Homeowners who purchased in the last year or so could drive themselves nuts trying to find the perfect time to refinance. After all, it hurt bad enough to miss out on those once-in-a-lifetime low rates of 2020 and 2021, and it’s hard to pull the trigger when refinancing today could potentially mean missing out on even lower rates next week. This week was a great example of how much mortgage interest rates can change in a short window of time. The 30-year fixed-rate mortgage rate...

The Internet Archive, an online repository of web pages, was offline Thursday after its founder confirmed a major cyberattack that exposed the data of millions of users and left the site defaced. The assault on the San Francisco-based nonprofit, claimed by a shadowy group that experts described as a pro-Palestinian "hacktivist," lays bare the perils of cybersecurity breaches ahead of the November 5 US presidential election. Brewster Kahle, the Internet...

HOUSTON, Oct. 10, 2024 /PRNewswire/ -- Scheduled for January 16, 2025, this year's conference promises to be an unparalleled experience. Over 1,000 HR screening professionals from across multiple industries will gather for a full day of insightful sessions, continuing education credits, and impactful networking. Day with DISA 2025, our annual HR Employee Screening Conference, will be our most significant and impactful event yet! Join 1,000 HR screening professionals for...

Kevin Hern, soon ending his chairmanship of the influential Republican Study Committee, stated emphatic support for the Nation and People of Israel in a statement from his Washington, D.C. office on Monday, October 7. Also on the first anniversary date of the terrorist attack on Israel, former President Donald Trump returned to former place of residence, New York City, to pay a quiet visit to the grave of the most influential Orthodox Jewish leader in the modern era. There he prayed and visited with members...

(BPT) - COVID-19 remains a public health concern, as we continue to see periodic surges in infections and hospitalizations.1 But while SARS-CoV-2 infections tend to rise during the fall and winter seasons just like the flu, the virus poses a year-round burden and COVID-19 remains a leading cause of hospitalizations from respiratory infections.2,3 As we head into colder months, it's important to take precautions to protect yourself and your loved ones from infection. Unfortunately, COVID-19 vaccination rates among adults remain lower than those of influenza,...

Many kids get their first phone as a gift. In fact, according to a 2022 study in JMIR Pediatrics and Parenting, 59.1% of participants (kids ages 4-18) reported getting their first cellphone simply because they asked for one. During the holiday season, asks for big-ticket items such as cellphones aren't uncommon. From the time kids understand what cellphones are and all their fun uses, they beg for one of their own—but this commitment requires careful consideration by parents before handing over such a big responsibility. ...

The average American feels like they lose three days per month to content consumption, according to recent research. The study of 2,000 nationally representative Americans revealed that 36 days of our year are lost to scrolling, streaming, and bingeing. And it’s worse for younger people — Gen Z Americans feel like they lose closer to five days per month. ...

MADISON, Wis., Oct. 10, 2024 /PRNewswire/ -- In recognition of World Mental Health Day, Healthy Minds Innovations (HMI) proudly announces the Healthy Minds Index, a cutting-edge wellbeing survey that will offer breakthrough insights into the trainable aspects of wellbeing in teens and adults. HMI also launches its year-end initiative: the "Our World Of Emotions" Campaign. This campaign, running through the remainder of 2024, focuses on providing emotional support during...

(NAPSI)—At a time when so many teens feel uncertain about life after high school, College Board’s BigFuture® is inspiring millions of students to take steps that can help them see a future that’s bigger and brighter. Every year, 15 million users visit BigFuture, a free platform that empowers students to discover college and career possibilities that are authentic and personalized to their experiences. Students have so many options after high school. The resources on the platform are a way to start the conversation about what...

(NAPSI)—For Jimi Olaghere, sickle cell disease once meant a life of limitations, sudden pain episodes and frequent hospitalizations. Today, thanks to groundbreaking gene therapy and blood donors, he is reaching new heights. “I don’t think I would have had the opportunity to have a gene-editing transplant without blood donations,” said Olaghere. Complications of Sickle Cell Disease ...

Inflation has hit the jackpot. Mega Millions, a national lottery game, plans to more than double the price of a lottery ticket in April 2025. The price hike is part of an overhaul of the game that is expected to improve players’ odds and give away big jackpots more frequently. In April, Mega Millions ticket prices will rise from $2 to $5. It’s the first price hike since 2017, when the game was last revamped. The game’s administrators hope there will be a big enough...

(BPT) - Ketamine and other anesthetic drugs have emerged as a powerful new tool to rapidly treat depression, especially for people who don’t benefit from traditional therapies. With conversations regarding these drugs circulating in the news and online, anesthesiologists — physicians who are experts in using them to sedate patients during surgery — are shedding light on the latest research and recommendations to ensure they are used safely as a mental health treatment. More than one in five U.S. adults lives with a mental health...

Oklahoma Governor Kevin Stitt issued a statement after law-enforcement information-sharing thwarted a terror plot intended to disrupt America's November elections. Stitt issued sent his comments to CityNewsOKC soon after the U.S. Department of Justice announced it had brought charges against an Afghan national living in Oklahoma City. The Associated Press reported, in story posted at CityNewsOKC overnight, that Nasir Ahmad Tawhedi, 27, confessed his intention for an attack "to coincide...

New AI-powered capabilities increase service efficiency, reduce time-to-resolution, and improve the customer experience AUSTIN, Texas, Oct. 9, 2024 /PRNewswire/ -- Oracle today announced new AI-powered capabilities within Oracle Fusion Cloud Service and Oracle Fusion Cloud Field Service that help service teams increase productivity, better understand customer issues, and serve their customers more effectively. The latest updates improve customer satisfaction by automatically identifying customer issues, recommending actions, streamlining resolution, and improving first-time fix rates. ...

On Wednesday morning, October 9, the U.S. Supreme Court will hear an appeal several touching several aspects of the case involving Richard Glossip, a death row prisoner in Oklahoma. In related news, last week state Representative Justin Humphrey, R-Lane, led a day-long hearing at the State Capitol in Oklahoma City last week. The meeting featured Colorado lawyer Don Knight, who has served as Glossip’s pro bono attorney for a decade. ...

The unofficial start of the holiday shopping season has arrived. Thanks to Amazon’s Prime Big Deal Days and other retailers’ “early holiday” sales, shoppers don’t have to wait until Black Friday in November to start deal hunting. But a long shopping season can lead to a lot of spending — and debt. Nearly 3 in 10 Americans who used credit cards to pay for holiday gifts last year (28%) still haven’t paid off their balances, according to a 2024 Holiday Spending Report from NerdWallet. ...

This article is made possible through Spotlight PA’s collaboration with Votebeat, a nonpartisan news organization covering local election administration and voting. Sign up for Votebeat's free newsletters here. Harrisburg, Pa. — Pennsylvania voters are more likely to trust local election results over presidential ones, with overall confidence in the integrity of voting systems split along partisan lines, a new Spotlight PA poll shows. Voting experts were encouraged by the poll’s...

Study offers promise of greater comfort for current CPAP users and a better option for the roughly half of obstructive sleep apnea patients who refuse or abandon CPAP MURFREESBORO, Tenn., Oct. 8, 2024 /PRNewswire/ -- A clinical study of the substantially lower pressure applied by a new CPAP device for treating obstructive sleep apnea (OSA) has found it to be just as effective as the continuous pressure of traditional CPAP while also finding most users report it as more comfortable, holding out hope for millions...

PROVO, Utah — Coming off the first bye of its 2024 schedule, Brigham Young moved up to No. 14 and No. 15 in the national rankings released on Sunday. The 5-0 Cougars rose three spots to No. 14 in The Associated Press Top 25 and jumped four places to No. 15 in the American Football Coaches Association's US LBM Coaches Poll published by USA TODAY Sports. BYU has been ranked...

On October 7, 2023, everything changed. The pure barbarism exhibited by Hamas one year ago today made the unimaginable a reality. We witnessed and experienced one of the darkest days in the history of the State of Israel and the Jewish people. 1,200 of our brothers and sisters, parents, and children were taken from us in the most horrific manner. 251 hostages — 97 of whom are still held captive...