2 Tennessee Cities Named Among America's 'Worst' Places To Retire

Retirement is a goal that most workers look forward to for years, a highly-anticipated way to enjoy time with loved ones without having to worry about working a full time job. Deciding where you want to settle down and spend your retirement can be a difficult decision due to a variety of factors . Do you want to live somewhere warm, where the sun is out shining more often than not, or would you prefer to find yourself in a small town away from the hustle and bustle of big city life?

WalletHub looked at nearly 200 cities around the country, including the 150 most populated cities in the U.S., to determine which are the best and and which are the worst places to retire. As to be expected, Florida is a hub for retirees, with half of the cities in the Top 10 best places to retire located in the sunny state.

Among the list are four cities in Tennessee; however two rank in the lower half of the list, making them among the worst places in America to retire. Knoxville, on the other hand, placed in the Top 50 thanks to its high marks in the affordability category. Here are the cities on the list:

• No. 41: Knoxville
• No. 84: Chattanooga
• No. 129: Memphis
• No. 137: Nashville

These are the 10 best places to retire, according to WalletHub :

1. Orlando, Florida
2. Miami, Florida
3. Minneapolis, Minnesota
4. Tampa, Florida
5. Fort Lauderdale, Florida
6. Scottsdale, Arizona
7. Cincinnati, Ohio
8. St. Petersburg, Florida
9. Casper, Wyoming
10. Atlanta, Georgia

To determine the list, WalletHub compared 182 U.S. cities across four factors: affordability, activities, quality of life and health care. These factors were then evaluated using 45 relevant metrics, including adjusted cost of living, retired taxpayer-friendliness, annual cost of in-home services, recreation & senior centers per capita, availability of adult volunteer activities, public & municipal golf courses per capita, share of population age 65 & older, age-friendly community, mild weather, violent-crime rate, health care facilities per capita, home-care facilities per capita, life expectancy and more.

Check out the full report at WalletHub.com .