Having an 800 or higher credit score can bring huge benefits. You're more likely to get approved for the best credit cards and loans with favorable terms. You'll also have other perks, like an easier time finding a place to rent and insurance policies with lower monthly premiums. Below, we'll...

How to Get an 800 Credit Score

CBS News

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  Over the last couple of years, persistent inflation has caused the cost of consumer goods to soar, causing an increase in money issues for many Americans. And, the higher cost of necessities like gas, groceries and housing is happening at a time when interest rates are also high. So, relying on short-term borrowing options, like credit cards, to fill in the gaps between paychecks has become a riskier and more expensive proposition. The nature of credit card debt makes it...

What happens to unpaid credit card debt after 7 years?

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  Are you looking for a good place to store $15,000 that's both safe and provides a meaningful return? Certificates of deposit (CDs) are compelling savings vehicles. They typically offer stronger returns than traditional savings accounts, but they're just as safe. In fact, just like a savings account, most CDs come with FDIC or NCUA insurance on balances up to $250,000. So, what's the difference?When you deposit money into a CD, you'll need to wait until the account's term ends to...

How much interest would a $15,000 CD earn in 3 years?

FinanceBuzz

Which option is best for you? We break down the pros and cons of credit unions so you can make the best decision for yourself and your finances.

11 Pros and Cons of Joining a Credit Union Instead of a Bank

Earning the highest rates on savings and CDs usually requires going with smaller and medium-sized banks and credit unions. But a few big-name banks pay a respectable APY—if you shop around. An even more select group of large U.S. banks offer both a savings account rate in the 4-5%...

These Big Banks Pay the Best Savings Account Rates Right Now—With Good CDs, Too

Lancaster County, PA

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NewsByJoshua

Fans of Frisco's Chicken were left reeling as the beloved Peruvian-style eatery announced the closure of all its locations in Lancaster County, Pennsylvania. The chain, known for its delicious food and strong community values, posted a heartfelt note on its doors, informing customers of the devastating news.

Favorite Chicken Chain Suddenly Closes All Stores, Heartfelt Message Found on Doors

Chicago, IL

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Foodie in Chicago

Shortly before 3 AM, people in the Chicago area may have felt their houses shake as a 3.4-magnitude earthquake occurred about 60 miles west of the city. (CHICAGO) The United States Geological Survey (USGS) reported a 3.4-magnitude earthquake around Somonauk, IL. Somonauk is in DeKalb and LaSalle Counties, 64 miles west of Chicago.

Did You Feel the Earthquake?

Indiana State

Franklin, IN

A wave of closures is hitting Pizza Hut, a pizza chain known for its iconic slanted-roof buildings, with 6,775 locations feeling the pinch in the tough restaurant industry landscape.

A well-known pizza chain with over 6K locations has begun closing some of its stores

Kentucky State

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Northern Kentucky Tribune

Kentucky’s Community Actions Partnerships have announced the starts date for the Low-Income Home Energy Assistance Program (LIHEAP) Summer Subsidy, aimed at helping Kentucky households offset summer cooling costs.

LIHEAP Summer Subsidy program to help with summer cooling costs to begin enrollment July 16

California State

The HD Post

CALIFORNIA – Starting July 1, landlords will only be allowed to collect one month’s rent for the security deposit on a rental property. Assembly Bill 12, signed into law last October, says regardless of whether the residential property is unfurnished or furnished, only one month’s rent can be charged in addition to any rent for the first month paid on or before initial occupancy.

Law limiting security deposits goes into effect July 1

GOBankingRates

There are no rules, laws or regulations regarding the number of checking accounts someone can have, and some people take the opportunity to maintain several. But how many are too many? While...

I’m a Bank Teller: 9 Reasons You Shouldn’t Open More than 2 Checking Accounts

The Motley Fool

Building a large sum of money is just the beginning. Read on to find out how to make your money grow.

How Much Will $10,000 in Savings Be Worth in 10 Years?

Pennsylvania State

Bucks County Beacon

“Who sits there and thinks, with all the needs we have in America, of criminalizing the homeless?” wonders Pastor Robert Brown of Bristol’s Bible Evangelical Methodist Church after learning that the United States Supreme Court approved punishing those experiencing homelessness who have nowhere to sleep.

After SCOTUS OK’s Criminalization of Homelessness, Pennsylvania Democrats Plan Legislative Response to Protect Rights of the Unhoused

Fortune

Your credit score is a major factor lenders consider when you apply for a mortgage. And although it’s not impossible to buy a house with bad credit, trying to qualify for a mortgage when you have credit problems can often be a challenge—and you should be aware that a lower credit score will likely mean a higher interest rate if you do get approved.

How to buy a house with bad credit

Debit cards are a staple in our daily lives, but how much do you really know about them? These little pieces of plastic do more than just let you buy things without cash. Debit cards link directly to your bank account, making transactions quick and easy. They also offer a layer of security, often requiring a PIN for purchases. Did you know some even come with rewards programs? Whether you're shopping online or at your favorite store, debit cards provide convenience and control over your spending. Ready to learn more? Here are 12 facts that might surprise you about these everyday financial tools.

12 Facts About Debit Card

PYMNTS

Citi has a new head of commercial banking (CCB) for the United Kingdom. James Morris, a 25-year veteran of British banking giant Barclays, is expected to take on that role Sept. 30, Citi announced Monday (July 15) in a news release emailed to PYMNTS. “James is an experienced banking leader...

Citi Names Barclays Vet James Morris as UK Commercial Banking Head

The US Sun

A SOFI bank user said he called it 90 times in a fruitless effort to unfreeze his new account. The Californian man had deposited a $1,368 check – which cleared – but SoFi locked him out. The man reached out to local consumer champion Chris Chmura at San Francisco-based NBC affiliate KNTV for help to […]

I opened a new account and deposited $1,368 – then the bank locked me out & froze my money even after I called 90 times

A home equity loan is one of several types of mortgages that allows you to borrow against the value of your home. If you are interested in understanding whether this kind of mortgage is right for you -- and what the alternatives are -- this guide will help. Jump To.

What Is a Home Equity Loan?

New York Post

If you need a mortgage, a good credit score, also called a FICO score, is essential—and it’s within your control.

In a nutshell, a credit score is a simplified calculation of your history of paying back debts and making regular payments on loans. If you’re borrowing money to buy a home, lenders want to know you’ll pay them back in a timely manner, and a credit score is an easy estimate of those odds.

Here’s your crash course on this all-important little number, and how to whip it into the best home-buying shape possible.

Pull your credit report

There are three major U.S. credit bureaus (Experian, Equifax, and TransUnion), and each releases...

How to boost your credit score if you’re a first-time homebuyer

Now could be a good time to say goodbye to your old bank. Read on to find out some top reasons why people make the switch.

4 Reasons to Switch Banks in July

NewsBreak

Bank of America: Consumers Still Have Borrowing Power Left on Their Credit Cards

For Bank of America, digital channels have represented avenues of continued growth, making inroads with credit card spending in particular. According to management, there’s still room...

Bank of America: Consumers Still Have Borrowing Power Left on Their Credit Cards

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