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    You can now apply for the lottery to get money to fortify your roof

    8 days ago

    https://img.particlenews.com/image.php?url=3Cttsl_0vaowJiz00

    Want $10,000 to upgrade you roof to better stand up to hurricanes?

    Registration is now underway for Louisiana Fortify Homes Program grants.

    It runs through Friday.

    The Louisiana Department of Insurance says there are 300 Grants Available to residents of Louisiana’s Coastal Zone.

    "Once the lottery registration period closes, the LFHP will randomly select 300 participants from the pool of eligible registrants, and an additional 200 registrants will be placed on a waitlist," according to a news release. "The LFHP will send an email notification to registrants who are selected to participate."

    To see if your home is located in Louisiana’s Coastal Zone, click here and enter the address of the home in the “Find address or place” field in the top-right corner of the page.

    Eligibility & Grant Requirements:

    -Homeowners applying for a grant should wait to see if they are selected to participate before contacting an Evaluator or Contractor as the process for selecting professionals is managed through the LFHP grant program. Homeowners who select a Contractor and begin work on the project before receiving approval from the LFHP are not eligible for the program.

    -Homeowners selected to receive a grant will be responsible for paying evaluation fees for the entire evaluation process according to prices set by the Evaluator.

    -Homeowners are only eligible for their primary residence and must verify they have a homestead exemption on the property during the application process.

    -Homeowners must provide proof of an active residential insurance policy with wind coverage. If they live in a Special Flood Hazard Area as designated by FEMA, they must also provide proof of a flood insurance policy. Contact your agent if you are unsure whether you have these coverages.

    -Homes must be in good repair as determined by a FORTIFIED Evaluator.

    -New construction homes, condominiums and mobile homes are not eligible to participate in the program.

    -Homes on a foundation constructed of unrestrained stacked masonry or stone (dry-stack foundation) are not eligible without an approved retrofit of the foundation.

    T-he completed project must meet the FORTIFIED Roof Standard for the grant to be issued. Grant funds are paid directly to contractors. Homeowners are financially responsible for all costs beyond the full grant amount. Grant funding is limited to construction costs.

    These and all other eligibility requirements and program details may be reviewed at www.ldi.la.gov/fortifyhomes .The LFHP provides grants of up to $10,000 for homeowners to upgrade their roof to the Insurance Institute for Business & Home Safety’s FORTIFIED Roof Standard, which includes strengthening the home against severe storms, high winds and wind driven rain.

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