Get updates delivered to you daily. Free and customizable.
A Dime Saved
28 Frugal Living Tips Middle Class Americans Can Use for Big Savings This Fall
7 hours ago
User-posted content
Are you searching for a path to reduce expenses and bolster your savings? Frugal living revolves around conscientious spending. It's a smart approach to spend only on essentials, enabling you to flourish financially.
Uncertain about how to begin? Let's explore 28 frugal living tips that will empower you to kickstart substantial savings today!
1. Fix Leaky Faucets Promptly
Fix a leaky faucet right away to avoid unnecessary water waste. Don’t let your money go down the drain!
2. Make Your Own Beauty Products
Beauty products can be expensive, especially if the quality is important to you. Try making your beauty products at home with natural ingredients. It’s cheaper, and it can be better for you, too.
3. Use Online Freebies
Before you shop anywhere, always check the internet for freebies! From coupons to discount codes, you don’t want to miss out on reduced prices.
Before you throw something out, think about whether or not you could repurpose it for another use. Repurposing items is a great way to save money and time.
5. Turn off Lights When Not Needed
Leaving a room? Don’t forget to turn the lights off and save electricity.
6. Meal Prep To Avoid Eating Out
Meal prepping is a reliable way to save money and time! Use your spare time to prepare several days worth of meals and freeze them for when you need them.
7. Repair Shoes
Is your shoelace broken, or is the sole coming out? Buy a new lace or reattach the sole instead of rushing to buy a new pair of shoes.
8. Buy Used Electronics
Many people sell their used electronics online, and some stores offer used products, too. Used electronics can still be great quality, plus they’re cheaper.
9. Use Public Wi-Fi
Use public Wi-Fi whenever it’s available to avoid using up cellular data.
10. Use a Prepaid Cell Phone Plan
A prepaid cell phone plan can be cheaper and come with more benefits than its competitors. Consider using one to save money and as a reminder to stay on top of your bills!
11. DIY Holiday Decorations
We all love getting ready for the holidays, but all those decorations can be expensive. Consider making your own decorations at home to cut down on holiday spending.
12. Bundle Insurance Policies
When you bundle your insurance policies, your insurance company often offers you a cheaper rate. Consider bundling your policies and saving big today! Contact a local insurance agent who can help you figure out the best coverage options for you and you can save a ton.
13. Buy Quality Items That Last
It can be tempting always to buy the cheapest option on the market, especially if you’re trying to save. But sometimes it’s worth a little extra to buy quality items that will last you longer!
14. Avoid Late Payment Fees
Avoid late payment fees by always making your payments on time or before they’re due if you struggle with this, then set up automatic payments.
15. Negotiate Bills
Consider calling your utility companies and trying to negotiate your bills with them. Some companies are willing to negotiate one-time rates or even recurring rates.
16. Cancel Unused Memberships
Have any memberships that you just never get around to using anymore? Make sure to cancel them to avoid getting charged for a service you don’t need.
17. Buy Generic Medications
Often, generic medications will do the job just as well as name-brand. Buy generic medicines to keep around the house for when you’re sick!
18. Use a Bike-Sharing Program
A bike-sharing program is a great way to get from one place to the next for relatively cheap. These services are sometimes free of charge but are always more affordable than driving!
19. Use a Fan Instead of an AC
AC units are expensive to install, use, and fix. If you live in a cool enough climate, consider using a fan instead of an AC.
20. Share Subscription Services
Share subscription services with family or close friends to reduce monthly fees.
21. Use Loyalty Rewards
Sign up for a loyalty program with the stores or businesses you often frequent. You’ll be able to earn rewards that you can redeem for later purchases.
22. Make Your Own Yogurt
Yogurt is easy to make at home, and it can be used in a ton of different recipes. If you make enough, you could even try selling it!
23. Wash Laundry in Cold Water
Washing laundry in cold water uses less energy than hot water. That means a reduced electric bill for you!
24. Use Natural Light at Home
Open up the curtains and fill your home with natural light. It’s free, and it comes with a variety of health benefits.
25. Refinance Loans for Better Rates
Have you had a loan for at least a few years now? There’s a good chance you can refinance it and get a better rate in return.
26. Repair Small Appliances
Small appliances, like garbage disposals or coffee makers, sometimes break all too easily. Consider repairing them instead of getting them replaced to save money.
27. Limit Impulse Online Shopping
It’s all too easy to impulse-buy when shopping online. Limiting impulse online shopping is a great way to save since oftentimes you buy things you don’t even need.
28. Use Free Community Resources
Take advantage of free community resources, like libraries, food pantries, and parks, and of course, get all the free stuff you can!
Get updates delivered to you daily. Free and customizable.
It’s essential to note our commitment to transparency:
Our Terms of Use acknowledge that our services may not always be error-free, and our Community Standards emphasize our discretion in enforcing policies. As a platform hosting over 100,000 pieces of content published daily, we cannot pre-vet content, but we strive to foster a dynamic environment for free expression and robust discourse through safety guardrails of human and AI moderation.
Most Popular
Comments / 0