The New York Times

The economy’s resurgence from the pandemic shock has had a singular driving force: the consumer. Flush with savings and buoyed by a sizzling labor market, Americans have spent exuberantly, on goods such as furniture and electronics and then on services including air travel and restaurant meals.

To Avoid a Recession, Consumer Spending Is Key

With interest rate cuts from the Federal Reserve on the horizon, it could be a good time to shift cash, experts say. While many investors are getting 5% yields on money market funds, that will fall once the Fed starts cutting interest rates. Rates for high-yield savings and certificates of...

Here are some money moves to make before the Fed starts cutting interest rates

The sooner you open a high-yield savings account, the greater your earning potential could be. While annual percentage yields remain elevated, we’ve seen them falter over the past few weeks as banks anticipated the Federal Reserve’s next move. The Fed chose to hold interest rates steady at last week’s meeting, but banks continue to quietly cut APYs.

Best Savings Rates Today – APYs Falter as Recession Fears Grow, August 6, 2024

Two banks and one nationwide credit union are paying today's top CD rate of 5.50%, on terms of 6 to 9 months. To lock your rate for a full year, consider NexBank's 5.35% offer. After that, five additional CDs pay 5.30% on terms of 10 to 13 months. With the...

Top CD Rates Today, Aug. 6, 2024 - Lock In 5% to 5.50% for 6 Months to 3 Years

August's first round of Social Security Disability Insurance checks have already gone out and payments for the next round are set to be sent next week. SSDI is paid on the same day as Social Security payments, and if you're not sure when you're supposed to get yours, we'll fill you in below. Also, if you still haven't received your July SSDI check, here's what you can do.

SSDI August 2024: When Will You Get Your Money?

Whether you're on the verge of retirement or just a diligent financial planner, knowing how much money you will receive from Social Security when you are eligible is a critical factor in preparing for your senior years. Signing up for a My Social Security account will help you calculate exactly how much you'll get in your monthly check, depending on your age when you retire.

How Much Will You Receive in Social Security Benefits? Here's How to Find Out

Polk County, FL

Contributors represent independent, third-party users who have joined our contributor program and self-verified their accounts. They have also demonstrated their experience writing hard news for other outlets. Contributors are expected, like all users, to adhere to our Community Standards.

contributor

Fort Meade, FL

Uncovering Florida

The Polk County Sheriff's Office has made an arrest after conducting an investigation into a case of credit card fraud involving 28-year-old Burger King employee, Kellyn Miley. The incident was discussed in detail during this morning's briefing with Sheriff Grady Judd.

Burger King Employee Caught Using Customer's Credit Card for Food at Former Job

The media could not be loaded, either because the server or network failed or because the format is not supported.

Judge Says Google Is an Illegal Monopoly: Now What?

New Jersey State

Collingswood, NJ

Morristown Minute

CAMDEN, N.J. – Ralston Boswell, 34, of Collingswood, New Jersey, has admitted to participating in schemes to fraudulently obtain Paycheck Protection Program (PPP) loans and unemployment insurance benefits. The announcement was made by U.S. Attorney Philip R. Sellinger.

Plea: Man's PPP & Unemployment Fraud - $209K Scam

If you like your coffee fast, easy and reliable, a Keurig coffee machine is a powerful appliance for your morning caffeine fix. Just pop a K-Cup pod into the machine and you've got a cup of steaming java in less than a minute. You can even use the Keurig app to brew your coffee while you hit the snooze button.

You Really Need to Clean Your Keurig. Here's How to Do It

The average 30-year fixed mortgage interest rate is 6.52% today, a decrease of -0.31% since one week ago. The average rate for a 15-year fixed mortgage is 5.91%, which is a decrease of -0.36% from the same time last week. For a look at mortgage rate movement, see the chart below.

Mortgages Cool Off for Homeseekers: Mortgage Interest Rates Today for Aug. 8, 2024

The world of foldable phones has become pretty packed in the last couple of years. Improvements to foldable screens have been a huge boost to what can be done with them, and it means that phones like the Google Pixel Fold are genuinely incredible. If you're hoping to grab yourself this excellent phone while it's on sale, then head to Best Buy and get it for just $1,249, which is a huge $550 off. That's the lowest price we've seen. But we're not sure how long this offer will last, so we suggest making your purchase sooner rather than later to avoid disappointment.

This Massive $550 Discount on the Google Pixel Fold Drops the Cost to a New Low

Denver, CO

David Heitz

More dangerous substances are entering the Denver drug supply, Harm Reduction Action Center warned in a newsletter this week. “The Iron Law of Prohibition posits that as law enforcement becomes more intense, the potency of prohibited substances increases,” HRAC Executive Director Lisa Raville wrote in the newsletter. That is exactly what is happening, she said.

Dangerous substances entering Denver drug supply

One of the standout features of Google Maps (aside from getting us where we want to go) is Street View -- a first-person perspective tool that features recent photos of streets, buildings, homes and anything else that's visible from Google's ubiquitous camera cars. There are also a lot of practical...

You Might Want to Hide Your Home From Google Maps Street View: Here's How to Do It

Disney is planning to increase the price of most of its streaming plans, the company said on Tuesday. The change is scheduled to take effect on Oct. 17, nearly a year after the company's previous price hike in October 2023. The move continues the recent trend of price hikes implemented across the streaming landscape.

Disney Price Hikes Incoming: Most Streaming Plans Will Cost More This Fall

Markets Insider

"Although it might already be too late to fend off a recession by cutting rates, dawdling now unnecessarily increases the risk," Bill Dudley wrote.

It may already be too late for the Fed to stop a recession, former central bank president says

It's simple enough to get a Wi-Fi signal throughout your home, but taking it outside is another story. It's especially annoying if you're trying to connect a laptop, projector or big-screen TV for a movie night or big game. You can move your router as close to your yard or front porch as your Ethernet cable will take you, but that won't always solve the problem.

4 Simple Ways to Extend Your Wi-Fi Outside

The 30-year average mortgage rate fell again Monday, to 6.28%. A seven-day decline has pushed the average down to its lowest level since spring 2023. Averages for most other mortgage rates also dipped lower Monday. National Averages of Lenders' Best Mortgage Rates. Loan Type New Purchase. 30-Year Fixed 6.28%. FHA...

Mortgage Rates Plummet to Lowest Level in 16 Months

Kentucky State

Northern Kentucky Tribune

Kentucky’s Community Actions Partnerships have announced the starts date for the Low-Income Home Energy Assistance Program (LIHEAP) Summer Subsidy, aimed at helping Kentucky households offset summer cooling costs.

LIHEAP Summer Subsidy program to help with summer cooling costs to begin enrollment July 16

Community Voices represent independent, third-party users who have joined our contributor program but not yet verified their accounts. Community Voices are expected, like all users, to adhere to our Community Standards.

community_voice

Declutterbuzz

More and more people are warming up to the idea that decluttering your physical possessions goes hand-in-hand with decluttering your mind aka mental clutter. The following is how a clear mind will help your decluttering goal.

How A Clear Mind Will Benefit Your Decluttering Goal

NewsBreak

Best Savings Rates Today -- APYs Falter Amid Recession Fears, Aug. 8, 2024

There’s still time to take advantage of up to 5.35% annual percentage yield, or APY, with today’s top high-yield savings accounts. But that number is down...

Best Savings Rates Today -- APYs Falter Amid Recession Fears, Aug. 8, 2024

Comments / 0