The Charlotte 49ers (3-3, 2-0 AAC) and the Navy Midshipman (5-0, 3-0) meet Saturday at Navy-Marine Corps Memorial Stadium. Kickoff is scheduled for 3:30 p.m. ET (CBSSN). Below, we analyze BetMGM Sportsbook’scollege football odds around the Charlotte vs. Navyodds, and make our expert college football picks and predictions.
The 49ers have been surging, winning 3 of their last 4 games, and their latest victory was a blowout. As 9.5-point underdogs at home, the 49ers crushed East Carolina 55-24, easily surpassing the 47-point total. Charlotte’s ground game was the highlight, piling up 311 rushing yards. RB Hahsaun Wilson led the way with 164 yards and 3 touchdowns, averaging over 10 yards per carry. RB Cartevious Norton added 88 yards and 2 scores, helping power the 49ers to an impressive win.
Navy advanced to 5-0 for the first time since 2017 with a commanding 31-7 win over Air Force. The Midshipmen easily covered the 9.5-point spread and pushed the game over the 37.5-point total. QB Blake Horvath continued to impress, throwing for 134 yards while also rushing for 115 yards and 2 touchdowns. RB Eli Heidenreich added another 100 yards on the ground. Navy’s offense, averaging 43.6 points per game this season, dominated their service academy rivals.
– Rankings:US LBM Coaches Poll, conducted by the American Football Coaches Association and USA TODAY Sports
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Moneyline (ML): Charlotte +525 (bet $100 to win $525) | Navy -750 (bet $750 to win $100)
Against the spread (ATS): Charlotte +16.5 (-105) | Navy -16.5 (-115)
Over/Under (O/U): 56.5 (O: -105 | U: -115)
Charlotte vs. Navy picks and predictions
Prediction
Navy 39, Charlotte 20
PASS.
I’ve got Navy (-750) taking care of business at home Saturday afternoon, but I’m not betting 7 1/2 units to win 1 back. I’ll take my bet to the spread.
BET NAVY -16.5 (-115).
Navy has been dominant in October, winning each of its last 13 games as a home favorite against non-ranked teams. Meanwhile, Charlotte has lost 3 of its last 4 road games and struggles defensively, ranking 117th in total defense and 101st in scoring defense. While Charlotte has a solid record of covering as a double-digit underdog, the matchup here is a challenge. Navy’s offense, ranking 2nd in rushing and 5th in scoring, should exploit Charlotte’s weaknesses. Additionally, Navy has covered the spread in 4 straight games and has been strong early, winning the first quarter in 3 of its last 4 home games and leading at halftime in its last 5 home games. With their momentum, Navy is in a great position to dominate and improve to 6-0.
Navy’s offense has been firing on all cylinders, averaging over 40 points per game and going Over the total in all 5 of their games this season. Charlotte has also seen high-scoring contests, going Over in four of their last 5 games, including a 55-point outburst last week. Additionally, seven of Navy’s last 8 October home games against non-ranked opponents and 4 of Charlotte’s last 5 games as a road underdog have surpassed the points line. This matchup has all the makings of a shootout.
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