9 Most Popular, Wealthy Retirement Towns According to Real Estate Experts

In retirement , enjoying your golden years in comfort and style is, of course, the goal. And if you’ve managed to squirrel away enough money to retire in a luxe area, even better!

Be Aware: I’m Planning My Retirement: 5 Expenses I Wish I Had Cut Sooner

Find Out: The Surprising Way You Can Get Guaranteed Retirement Income for Life

GOBankingRates spoke with top real estate experts to bring you a curated list of the most popular, rich retirement towns in 2024. From coastal paradises to vibrant urban centers, these nine cities cater to the discerning tastes of well-heeled retirees.

Sponsored: Protect Your Wealth With A Gold IRA. Take advantage of the timeless appeal of gold in a Gold IRA recommended by Sean Hannity.

Charlotte, North Carolina

While it may have cooled slightly from its recent boom, Charlotte remains a top destination for well-to-do retirees, according to Joe Muck, Realtor at J Muck Realty . “Charlotte had been booming, and is still a very hot housing market,” Muck shared.

What makes it such a popular retirement town with the wealthy? Well, it’s got that alluring combo of Southern charm, modern amenities and a strong economy. Plus, it has a mild climate, world-class healthcare facilities, and thriving arts scene so tony retirees can stay cultured.

Read Next: Here Are All the Promises Trump Has Made About Social Security If He’s Reelected

Boca Raton, Florida

Alex Mendel, team leader at the Mendel Group at Keller Williams Realty , says this Florida gem is a prime destination for wealthy retirees. “Boca Raton offers upscale housing, world-class amenities like Mizner Park, championship golf courses, Boca Raton Resort & Club, and excellent healthcare facilities,” Mendel shared.

The city’s luxe lifestyle — coupled with Florida’s tax-friendly environment — makes it a must-consider for the high-end retiree.

Rancho Palos Verdes, California

The picturesque coastal city of Rancho Palos Verdes sits atop the Pacific Ocean. It couldn’t be more majestic — or pricier! With a median household income of $166,747, this Southern California gem attracts wealthy retirees seeking stunning ocean views and an upscale lifestyle.

Of course, the city has world-class golf courses, hiking trails with seriously stunning vistas, and easy access to the cultural attractions of nearby Los Angeles. Plus, with over 26% of its population aged 65 and above, there’s a sense of community for more affluent retirees.

Sunny Isles, Florida

For those with virtually unlimited retirement funds, Chrissy Grigoropoulos, founder of Property Shark Realty LLC , recommends Sunny Isles.

“The Acqualina Residences in Sunny Isles are absolutely stunning and make you feel like you are living in a resort in the Caribbean with the highest quality amenities,” she shared.

Bonus points: The area offers fine dining, proximity to Miami’s vibrant scene, and the added benefit of no state income tax.

Wilmington, North Carolina

As Charlotte’s market slightly cools, Muck points to Wilmington and its surrounding suburbs as an emerging hotspot for wealthy retirees. The coastal city offers a perfect blend of historic charm and modern amenities, with a growing array of upscale housing options.

Retirees are drawn to Wilmington’s temperate climate, truly spectacular beaches, and happening arts scene, all while enjoying a more relaxed pace of life compared to larger metropolitan areas.

Highland Park, Illinois

Just north of Chicagoland, Highland Park offers a perfect blend of suburban tranquility and urban convenience. The median household income here reaches an impressive $159,567, reflecting the area’s prosperity.

Retirees are sure to love Highland Park’s charming downtown, beautiful beaches along Lake Michigan (yes, lakes have great beaches, too), and an abundance of world-class healthcare facilities. The town’s rich cultural scene, including the excellent Ravinia Festival, provides ample entertainment options for its discerning residents.

Naples, Florida

Naples strikes a balance between luxury and affordability, making it an increasingly popular choice for wealthy retirees. “Naples offers a more affordable cost of living compared to other high-end Florida locations like Miami or Palm Beach,” said Grigoropoulos.

The city provides the “rich” lifestyle, without the giant bills. It has pristine beaches, upscale shopping districts, and world-class golf courses. Plus, it’s just more relaxed, so if you’re looking for a chill — but still classy — retirement town, Naples might be it.

Bainbridge Island, Washington

If you want a more laid-back retirement without sacrificing luxury, Bainbridge Island is the place. With a median household income of $151,290 and over 27% of its population aged 65 and above, this picturesque island community in Puget Sound – seriously, try to visit without snapping a million photos! – has become a haven for wealthy retirees.

This is particularly popular with active retirees as the island provides plenty of natural splendor. Add in a tight-knit community and easy access to Seattle via a short ferry ride, and it’s a perfect retirement destination

Delray Beach, Florida

Mendel loves this coastal Florida town for rich retirees. “Delray Beach combines small-town charm with a lively downtown area on Atlantic Avenue, diverse housing options, and a strong sense of community,” he shared.

The city’s vibrant cultural scene, beautiful beaches (of course) and excellent healthcare services make it a wonderful place to enjoy a peaceful — yet still active — retirement.

This article originally appeared on GOBankingRates.com : 9 Most Popular, Wealthy Retirement Towns According to Real Estate Experts