as a 3.4-magnitude earthquake occurred about 60 miles west of the city. (CHICAGO) The United States Geological Survey (USGS) reported a 3.4-magnitude earthquake around Somonauk, IL. Somonauk is in DeKalb and LaSalle Counties, 64 miles west of Chicago.

Did You Feel the Earthquake?

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NewSantaAna

The FBI has seen a rise in scams targeting timeshare owners. In this kind of scam, criminals con these part-time property owners into shelling out hefty sums of cash, all under false pretenses related to their timeshare properties.

FBI warns that Mexican cartels are targeting Americans with timeshare scams

New York City, NY

Cheryl E Preston

Yesterday was the third time this year that an ad stating Chelsea Clinton lives in a beautiful Virginia home popped up on my laptop. My computer did not warn me this was a dangerous site, so this time, I clicked on the link.

Chelsea Clinton is rumored to be living in Virginia but probably still in NYC

Anika Jindal

Retirement should be a time for relaxation, not financial stress. Overspending on luxury items or ill-advised investments can jeopardize your financial stability. This article will discuss certain purchases that retirees, particularly Baby Boomers, should avoid to maintain their financial health. Let’s explore these potential pitfalls to ensure a secure and peaceful retirement.

12 Purchases Boomers Should Never Make During Retirement

24/7 Wall St.

Interest rate spikes have unexpectedly kept home prices high due to limited supply, as homeowners with low mortgage rates are reluctant to sell. This situation has significant implications for retirement plans, as homeownership is a key wealth-building vehicle for many Americans. The current high costs of buying homes push people towards renting, which lacks the […]
The post Americans Retirement Plans Are Crumbling appeared first on 24/7 Wall St..

Americans Retirement Plans Are Crumbling

Virginia State

In Virginia, Drinking in public or offering another person alcohol in a public space is prohibited. This is a class 4 Misdemeanor punishable by a fine of up to $250.00. Under a new law that goes into effect on July 1, this will change to a degree.WDBJ7 reports that the prohibition on drinking or offering an alcoholic beverage to someone else in public will no longer apply under the following conditions.

Drinking in public will no longer be prohibited on private Campgrounds in Virginia beginning July 1

The Motley Fool

Banks can take money from your checking account, savings account, and CDs under one condition. Read on to discover how it's done and how you can prevent it.

Yes, Banks Can Take Money From Your Account Without Your Permission. Here's How It Happens

NBC News

Up to $9 trillion is expected to be passed along to spouses and partners in the coming years as part of what’s being called “the horizontal wealth transfer,” according to a new report. Over the next 20 to 30 years, aging baby boomers and older generations are...

Women are set to inherit trillions of dollars in the great 'horizontal wealth transfer'

California State

Alameda Post

California regulators just stopped AT&T from pulling the plug. California’s Public Utilities Commission on June 20 rejected AT&T’s application to stop providing landlines and other services in areas where there is no other option.

Still Need Your Landline?

A high income doesn't guarantee you'll be among the wealthiest households.

Here Are the Net Worth and Income That Put You in the Top 5% of American Households by Age

CBS News

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  Although the latest inflation data shows signs of easing, the Federal Reserve has not budged on interest rates in nearly a year. That means that many Americans who went into debt, such as due to inflation eating into their budgets or due to spending mistakes, continue to face high interest rates that make it difficult to right the ship.Indeed, credit card delinquencies have been on the rise in the US since the end of 2021, according to the New...

Need your credit card debt to be written off? 3 options to consider

Missouri State

Fulton, MO

CJ Coombs

Bringing them home: for 40 years, the National Center for Missing and Exploited Children (NCMEC) has been helping to locate missing children. Since July 1, 2024, according to the NCMEC, 15 children have been reported missing in the U.S. Not included in that number are those who have been missing in Missouri since June 2024.

Seven teenagers have been missing in Missouri since June 2024

Building a large sum of money is just the beginning. Read on to find out how to make your money grow.

How Much Will $10,000 in Savings Be Worth in 10 Years?

Kentucky State

Northern Kentucky Tribune

Kentucky’s Community Actions Partnerships have announced the starts date for the Low-Income Home Energy Assistance Program (LIHEAP) Summer Subsidy, aimed at helping Kentucky households offset summer cooling costs.

LIHEAP Summer Subsidy program to help with summer cooling costs to begin enrollment July 16

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The HD Post

CALIFORNIA – Starting July 1, landlords will only be allowed to collect one month’s rent for the security deposit on a rental property. Assembly Bill 12, signed into law last October, says regardless of whether the residential property is unfurnished or furnished, only one month’s rent can be charged in addition to any rent for the first month paid on or before initial occupancy.

Law limiting security deposits goes into effect July 1

NewsBreak

TotallyMoney Warns 23.3 Million Adults May Now Be Locked Out of Accessing Mainstream Financial Products and Services

New TotallyMoney research found that 23.3 million adults are now locked out of accessing mainstream financial products, which is driving growth in unregulated and illegal money...

TotallyMoney Warns 23.3 Million Adults May Now Be Locked Out of Accessing Mainstream Financial Products and Services

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