OAK RIDGE, TENN. and MIDDLESBORO, KY., October 23, 2024 – Y-12 Federal Credit Union (Y-12 FCU), a $2.15 billion credit union headquartered in Oak Ridge, TN, is pleased to announce its execution of a definitive agreement to acquire First State Bank of the Southeast (FSB), a Middlesboro, Kentucky-based bank with eight branch locations throughout Southeast Kentucky and Northeast Tennessee. This acquisition marks a significant milestone for Y-12 FCU as it expands its seventy-four-year-old community-focused brand beyond the borders of Tennessee.