The Most Affordable City for Single People in Every State

The general cost of living in America tends to favor couples and families. So, affordability is one of the top financial considerations for single people compared to their counterparts. While cost of living is directly related to the local wages of the cities, other things such as personal hobbies, preference to city or town life, and healthcare accessibility are also considered when deciding where to live.

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GOBankingRates has provided accurate data on the cheapest cities in each state for single people if affordability is your top concern.

Also, here are the best cities for middle-class families in every state.

Alabama

• Cheapest city for single people: Selma
• Population total: 17,875
• Household total: 7,456
• Household median income: $31,084
• Household average value June 2024: $62,019
• Livability: 56
• Expenditure monthly average cost: $1,554
• Mortgage monthly average cost: $367
• Monthly total cost of living: $1,921

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Alaska

• Cheapest city for single people: Kenai
• Population total: 7,477
• Household total: 2,870
• Household median income: $77,335
• Household average value June 2024: $310,376
• Livability: 55
• Expenditure monthly average cost: $1,807
• Mortgage monthly average cost: $1,838
• Monthly total cost of living: $3,645

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Arizona

• Cheapest city for single people: Douglas
• Population total: 16,301
• Household total: 4,476
• Household median income: $41,594
• Household average value June 2024: $163,587
• Livability: 69
• Expenditure monthly average cost: $1,581
• Mortgage monthly average cost: $969
• Monthly total cost of living: $2,549

Arkansas

• Cheapest city for single people: Forrest City
• Population total: 13,010
• Household total: 3,976
• Household median income: $36,368
• Household average value June 2024: $65,202
• Livability: 58
• Expenditure monthly average cost: $1,432
• Mortgage monthly average cost: $386
• Monthly total cost of living: $1,818

California

• Cheapest city for single people: Susanville
• Population total: 15,737
• Household total: 3,447
• Household median income: $52,997
• Household average value June 2024: $241,598
• Livability: 65
• Expenditure monthly average cost: $1,757
• Mortgage monthly average cost: $1,431
• Monthly total cost of living: $3,187

Colorado

• Cheapest city for single people: La Junta
• Population total: 7,244
• Household total: 3,226
• Household median income: $50,799
• Household average value June 2024: $160,281
• Livability: 68
• Expenditure monthly average cost: $1,536
• Mortgage monthly average cost: $949
• Monthly total cost of living: $2,485

Connecticut

• Cheapest city for single people: Hartford
• Population total: 121,057
• Household total: 48,277
• Household median income: $41,841
• Household average value June 2024: $176,089
• Livability: 75
• Expenditure monthly average cost: $1,997
• Mortgage monthly average cost: $1,043
• Monthly total cost of living: $3,040

Delaware

• Cheapest city for single people: Elsmere
• Population total: 6,194
• Household total: 2,282
• Household median income: $70,773
• Household average value June 2024: $230,094
• Livability: 75
• Expenditure monthly average cost: $1,827
• Mortgage monthly average cost: $1,362
• Monthly total cost of living: $3,190

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Florida

• Cheapest city for single people: Palatka
• Population total: 10,471
• Household total: 4,317
• Household median income: $30,945
• Household average value June 2024: $206,309
• Livability: 55
• Expenditure monthly average cost: $1,593
• Mortgage monthly average cost: $1,222
• Monthly total cost of living: $2,814

Georgia

• Cheapest city for single people: Americus
• Population total: 16,020
• Household total: 5,880
• Household median income: $36.498
• Household average value June 2024: $120,959
• Livability: 51
• Expenditure monthly average cost: $1,531
• Mortgage monthly average cost: $716
• Monthly total cost of living: $2,247

Hawaii

• Cheapest city for single people: Mountainview
• Population total: 3,627
• Household total: 1,150
• Household median income: $60,057
• Household average value June 2024: $334,312
• Livability: 53
• Expenditure monthly average cost: $2,304
• Mortgage monthly average cost: $1,980
• Monthly total cost of living: $4,283

Idaho

• Cheapest city for single people: Aberdeen
• Population total: 2,611
• Household total: 741
• Household median income: $62,944
• Household average value June 2024: $248,303
• Livability: 71
• Expenditure monthly average cost: $1,445
• Mortgage monthly average cost: $1,470
• Monthly total cost of living: 2,915

Illinois

• Cheapest city for single people: Danville
• Population total: 29,100
• Household total: 11,536
• Household median income: $42,424
• Household average value June 2024: $73,277
• Livability: 55
• Expenditure monthly average cost: $1,527
• Mortgage monthly average cost: $434
• Monthly total cost of living: $1,961

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Indiana

• Cheapest city for single people: Gary
• Population total: 69,136
• Household total: 27,612
• Household median income: $36,874
• Household average value June 2024: $81,093
• Livability: 72
• Expenditure monthly average cost: $1,670
• Mortgage monthly average cost: $480
• Monthly total cost of living: $2,150

Iowa

• Cheapest city for single people: Keokuk
• Population total: 9,868
• Household total: 4,418
• Household median income: $47,571
• Household average value June 2024: $87,133
• Livability: 74
• Expenditure monthly average cost: $1,496
• Mortgage monthly average cost: $516
• Monthly total cost of living: $2,012

Kansas

• Cheapest city for single people: Coffeyville
• Population total: 8,842
• Household total: 3,575
• Household median income: $41,220
• Household average value June 2024: $58,013
• Livability: 57
• Expenditure monthly average cost: $1,462
• Mortgage monthly average cost: $344
• Monthly total cost of living: $1,805

Kentucky

• Cheapest city for single people: Ashland
• Population total: 21,542
• Household total: 8,903
• Household median income: $51,250
• Household average value June 2024: $107,759
• Livability: 64
• Expenditure monthly average cost: $1,617
• Mortgage monthly average cost: $638
• Monthly total cost of living: $2,255

Louisiana

• Cheapest city for single people: Lake Providence
• Population total: 3,542
• Household total: 1,388
• Household median income: $25,614
• Household average value June 2024: $58,632
• Livability: 64
• Expenditure monthly average cost: $1,567
• Mortgage monthly average cost: $347
• Monthly total cost of living: $1,914

Maine

• Cheapest city for single people: Houlton
• Population total: 4,918
• Household total: 2,034
• Household median income: $50,625
• Household average value June 2024: $143,451
• Livability: 70
• Expenditure monthly average cost: $1,541
• Mortgage monthly average cost: $849
• Monthly total cost of living: $2,391

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Maryland

• Cheapest city for single people: Cumberland
• Population total: 19,041
• Household total: 8,343
• Household median income: $45,915
• Household average value June 2024: $148,065
• Livability: 78
• Expenditure monthly average cost: $1,542
• Mortgage monthly average cost: $877
• Monthly total cost of living: $2,418

Massachusetts

• Cheapest city for single people: North Adams
• Population total: 12,937
• Household total: 5,816
• Household median income: $45,525
• Household average value June 2024: $245,107
• Livability: 56
• Expenditure monthly average cost: $1,611
• Mortgage monthly average cost: $1,451
• Monthly total cost of living: $3,063

Michigan

• Cheapest city for single people: Beecher
• Population total: 9,085
• Household total: 3,695
• Household median income: $35,618
• Household average value June 2024: $42,035
• Livability: 60
• Expenditure monthly average cost: $1,712
• Mortgage monthly average cost: $249
• Monthly total cost of living: $1,960

Minnesota

• Cheapest city for single people: Virginia
• Population total: 8,415
• Household total: 3,960
• Household median income: $49,789
• Household average value June 2024: $129,187
• Livability: 60
• Expenditure monthly average cost: $1,536
• Mortgage monthly average cost: $765
• Monthly total cost of living: $2,301

Mississippi

• Cheapest city for single people: Clarksdale
• Population total: 14,769
• Household total: 5,849
• Household median income: $35,377
• Household average value June 2024: $47,733
• Livability: 61
• Expenditure monthly average cost: $1,494
• Mortgage monthly average cost: $283
• Monthly total cost of living: $1,776

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Missouri

• Cheapest city for single people: Kennet
• Population total: 10,383
• Household total: 3,992
• Household median income: $52,907
• Household average value June 2024: $103,012
• Livability: 60
• Expenditure monthly average cost: $1,544
• Mortgage monthly average cost: $610
• Monthly total cost of living: $2,154

Montana

• Cheapest city for single people: Cut Bank
• Population total: 3,061
• Household total: 1,168
• Household median income: $41,759
• Household average value June 2024: $178,905
• Livability: 72
• Expenditure monthly average cost: $1,476
• Mortgage monthly average cost: $1,059
• Monthly total cost of living: $2,535

Nebraska

• Cheapest city for single people: Falls City
• Population total: 4,124
• Household total: 1,893
• Household median income: $40,222
• Household average value June 2024: $88,915
• Livability: 79
• Expenditure monthly average cost: $1,599
• Mortgage monthly average cost: $526
• Monthly total cost of living: $2,125

Nevada

• Cheapest city for single people: Hawthorne
• Population total: 2,739
• Household total: 1,120
• Household median income: $55,847
• Household average value June 2024: $130,165
• Livability: 72
• Expenditure monthly average cost: $1,593
• Mortgage monthly average cost: $771
• Monthly total cost of living: $2,364

New Hampshire

• Cheapest city for single people: Berlin
• Population total: 9,485
• Household total: 3,638
• Household median income: $41,638
• Household average value June 2024: $188,930
• Livability: 65
• Expenditure monthly average cost: $1,511
• Mortgage monthly average cost: $1,119
• Monthly total cost of living: $2,630

New Jersey

• Cheapest city for single people: Bridegetown
• Population total: 26,895
• Household total: 6,918
• Household median income: $44,440
• Household average value June 2024: $236,011
• Livability: 74
• Expenditure monthly average cost: $1,724
• Mortgage monthly average cost: $1,398
• Monthly total cost of living: $3,121

New Mexico

• Cheapest city for single people: Tucumcari
• Population total: 5,206
• Household total: 2,251
• Household median income: $34,424
• Household average value June 2024: $80,595
• Livability: 63
• Expenditure monthly average cost: $1,414
• Mortgage monthly average cost: $477
• Monthly total cost of living: $1,891

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New York

• Cheapest city for single people: Jamestown
• Population total: 28,679
• Household total: 12,510
• Household median income: $39,507
• Household average value June 2024: $119,822
• Livability: 68
• Expenditure monthly average cost: $1,507
• Mortgage monthly average cost: $710
• Monthly total cost of living: $2,217

North Carolina

• Cheapest city for single people: Roanoke Rapids
• Population total: 15,143
• Household total: 6,318
• Household median income: 45,732
• Household average value June 2024: $115,881
• Livability: 56
• Expenditure monthly average cost: $1,585
• Mortgage monthly average cost: $686
• Monthly total cost of living: $2,271

North Dakota

• Cheapest city for single people: Jamestown
• Population total: 15,850
• Household total: 6,771
• Household median income: $53,389
• Household average value June 2024: $197,202
• Livability: 71
• Expenditure monthly average cost: $1,493
• Mortgage monthly average cost: $1,168
• Monthly total cost of living: $2,661

Ohio

• Cheapest city for single people: Youngstown
• Population total: 60,048
• Household total: 25,449
• Household median income: $34,295
• Household average value June 2024: $61,036
• Livability:  81
• Expenditure monthly average cost: $1,519
• Mortgage monthly average cost: $361
• Monthly total cost of living: $1,880

Oklahoma

• Cheapest city for single people: Altus
• Population total: 18,711
• Household total: 7,403
• Household median income: $56,620
• Household average value June 2024: $97,371
• Livability: 65
• Expenditure monthly average cost: $1,509
• Mortgage monthly average cost: $577
• Monthly total cost of living: $2,086

Oregon

• Cheapest city for single people: Baker City
• Population total: 10,110
• Household total: 4,244
• Household median income: $54,063
• Household average value June 2024: $251,821
• Livability: 76
• Expenditure monthly average cost: $1,535
• Mortgage monthly average cost: $1,491
• Monthly total cost of living: $3,026

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Pennsylvania

• Cheapest city for single people: Mahanoy City
• Population total: 3,548
• Household total: 1,358
• Household median income: $37,440
• Household average value June 2024: $41,664
• Livability: 68
• Expenditure monthly average cost: $1,649
• Mortgage monthly average cost: $247
• Monthly total cost of living: $1,896

Rhode Island

• Cheapest city for single people: Central Falls
• Population total: 22,359
• Household total: 7358
• Household median income: 43,097
• Household average value June 2024: $343,389
• Livability: 64
• Expenditure monthly average cost: $1,910
• Mortgage monthly average cost: $2,033
• Monthly total cost of living: $3,942

South Carolina

• Cheapest city for single people: Bennettsville
• Population total: 6,975
• Household total: 2,749
• Household median income: $37,891
• Household average value June 2024: $87,296
• Livability: 53
• Expenditure monthly average cost: $1,480
• Mortgage monthly average cost: $517
• Monthly total cost of living: $1,997

South Dakota

• Cheapest city for single people: Huron
• Population total: 14,179
• Household total: 5,489
• Household median income: $57,702
• Household average value June 2024: $179,991
• Livability: 70
• Expenditure monthly average cost: $1,506
• Mortgage monthly average cost: $1,066
• Monthly total cost of living: $2,571

Tennessee

• Cheapest city for single people: Tiptonville
• Population total: 3,832
• Household total: 936
• Household median income: $26,898
• Household average value June 2024: $95,167
• Livability: 59
• Expenditure monthly average cost: $1,480
• Mortgage monthly average cost: $564
• Monthly total cost of living: $2,044

Texas

• Cheapest city for single people: Vernon
• Population total: 10,018
• Household total: 3,748
• Household median income: $47,528
• Household average value June 2024: $93,105
• Livability: 61
• Expenditure monthly average cost: $1,464
• Mortgage monthly average cost: $551
• Monthly total cost of living: $2,015

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Utah

• Cheapest city for single people: Vernal
• Population total: 10,041
• Household total: 3,327
• Household median income: $58,869
• Household average value June 2024: $269,898
• Livability: 76
• Expenditure monthly average cost: $1,546
• Mortgage monthly average cost: $1,598
• Monthly total cost of living: $3,145

Vermont

• Cheapest city for single people: Newport
• Population total: 4,431
• Household total: 1,988
• Household median income: $53,026
• Household average value June 2024: $254,348
• Livability: 55
• Expenditure monthly average cost: $1,704
• Mortgage monthly average cost: $1,506
• Monthly total cost of living: $3,210

Virginia

• Cheapest city for single people: South Boston
• Population total: 7,942
• Household total: 2,936
• Household median income: $49,654
• Household average value June 2024: $139,585
• Livability: 75
• Expenditure monthly average cost: $1,463
• Mortgage monthly average cost: $827
• Monthly total cost of living: $2,290

Washington

• Cheapest city for single people: Othello
• Population total: 8,582
• Household total: 2,554
• Household median income: $63,824
• Household average value June 2024: $334,815
• Livability: 68
• Expenditure monthly average cost: $1,469
• Mortgage monthly average cost: $1,983
• Monthly total cost of living: $3,452

West Virginia

• Cheapest city for single people: Clarksburg
• Population total: 15,977
• Household total: 6,650
• Household median income: $46,595
• Household average value June 2024: $114,424
• Livability: 82
• Expenditure monthly average cost: $1,618
• Mortgage monthly average cost: $678
• Monthly total cost of living: $2,296

Wisconsin

• Cheapest city for single people: Marinette
• Population total: 11,065
• Household total: 5,087
• Household median income: $54,969
• Household average value June 2024: $181,423
• Livability: 75
• Expenditure monthly average cost: $1,417
• Mortgage monthly average cost: $1,074
• Monthly total cost of living: $2,492

Wyoming

• Cheapest city for single people: Rawlins
• Population total: 8,287
• Household total: 3,165
• Household median income: $70,054
• Household average value June 2024: $202,214
• Livability: 70
• Expenditure monthly average cost: $1,658
• Mortgage monthly average cost: $1,197
• Monthly total cost of living: $2,855

Methodology: For this study, GOBankingRates found the most affordable city for a single person in each state. First GOBankingRates found the cost of living for cities across the country as sourced from Sperling’s BestPlaces. For each city the average expenditure cost for a single person was calculated by using the cost of living indexes and the national average expenditure costs for single person as sourced from the Bureau of Labor Statistics Consumer Expenditure Survey for Single People. The average single family home value from June 2024 was sourced from Zillow Home Value Index and, assuming a 10% down payment and using the national average 30-year fixed mortgage rate, the average mortgage cost was calculated for each city. Using the mortgage and expenditure costs, the monthly average cost of living was calculated. The cheapest city with all data points was recorded for this study. The total population, total households and household median income were all sourced from the US Census American Community Survey. The livability index was sourced from AreaVibes and included as supplemental information. The cities were sorted to show the most affordable cities for single people. All data was collected on and is up to date as of July 16, 2024.

This article originally appeared on GOBankingRates.com : The Most Affordable City for Single People in Every State