Toledo, OH

Columbus, OH

Markets Insider

There's a rare type of mortgage loan gaining popularity among buyers seeking lower rates.

Homebuyers are flocking to a type of loan that offers a lower mortgage rate. But they often require bigger down payments, and lenders don't like to give them.

Business Insider

Will it be easier to buy a house next year, and should we expect a housing market crash? Here's how to prepare based on housing market predictions for 2024.

Housing market predictions 2024: What homebuyers should know

The Motley Fool

Making one extra payment a year on a 30-year mortgage can save you serious interest. But it might not be the best use of your money.

Is It Worth It to Make Just 1 Extra Payment a Year on Your 30-Year Mortgage?

Struggling to keep up with your mortgage? Today's mortgage rates make it tough to refinance for relief -- but read on for some other options that may work.

Can't Afford Your Mortgage or to Refinance? 3 Options to Consider

Forbes Advisor

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit is a variable-rate second mortgage that draws on your home’s value as a revolving line of credit.

Current HELOC & Home Equity Loan Rates: August 8, 2024—Rates Are Mixed

GOBankingRates

According to Newsweek, millennials are driving a trend of young, self-made millionaires who break the mold of the traditional trust fund baby. Instead of relying on inherited wealth and old money,...

Top 5 States Where Rich Millennials Are Buying Homes, According to Real Estate Agents

Kamala Harris is set to announce her economic agenda, which includes several housing proposals, during a Friday rally in North Carolina.

Harris to propose an economic plan that includes giving some first-time homebuyers up to $25k in down-payment support

Housing affordability remains challenging across much of the US, particularly with the increase in housing prices over the last few years. However, according to a Realtor.com analysis of the top 10...

Housing Market 2024: 10 Most Popular Housing Markets People Are Moving To – Can You Afford To Live There

When buying a home lender will consider your overall finances including any debt, your credit score, current salary and security before determining how much they are willing to lend. This benchmark is typically set at 4.5 times a borrower’s salary, this ensures that homeowners can manage their repayments without a heavy financial strain.

The Mortgage-to-Salary Ratio

Home prices have been rising faster than incomes, which can be a problem for homeowners because as the value of a home rises, so does the cost to maintain it. Property taxes and home insurance rates are rising, influenced by inflation and the increase in catastrophic weather events. More than...

Home valuations are rising faster than incomes. Here's why that could hurt homeowners' wallets

Denver, CO

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contributor

David Heitz

Migrants enrolled in the Denver Asylum Seekers Program won’t get cash benefits after all. The council amended a contract with Haven for Hope during the Safety, Housing, Education and Homelessness Committee meeting Wednesday. Instead of Haven of Hope providing migrants with cash assistance on debit cards, it will instead provide “culturally appropriate” food.

Denver revokes cash assistance for migrants

The Week

There are various issues to consider when deciding if downsizing is the right move for you and your retirement

Downsizing is on the rise – what should homeowners consider

Ohio State

The Lantern

On Tuesday, licensed Ohio dispensaries began legally selling non-medical marijuana to consumers; however, the drug’s possession, growth and/or usage are still prohibited on Ohio State’s campus. Credit: Jefferee Woo/Tampa Bay Times/TNS [Original caption: Four citizen-led petitions with proposals to update Dallas’ charter hit the 20,000 valid signature threshold to make it on the Nov. 5 election ballot, including one that would ban police officers from arresting or citing people carrying less than four ounces of marijuana.] As of Tuesday, students 21 and older can now legally purchase marijuana in Ohio.

Dispensary sales of recreational marijuana began Tuesday; possession and usage still prohibited on Ohio State’s campus

In the ever-evolving landscape of real estate, traditional methods of buying and selling homes are being challenged by a new player in the game: direct cash buyers. These innovative companies are disrupting the status quo and reshaping the way people navigate the real estate market. In this article, we’ll explore why direct cash buyers are positively changing how people buy and sell real estate, and why this trend is gaining momentum.

How Direct Cash Buyers Are Revolutionizing Real Estate Transactions

Colorado State

A bill quietly introduced this spring in the Colorado legislature to decriminalize the possession of drug paraphernalia obtained by harm reductionists has become law. As low-key as the legislation was introduced, the bill was signed into law without fanfare June 6. It garnered little to no media attention.

Colorado legalizes needles, pipes for meth and crack if obtained by harm reduction group

Buying your first home involves a complex process that requires knowledge of real estate laws, financing options, and the market in which you're buying. Fortunately, working with professionals can help you handle most of these issues, preventing you from having to study up on the rules and restrictions in your area. Even so, there are some things you should know as you begin hunting for your first home.

5 Unexpected Things to Consider When Buying Your First Home

Straight Arrow News SANcom

New commission rules are coming on Aug. 17 that will rock the real estate world. The conventional way of buying and selling a home is over.

Big real estate change coming next week for buyers, sellers and agents

TheStreet

A few smart financial adjustments can free up the needed cash.

Buying a home — what you need to know about your down payment

Kentucky State

Northern Kentucky Tribune

Major changes to how real estate transactions are conducted are set to take affect this month that will effect how both sellers, and buyers, compensate their agents. On March 15, the National Association of Realtors (NAR) settled a lawsuit brought by home sellers regarding how broker commissions were handled. As a result of that settlement, the NAR will remove agent compensation amounts from Multiple Listing Services, provide detailed compensation information to buyers and sellers and attain a written agreement outlining that compensation structure.

Broker commissions on real estate transactions will look a lot different starting August 17

NewsRadio WFLA

As interest rates level out, the home buying process faces a new rule requiring a buyer-broker agreement to be signed before viewing prospective properties.

Real Estate Agents and Home Buyers Face New Commission Rule

Rossford, OH

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WTOL 11

NewsBreak

Down payment assistance available for home buyers as high interest rates, low inventory continue

https://dcusoqhsuupgy.cloudfront.net/transcodes/fhMj0000/default.mp4

Down payment assistance available for home buyers as high interest rates, low inventory continue

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