6% Interest Savings Accounts - Where You Can Get 6% on Your Savings Nationally

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• Digital Federal Credit Union has an account that pays over 6% APY, but you must meet membership requirements to get started.
• You also won't earn this high interest rate on your entire Digital FCU savings balance.
• Plenty of savings accounts are available around the U.S. and still offer great rates — over 5% APY.

High savings rates are the new normal at many financial institutions. There's one credit union offering 6% APY to help grow your savings, but there are some criteria to be aware of.

If you want to explore additional savings options, the best high-yield savings accounts are available around the U.S. and offer high rates on your entire balance.

Savings accounts with at least 6% interest

, one of our favorite banks in Massachusetts , is the only credit union paying 6% APY on a savings account. The credit union offers 6.17% APY on balances up to $1,000. If you have an account balance above $1,000, the interest rate drops to 0.15% APY. This savings account doesn't have any monthly service fees or minimum balance requirements.

Compare other high-yield savings accounts

Also, keep in mind there are many savings accounts offering 5% interest . Here are a few savings accounts paying 5% APY or more — and they're available throughout the U.S.

Featured Nationally Available Deposit Rates

Overview of 6% interest savings account

To open the Digital FCU savings account, you must become a member first. Digital FCU membership is limited to people who live in select areas of Massachusetts, live in a New Hampshire participating condominium community, work for a Select Employer Group, or belong to a local participating organization.

You'll earn 6.17% APY on the first $1,000, then 0.15% APY on the remaining balance. If you plan to keep significantly more than $1,000 in savings, you may be better off opening an account that pays a slightly lower rate on your entire balance.

6% interest savings FAQs

Which bank gives 6% interest in a savings account?

Digital Federal Credit Union has a savings account paying 6.17% APY on balances up to $1,000. The remaining balance will earn 0.15% APY.

How do I get 6% on my savings?

To get 6.00% APY or more, you may join Digital Federal Credit Union. Membership is limited to people who live in select areas of Massachusetts, live in a New Hampshire participating condominium community, work for a Select Employer Group, or belong to a local participating organization.

How much interest will $20,000 earn in a 6% savings account?

If you deposit $20,000 into a savings account paying 6% APY, you'd earn around $1,200 in one year. Currently, there's only one account that pays 6% APY — Digital Federal Credit Union's savings account — and it only pays 6.17% APY on balances up to $1,000.