8 Chic Outfits I Spotted On Instagram That are Easy to Recreate On a Budget

As Who What Wear's fashion editor, I might know runway trends like the back of my hand, but I'm also a strong believer that you don't have to fork out four figures on an outfit to get the designer look. Sure, there are some pieces that are well worth the investment (and some luxury bags will only increase in value), but when it comes to getting dressed for the everyday, you can find most wardrobe staples on the high street or in premium stores for the same kind of quality that luxury brands would charge almost four times more for. So why empty your account when your hard earned pennies could be working harder for you?

To prove my theory, I searched through social media for elegant outfits that look expensive, and set about finding pieces to recreate each look for less. Sound tricky? Believe me, it wasn't—it's getting easier and easier to find good quality pieces for less, and if you're still sceptical, keep scrolling. Below are 8 affordable outfits I've pulled together (with a little help from Instagram's best dressed) and you won't find anything on this list for more than £150. Happy shopping.

1. Cardigan + Jeans + Basket Bag + Flip Flops

Style Notes: Spring, summer, even autumn, this is the kind of outfit that does it all. Cardigans have significantly upped their cool factor since the Noughties, and our favourite way to wear them is with laidback denim and an easy white tee. Anouk [pictured above] manages to take her off-duty look to polished new heights just by adding a basket bag in a luxe shade of brown, a reminder that black isn't the only expensive-looking colour in the spectrum.

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& Other Stories

Buttoned Knit Cardigan

£87

I have a feeling this is about to be a bestseller.

Arket

Crew-Neck T-shirt

£17

A wardrobe staple.

ZARA

Z1975 Straight-Leg High-Waist Denim Jeans

£30

Such a strong silhouette.

New Look

Off White Leather-Look Toe Post Sandals

£10

Yes, you really did read that price correctly.

Massimo Dutti

Nappa Leather Mini Croissant Bag

£149

I wouldn't blame you for mistaking this for designer.

2. Trench Coat + Shirt + Tailored Shorts + Ballet Flats

Style Notes: It feel too soon to talk about autumn, but a good transitional coat is well worth having in your arsenal for the end of summer too. Trench coats are a classic, but if you're looking for something with less bells and whistles, a pared-back car coat is just as versatile, and as Brittany demonstrates, it looks office-ready with a pair of tailored shorts and easy flats.

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M&S Collection

Cotton Rich Stormwear™ Car Coat

£65

I'm impressed by this whole look tbh.

H&M

Oxford Shirt

£20

You just can't argue with H&M's prices.

Nobodys Child

Black Tailored Mel Shorts

£65

Nobody's Child aren't just experts in pretty dresses, there are sleek separates too.

COS

Buckled Ballet Flats

£115

These also come in black too.

3. Knit Maxi Dress + Sandals + Suede Bag

Style Notes: Dresses are an easy instant outfit and there's something the languid shape of a floor-length, long-sleeved knit maxi that always makes the wearer look well put-together. There's no need to over-accessorise here—the drama of the dress does enough, and Tylynn's minimalist approach to dressing [pictured above] is on my moodboard of "compliment-worthy looks that take 5 minutes to assemble".

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NA-KD

Knitted Long Sleeve Maxi Dress

£32

Pared-back perfection.

& Other Stories

Large Suede Tote

£145

Suede bags are having a moment in 2024.

ZARA

Split Suede Flat Slider Sandals

£30

Don't pack for holiday without these!

4. Slip Dress + Oversized Shirt + Mini Bag

Style Notes: After spotting this simple styling trick on Instagram, I have been tying a shirt around my waist with just about very outfit since. Not only do you have another layer to hand in case you need it, but it's also the perfect way to introduce a pop of colour to an otherwise monochrome fit. Try it the next time you're getting ready and tell me it doesn't make a big difference.

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Allsaints

Bryony V-Neck Midi Slip Dress

£99

The ideal layering piece.

Sézane

Maxence Shirt

£130

This also comes in green and cream, but the electric blue has my full attention.

Jeffrey Campbell

Flying Private Flip Flops

£44

Another fun pop of colour to bring a look to life!

H&M

Shoulder Bag

£18

There's no way anyone would guess this bag's price.

5. White Shirt + Long Shorts + Matching Sandals

Style Notes: Head-to-toe colour blocking is always an effective way to boost the impact of an outfit, but no option more so than white, ivory and cream. Helpful then that all-white is perfect for heatwaves, and Marianne Smyth [pictured above] shows how to make loose layers like oversized shirts and baggy shorts still feel fashionable as well as functional.

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COS

Oversized Tailored Shirt

£65

No need to size up, this is already the perfect cut and size.

MANGO

Oversized Denim Bermuda Shorts

£36

These are selling fast, so run, don't walk!

French Connection

Suede Belt

£32

The suede finish is so luxurious.

Topshop

Indy Toe Post Mid Heeled Sandals in Off White Croc

£38

I can't decide between off-white or black. Decisions, decisions...

6. Cargo Jacket + Jeans + Snakeskin Shoes + Big Bag

Style Notes: Another transitional wonder to see you through the milder days, cargo jackets have been cropping up on Instagram over the last few weeks, and usually paired with throw-on-and-go outfits that are made for lazy weekends. Lucy Williams' denim fail-safe is an easy to look to copy with pieces you already own, but the unexpected addition of a snakeskin shoe gives this outfit an elegant edge.

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& Other Stories

Belted Patch-Pocket Jacket

£145

Get ahead of the crowd before everyone sees this.

Weekday

Smooth High Slim Jeans

£24

Not quite skinnies.

Anthropologie

By Anthropologie Pointed-Toe Mules

£120

I cannot stop thinking about these shoes.

M&S Collection

Faux Leather Shoulder Bag

£35

Big enough for all of your essentials (and then some).

7. Denim Jacket + Denim Skirt + Raffia Bag + Boots

Style Notes: Double denim is officially cool again, but particularly pieces with an expected spin. Sure denim jackets and jeans are a staple, but if you haven't already tried shirts, skirts, and shorts yet, now is the time to experiment with denim stacking. Rebekah [pictured above] makes a case for inky indigo washes and longline skirts paired with summer's biggest bag trend (raffia, of course), and what is about to be an autumnal smash hit—the knee high boot.

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ALIGNE

Audrey Denim Shirt

£99

Whenever I'm in need of quality denim, I head straight for Aligne.

ALIGNE

Greta Maxi Denim Skirt

£40

Tuck in a tee and belt for a cinched silhouette.

MANGO

Leather Basket Bag

£46

Such a good find in the Mango sale.

Boden

Heeled Stretch Knee Boots

£120

You're going to want to wear these on repeat this autumn.

8. Halterneck Top + Maxi Skirt + Sunnies

Style Notes: Picture the scene: it's 28 degrees on holiday and you're looking for a warm-weather fit that fuss-free and polished. Linen trousers have been our go to for so long that we'd almost forgotten how good breezy skirts can be too. Add a shoulder-baring halter and a simple sandal and sunnies and hey presto, an ensemble that wouldn't look out of place enjoying an al-fresco lunch in Monaco.

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Anthropologie

By Anthropologie Tailored Halter Top

£48

Another 90s throwback we're happy to welcome back.

New Look

Tall Stone Linen-Look Maxi Skirt

£20

*Chefs kiss*

Anthropologie

Asymmetrical Hardware Satchel

£88

A designer-coded bag for under £90? Sign me up.

MANGO

Oval Sunglasses

£20

The finishing touch.