Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MARCH 27, 2017, executed by SAM V. GWIN AKA SAM V. GWIN JR. AND MARTY SMITH MCLEMORE, BOTH UNMARRIED, to FMLS, INC., Trustee, of record in BOOK 319, PAGE 80, for the benefit of REGIONS BANK, in the Register's Office DECATUR County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, appointed as Substitute Trustee in an instrument of record in the Register's Office for DECATUR County, Tennessee, to secure the indebtedness described, the entire indebtedness having been declared due and payable by REGIONS BANK, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, MARCH 16, 2023 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE COURTHOUSE, IN DECATURVILLE, DECATUR COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in DECATUR County, Tennessee, to wit: