How to qualify for a credit card hardship program this November
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. As we head into November, many Americans are feeling financial strain caused by carrying a credit card balance from one month to the next. After all, credit cards are one of the most expensive financing options, with the average credit card interest rate now exceeding 23% — the highest rate on record. That, coupled with the compounding nature of credit card interest, has resulted in significant financial strain for millions of cardholders.Another issue is that many households continue to...
Adding My Kid Brother To My Amex Gold Just Made Sense
I’ve been deep in the personal finance sphere for over a decade, whether that’s talking about credit cards or expounding on the benefits of redeeming rewards points. It’s probably a little surprising, then, that this year my kid brother graduated high school with a part-time job and absolutely zero credit history. It’s not his fault; after all, he barely knows the difference between a credit card and a debit card.