Payday Has Arrived! 5 Chic Forever Pieces I’m Considering Investing in This Month

Payday is officially here, and after a somewhat disappointing summer, it's time to treat ourselves—and our wardrobes. If you're anything like me, by the time payday rolls around I'm already thinking about one or two wish list items that have been sitting patiently in my bookmarks, and whilst there are many tempting destinations to indulge my desire, one site always tops my list when I'm thinking about investing: NET-A-PORTER.

I've been eyeing a few items that aren't just stylish but also versatile enough to wear again and again: think classic outerwear, chic flats and those elegant basics that elevate every outfit. These are the kind of pieces that feel special yet effortless; a mix of investment buys that promise to be my favourites for the season ahead and many more to come, whether I'm heading to meetings or dinners, or simply embracing the autumn chill in style.

NET-A-PORTER 's selection is always impeccable, balancing timeless designs with the season's standout trends, and as the new autumn collections start rolling in, I've been saving some seriously good finds that I know will fit seamlessly into my wardrobe. From the do-it-all tote that will carry me from the office through after-work drinks to a sleek pair of boots that are perfect for stomping around the city in comfort and style, these pieces are as functional as they are fashionable. I'm all about curating a wardrobe that works hard but looks effortless, and with NET-A-PORTER’s expertly edited selection, that's never been easier.

For instance, there's a gorgeous Max Mara camel coat I'm destined to love forever, which I'll layer over everything from tailored trousers to weekend denim. I'm also dreaming of a pair of structured flats that will elevate my workwear rotation without sacrificing comfort—hello, Aeyde; and then there's the perfect crisp white button-down by Anine Bing that I'll get so much wear out of.

Below, I've rounded up the pieces currently topping my payday fashion wish list. These are the autumn investment buys I know will be worth every penny.

Shop My Favourite Payday Picks From NET-A-PORTER:

1. Do-It-All Tote Bags

SAVETTE

Tondo Large Leather-Trimmed Canvas Tote

£1240

A leather and canvas tote that's roomy enough to fit everything you need for the day. The oversized silhouette is perfect for those busy days when you need to carry a little more, and it has that understated-luxury vibe that's so quintessentially Savette.

DEMELLIER

New York Leather-Trimmed Suede Tote in Green

£445

The suede ensures this structured tote feels relaxed, whilst the neutral khaki shade means it'll go with everything in your capsule wardrobe. I'll be reaching for this to accompany my tailored blazers.

THE ROW

N/S Park Textured-Leather Tote

£2220

The ultimate tote for minimalists. This pared-back textured-leather bag is spacious without feeling bulky, making it ideal for work, travel or even just a busy weekend of errands.

LOEWE

Puzzle Fold Convertible Medium Leather Tote

£1450

Loewe's iconic Puzzle bag gets a work-friendly upgrade in this tote version. As practical as it is eye-catching, the unique folded shape makes it a piece that'll instantly elevate any outfit.

TOTEME

Textured-Leather Tote

£910

Known for its exceptional craftspersonship, Toteme's tote is an investment in timeless design. The supple leather and structured silhouette strike the perfect balance between form and function.

2. New-Season Flats

MAISON MARGIELA

Tabi Split-Toe Glossed-Leather Loafers

£950

Loafers are due for a major moment this autumn, and this pair from Maison Margiela ticks all the boxes. They’re sleek, easy to style and add just the right amount of polish to any look. If you're team Tabi, these are the perfect new-season footwear investment.

BIRKENSTOCK

Boston Suede Clogs

£130

A flat mule that feels fresh and modern, I'd wear these with wide-leg trousers for an office-appropriate look that doesn't compromise on style.

VIBI VENEZIA

Velvet Slippers

£100

These soft suede ballet flats have that barely-there feel, making them a dream to wear all day. Perfect with denim or dresses alike, they add a subtle touch of elegance.

GUCCI

Jordaan Horsebit-Detailed Leather Loafers

£745

A classic for a reason. Gucci's Horsebit loafers are iconic and versatile enough to wear year-round. Style them with jeans, tailored trousers or even a floaty midi dress.

AEYDE

Uma Patent-Leather Mary Jane Ballet Flats

£290

Mary Janes have firmly re-established themselves, and this glossy patent style from Aeyde feels both playful and polished. Wear them with tailored shorts and a chunky knit for a modern twist on classic autumn style.

3. Classic Outerwear

MAX MARA

Manuela Icon Belted Camel Hair Coat

£2210

Max Mara's camel coat is the epitome of timeless outerwear. Its wrap style flatters all silhouettes, and the luxurious wool-cashmere blend ensures it feels as good as it looks.

TOTEME

+ Net Sustain Draped Fringed Wool-Blend Jacket

£810

Sleek, snug and roomy enough to wear over chunky knits, this coat from Totême makes layering effortless. It's one of those pieces you'll reach for every single day.

THE FRANKIE SHOP

Quilted Padded Ripstop Jacket

£245

Padded jackets are always a great choice for the colder months, and this one has a relaxed fit that’s perfect for throwing over thick sweaters. The classic pattern adds just a little texture to casual outfits.

BURBERRY

Kensington Organic Cotton-Gabardine Trench Coat

£1890

You can't go wrong with a Burberry trench. This updated version has a slightly modernised cut but retains all the classic details that make it a forever piece.

STELLA MCCARTNEY

Faux Shearling Jacket

£1690

Cosy up in style with this faux-shearling coat that feels as good as it looks. You'll never be stuck for a "dressy enough" outer layer for eveningwear.

4. Elegant Basics

ETRO

Oversized Velvet-Trimmed Striped Cotton-Poplin Shirt

£560

A crisp striped button-down that's anything but basic. The oversized cut adds an effortless vibe, making it perfect for both work and weekend.

THE ROW

Essentials Ophelia Oversized Wool and Cashmere-Blend Sweater

£1440

This cashmere sweater from The Row is pure luxury. Combining style and comfort with its simple design, it'll keep you warm without ever looking drab.

JOSEPH

Cashair Cashmere Turtleneck Sweater

£315

Luxuriously soft and impeccably made, this cashmere turtleneck is very worthy cold-weather investment pick. Style it with anything from tailored trousers to leather skirts.

NILI LOTAN

March Cashmere Cardigan

£700

A classic cashmere cardigan that's tailored without being too fitted. Wear it with high-waisted jeans for a chic off-duty look.

ANINE BING

Mika Cotton-Poplin Shirt

£180

The subtle sheen of this silk-blend button-down gives it a luxurious look and feel. Look after it well and it'll stand you in good stead for years to come.

5. Autumn-Ready Boots

AEYDE

Neil Leather Chelsea Boots

£380

These sleek ankle boots are made for walking—and everything else. The low heel and smooth leather make them comfortable enough for everyday wear.

STAUD

Wally Suede Knee Boots

£475

I'm after a pair of suede boots with that laid-back, Parisian feel that makes them so easy to style. I'll wear these with skinny jeans and flowy dresses all autumn and winter.

STUART WEITZMAN

Highland Suede Over-The-Knee Boots

£895

If you want to make a statement, these over-the-knee are composed of stretchy suede that ensures a comfortable fit.

TOTEME

The Heeled Sock Leather Ankle Boots in Chocolate

£660

Wear these chocolate-brown sock boots with leggings and an oversized coat for a modern take on classic autumn dressing.

PROENZA SCHOULER

Bronco Leather Knee Boots

£1000

If you prefer your knee-high boots with a lower heel, this pair has a slim fit that works perfectly under dresses or over skinny jeans.