I’m in my 40s and never worked — how do I start?

I’m in my 40s and I’ve never had to work. Ever. My parents have funded me all this time and were happy to do it, but now they are aged and the money is running out. I have a degree but all my skills are way out of date. Where should I start?

Listen, Hunter, you knew this day was coming, right? (Hey — couldn’t resist.) Seriously, your parents may have been trying to help but actually did more harm than good.

Hopefully, you’ve been volunteering at least, doing some charity work perhaps? Something that can transfer to a real paying job? If not, then I’d consider going back to school — get a trade degree or certification perhaps. Skilled workers are hard to find and in high demand. It’s never too late to launch.

I got a bad annual review — should I just go ahead and quit?

I’d like to reach out to a previous internship boss to rekindle things. I was offered a full-time position last year but I took another opportunity instead. Now I’m regretting it. Is it OK to send an email? What should I say?

It’s a great idea, although I wouldn’t necessarily make your case in writing. See if you can get your former boss on the phone and then make your best sales pitch live.

I got laid off and told my boss what I thought — should I apologize?

It’s much more impactful that way. Don’t complain about the job you took — just explain why you regret not taking the job that was offered, what you’ve learned and how you appreciate so much more the opportunity you had. If you can’t get your boss on the phone, then yes, make that same pitch in writing.

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I’ve been told I’m generally a good worker but not a “team player.” What does that even mean? I’m friendly and outgoing with everyone. I don’t know what I could be doing wrong.

Well, one thing you’re doing wrong is not asking for clarification from the person who said you’re not a team player. But being friendly and outgoing with everyone doesn’t automatically make you a team player.

I’ve come across lots of executives who are also friendly and outgoing but start everything with “I” instead of “we.” Team players know there is no “I” in team. They collaborate, have each other‘s back and give credit to others.

Gregory Giangrande has over 25 years of experience as a chief human resources executive. Hear Greg Wed. at 9:35 a.m. on iHeartRadio 710 WOR with Len Berman and Michael Riedel. Email: GoToGreg@NYPost.com. Follow: GoToGreg.com and on Twitter: @GregGiangrande

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