GOBankingRates

If you plan to retire in 2025, one of the most important things you must do is ensure your finances are in order. Retirement is going to be a big change. You'll no longer have a regular income from...

I’m a Retirement Planner: Stop Wasting Money on These 7 Things If You Plan To Retire in 2025

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. Terms may apply to offers listed on this page. KEY POINTS. Being strategic with how you...

Here's Where You Should Pull Money From First in Retirement

The Motley Fool

Curious as to how much money people are retiring with today? Read on to find out.

The Average Older American Has This Much in Retirement Savings

According to a recent survey, 20% of Americans 50 and over have no retirement savings. Keep reading to learn how retirement may still be in the cards.

Is It Possible to Retire Without Savings?

Close to half of Americans say that financial stress has a negative impact on their mental health. For retirees, the combination of not having a job and needing to make savings stretch for the rest of their lives, plus fears of a market crash, can make stress an everyday experience. So, let’s talk about an investment strategy that can greatly reduce the stress of worrying about your retirement income.

How to Tell if You’ll Run Out of Money in Retirement

You've spent most of your adult life planning and saving for retirement. Then, when the day comes, and you make the call to finally retire, your entire thought process needs to change. Instead of...

How To Create a Sustainable Withdrawal Strategy for Your Retirement Fund

While we adhere to strict editorial guidelines, partners on this page also provide us earnings. Just when you thought your mooching relatives got the message to bug off and let you retire in peace, along comes your dreaded, drooling Uncle Sam, eyes fixed on that seven-digit stockpile it took decades to build.

Hitting the $1 million milestone in your 401(k) isn’t as great as you think it is – and it's all down to a ticking tax time bomb — how to keep more of your hard-earned retirement savings

Student loans are a burden that can last for half your working life. In fact, it takes the average borrower 20 years to say goodbye to the debt they earned while getting a degree, according to the Education Data Initiative. If you've paid off your loans in your mid-40s, you're definitely not alone.

I’m 46 years old and have finally paid off my student loans — but now I have zero in savings. Do I still have time to retire with a seven-figure nest egg?

According to a recent Schroders survey, 43% of respondents plan to take Social Security benefits before age 67. While most recognized they would receive a bigger payout by waiting, many were concerned Social Security would run out before they reached the maximum benefit age of 70. In another survey by...

Most Americans Would Take Early Social Security Benefits, Surveys Say

While we adhere to strict editorial guidelines, partners on this page also provide us earnings. Retirement is a deeply personal journey, filled with strategies and questions that are unique to your goals and circumstances. Yet the landscape of retirement planning in America is shifting in significant ways due to economic pressures and evolving workplace benefits, among other factors.

These 6 stats show Americans are rethinking retirement — how many apply to you?

North Carolina State

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Eden, NC

Town Talks

North Carolina is the 28th largest state by area but boasts the seventh-highest number of counties in the country. If you’re searching for an affordable place to call home in North Carolina, you’re in luck. This diverse and picturesque state offers a range of options that won’t break the bank.

North Carolina City Has Been Named the Cheapest Place to Live in The State

Entrepreneur

A new Fidelity report looked at data from more than 48 million retirement accounts.

More People Have $1 Million in Their Retirement Accounts Than Ever Before — Here's the Secret to Getting There, According to an Expert

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. Terms may apply to offers listed on this page. KEY POINTS. Hitting $1 million in retirement...

3 Things You Must Do When Your Retirement Savings Reach $1,000,000

The IRS has issued new interim guidance for employers looking to match retirement contributions based on employees’ student loan payments. On August 19, 2024, the IRS released Notice 2024-63, which clarifies how companies can implement the student loan feature under the SECURE 2.0 Act, effective in 2024. This guidance...

IRS Explains Secure Act Provision on Student Loans

Kohl's beat profit estimates for the second quarter, despite lower sales, as the discount department store operator cut costs. Kohl's warned about a challenging consumer environment but raised its full-year outlook for earnings per share. Kohl's shares edged higher Wednesday, but they've lost nearly a third of their value this...

Kohl's Cuts Costs to Address a Challenging Consumer Environment

Rates on 30-year mortgages dropped 8 basis points Wednesday, lowering the flagship mortgage average to 6.25%. That's the lowest average we've seen in more than 16 months. Rates edged down for most other new purchase mortgage rates as well Wednesday. National Averages of Lenders' Best Mortgage Rates. Loan Type New...

Mortgage Rates Fall to New Low—Cheapest in Almost 17 Months

Business Insider

The Supreme Court said a lower court ruling blocking cheaper student-loan payments through the SAVE income-driven repayment plan would continue.

The Supreme Court declined to allow cheaper student-loan payments for 8 million borrowers through Biden's new repayment plan

Nearly half of student loan borrowers are anticipating debt forgiveness in the future. While there are ample opportunities for relief, consumer advocates warn families not to make borrowing decisions based on the assumption that they won't have to repay the debt. Nearly half — 48% — of student loan borrowers...

Nearly half of student loan borrowers are expecting debt forgiveness, Sallie Mae report finds

Quitman, MS

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Clarke County, MS

Mississippi News Group

Written with artificial intelligence assistance. Memory Smith, a former bookkeeper for Quitman High School, has been charged with embezzlement following an investigation by the State Auditor’s office.

Former High School Bookkeeper Charged with Embezzlement in Clarke County

As you approach retirement age, the question of how much you should be saving becomes increasingly critical. Retirement savings is a topic that garners significant attention, yet it remains a source of confusion for many. How do you determine the right amount to set aside to ensure a comfortable retirement? This article aims to demystify the process and provide actionable guidelines for effective retirement planning. To learn more about retirement savings, feel free to tap into this additional resource.

Retirement Savings: How Much Should You Really Be Putting Aside?

NewsBreak

You Might Not Need to Skip Retirement Savings to Pay Student Loans

Employees can receive matching 401(k) contributions for making payments towards their student loan debt beginning this year. Employers and employees have to opt into this benefit,...

You Might Not Need to Skip Retirement Savings to Pay Student Loans

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