Des Moines, IA

The Conversation UK

The impact of higher mortgage costs is now biting hard. Three million UK households face the prospect of having to renew their mortgage within the next two years as their fixed-rate periods come to an end. While nearly two-thirds of all borrowers have already remortgaged at more expensive rates, a large number are still waiting to do the same.

Millions benefited from mortgages fixed at low prices – now many are struggling with much higher monthly payments

Business Insider

The Public Service Loan Forgiveness program was paused in May as borrowers were transitioned away from MOHELA. Applications are now being processed.

Some student-loan borrowers might get debt cancellation now that a major forgiveness program is back

Discover® home equity loans have a lower-than-average minimum APR and no application, origination or appraisal fees — a standout feature among lenders, especially since closing costs can reach up to 6% of your total loan amount. We also like that Discover approves loans for borrowers with as little...

Discover home equity loan review 2024

Chicago, IL

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Foodie in Chicago

Shortly before 3 AM, people in the Chicago area may have felt their houses shake as a 3.4-magnitude earthquake occurred about 60 miles west of the city. (CHICAGO) The United States Geological Survey (USGS) reported a 3.4-magnitude earthquake around Somonauk, IL. Somonauk is in DeKalb and LaSalle Counties, 64 miles west of Chicago.

Did You Feel the Earthquake?

The Independent

 Nearly 20 million people who owe student loans are not making payments, according to the latest Department of Education data.Following a three-year timeout on payments that began in 2020 during the pandemic, the government has restarted collecting the $1.6 trillion it is owed.At the end of March, six months after the hiatus ended, nearly 20 million borrowers were making payments as scheduled. However, almost 19 million were not, leaving their accounts delinquent, in default, or still on pause.Seven million people were at least 30 days overdue on payments at the end of 2023 - marking the highest delinquency rate...

Nearly 20 million people who owe student loans not making payments as government tries to claw back $1.6tn

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NewSantaAna

The FBI has seen a rise in scams targeting timeshare owners. In this kind of scam, criminals con these part-time property owners into shelling out hefty sums of cash, all under false pretenses related to their timeshare properties.

FBI warns that Mexican cartels are targeting Americans with timeshare scams

New York City, NY

Cheryl E Preston

Yesterday was the third time this year that an ad stating Chelsea Clinton lives in a beautiful Virginia home popped up on my laptop. My computer did not warn me this was a dangerous site, so this time, I clicked on the link.

Chelsea Clinton is rumored to be living in Virginia but probably still in NYC

Kentucky State

Northern Kentucky Tribune

Kentucky’s Community Actions Partnerships have announced the starts date for the Low-Income Home Energy Assistance Program (LIHEAP) Summer Subsidy, aimed at helping Kentucky households offset summer cooling costs.

LIHEAP Summer Subsidy program to help with summer cooling costs to begin enrollment July 16

Student-loan borrowers on income-driven repayment plans and PSLF have until June 30 to consolidate their balances for one-time account adjustments.

Some student-loan borrowers have one week left to benefit from a temporary measure that'll bring them closer to debt cancellation

Aurora, CO

David Heitz

Aurora’s pallet shelters for people experiencing homelessness, which only allow a maximum 30-day stay, have been cycling the same individuals in and out, city staff told council members Thursday. Many return to street encampments when their time in the pallet shelter runs out, Jessica Prosser, homeless services director for the city, said. Then, the city sweeps the encampment again, and they get to come back to the shelter for another 30 days, Prosser explained. This process can repeat multiple times.

Aurora pallet shelters a revolving door for homeless

Denver, CO

A dangerous drug that is being mixed into fentanyl is causing those who inject it to develop a rash of sores that resembles a case of flesh-eating bacteria. People experiencing homelessness around Denver can sometimes be seen with these bloody, weeping wounds. I recently mentioned this phenomenon to a fentanyl user who told me about the xylazine connection.

Denver homeless people suffer sores as xylazine enters fentanyl supply

FinanceBuzz

Which option is best for you? We break down the pros and cons of credit unions so you can make the best decision for yourself and your finances.

11 Pros and Cons of Joining a Credit Union Instead of a Bank

New York Post

If you need a mortgage, a good credit score, also called a FICO score, is essential—and it’s within your control.

In a nutshell, a credit score is a simplified calculation of your history of paying back debts and making regular payments on loans. If you’re borrowing money to buy a home, lenders want to know you’ll pay them back in a timely manner, and a credit score is an easy estimate of those odds.

Here’s your crash course on this all-important little number, and how to whip it into the best home-buying shape possible.

Pull your credit report

There are three major U.S. credit bureaus (Experian, Equifax, and TransUnion), and each releases...

How to boost your credit score if you’re a first-time homebuyer

rolling out

Refinancing your mortgage and home can be a strategic move to lower monthly payments, shorten the loan term or tap into home equity. However, it’s essential to approach this decision with careful planning and consideration. This guide will walk you through the necessary steps to ensure a smooth refinancing process and maximize the benefits.

What to do before refinancing your mortgage and home

California State

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The HD Post

CALIFORNIA – Starting July 1, landlords will only be allowed to collect one month’s rent for the security deposit on a rental property. Assembly Bill 12, signed into law last October, says regardless of whether the residential property is unfurnished or furnished, only one month’s rent can be charged in addition to any rent for the first month paid on or before initial occupancy.

Law limiting security deposits goes into effect July 1

Alameda Post

California regulators just stopped AT&T from pulling the plug. California’s Public Utilities Commission on June 20 rejected AT&T’s application to stop providing landlines and other services in areas where there is no other option.

Still Need Your Landline?

McPhersonBuzz News

Negotiating a student loan payoff involves working with lenders to settle part of the debt, but it’s usually only possible with private loans and requires careful financial planning and patience. Expert Tips on Negotiating Student Loan Payoff Despite Federal Loan Limitations According to the GoBankingRates, negotiating a student loan payoff can be hard, but it’s […]

$20,000 Forgiveness Uncertainty: How to Negotiate a Student Loan Payoff!

GOBankingRates

Thanks to the Fed's rate-raising spree, which the Central Bank initiated to curb inflation, borrowing money has become much more expensive in recent years. And, perhaps unsurprisingly, borrowers'...

Here’s What Your Credit Score Says About Your Debt

Missouri State

ABC News

The pause would be very similar to the pandemic-era student loan moratorium – borrowers would not need to make payments and interest would not accrue.

3 million student loan borrowers to be placed in payment pause

Fulton, MO

CJ Coombs

Bringing them home: for 40 years, the National Center for Missing and Exploited Children (NCMEC) has been helping to locate missing children. Since July 1, 2024, according to the NCMEC, 15 children have been reported missing in the U.S. Not included in that number are those who have been missing in Missouri since June 2024.

Seven teenagers have been missing in Missouri since June 2024

Windsor Heights, IA

Pleasant Hill, IA

Urbandale, IA

West Des Moines, IA

Clive, IA

Berwick, IA

Johnston, IA

Norwalk, IA

Altoona, IA

Ankeny, IA

NewsBreak

Dupaco joins Federal Home Loan Bank in program to make homeownership more affordable for some borrowers

Dupaco Credit Union and Federal Home Loan Bank of Des Moines have partnered on the Mortgage Rate Relief...

Dupaco joins Federal Home Loan Bank in program to make homeownership more affordable for some borrowers

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